AreaProfile

95206Stockton, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95206.

46
Area Score
Bottom 8% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5744th of 6,210 published ZIP areas29
Growth4269th of 5,428 published ZIP areas33
Housing affordability4690th of 6,685 published ZIP areas66
ClimateTop 27% of 6,789 published ZIP areas76
Physical resilience5344th of 6,709 published ZIP areas25
AccessTop 8% of 6,791 published ZIP areas99
Economic stability4646th of 6,742 published ZIP areas49
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 6.7% and the Opportunity signal places 95206 in the bottom 8%.

Residential permitting has slowed: 306 units authorized over the past twelve months, 25% below the prior year.

Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and drought.

At a glance

Population
68,558
2024 ACS 5-Year
Median household income
$83,432
Top 34% nationally
Density
515/sq mi
133.2 sq mi of land
Median age
31.4
2024 ACS 5-Year
City
Stockton
California
Metro area
Stockton-Lodi, CA
Nearest major airport
SCK
9 mi · Stockton Metro
Median home value
$424,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 6.7% is lower than 4% of the 6,544 measured US ZIP areas.

Employment fell 1.8% over the past year, to 134,076 employed residents.

MetricValueCompared with peersSource period
Median household income ±$4,849$83,432Top 34%2024 ACS 5-Year
Per capita income ±$1,008$26,349Bottom 16%2024 ACS 5-Year
Poverty rate17.0%Top 25%2024 ACS 5-Year
Average commute36.2 minTop 14%2024 ACS 5-Year
Bachelor's degree or higher12.0%Bottom 16%2024 ACS 5-Year
Employment134,076Top 29%June 2026
Employment change (3 years)-0.2%Bottom 47%June 2026
Employment change (year over year)-1.8%Bottom 24%June 2026
Labor force143,723Top 29%June 2026
Labor force participation63.0%Top 41%2024 ACS 5-Year
Mean annual wage$64,950Bottom 36%2025 OEWS
Median annual wage$48,990Bottom 38%2025 OEWS
Unemployment change (year over year)-0.6%Bottom 15%June 2026
Unemployment rate6.7%Top 4%June 2026
Median household income, successive ACS releases
202120222023202483k60k
Each point is a separate five-year estimate, most recently $83,432 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Stockton-Lodi, CA
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand15,030$47,330
Home Health and Personal Care Aides12,580$34,320
Heavy and Tractor-Trailer Truck Drivers10,110$60,470
Fast Food and Counter Workers7,560$41,740
Cashiers5,900$36,340
Industrial Truck and Tractor Operators5,810$48,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Stockton, CA, the city containing this ZIP code.

There are 22.8 students for every full-time teacher, more than in most measured places.

Public schools
26
2024-25 school year
Students per teacher
22.8
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Edison HighStockton Unified2,35523.8
Venture Academy · charterVenture Academy District1,65721.2
one.Charter · charterone.Charter District1,35625.1
Weston Ranch HighManteca Unified1,16419.7
Great Valley ElementaryManteca Unified98324.6
George Y. Komure ElementaryManteca Unified75226.9
San Joaquin ElementaryStockton Unified71126.3
McKinley ElementaryStockton Unified70526.1
Montezuma ElementaryStockton Unified65221.0
August Knodt ElementaryManteca Unified64223.8
Alexander Hamilton ElementaryStockton Unified59922.2
Hazelton ElementaryStockton Unified58622.5

80.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,592 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.9%
Below the 30% cost-burdened threshold
Home price to income
5.1×
median home value ÷ median income
Median gross rent
$1,592
2024 ACS 5-Year
Median home value
$424,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.09Top 16%2024 ACS 5-Year
Homeownership rate60.3%Bottom 16%2024 ACS 5-Year
Housing units ±63618,787Top 4%2024 ACS 5-Year
Median gross rent ±$85$1,592Top 19%2024 ACS 5-Year
Median home value ±$7,401$424,600Top 18%2024 ACS 5-Year
Rent as a share of income22.9%Top 22%2024 ACS 5-Year
Vacancy rate6.2%Bottom 29%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
33/ 100
Ranks 4269 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.9 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
306
12 months ending July 2026
Per 1,000 residents
0.9
Bottom 24% nationally
Year over year
−25%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Stockton, CA, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 39°F.

Normal annual precipitation is 13.4 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station STOCKTON METRO AP, 9.3 miles from this location.
Precipitation
JFMAMJJASOND2.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation13.4"1991-2020 Normals
Average January low39°F1991-2020 Normals
Average July high95°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing30°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

25 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and drought.

DroughtHigh
EarthquakeHigh
Inland floodingModerate
Heat waveModerate

Low or minimal exposure: lightning, wildfire, volcanic activity, landslide, hail, tornado, winter weather, strong wind, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 9 miles away.

AirportCodeDistanceLongest runway
Stockton MetroSCK9 mi10,245 ft
Oakland San Francisco BayOAK47 mi10,520 ft
Norman Y Mineta San Jose IntlSJC48 mi11,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
46
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95206 vs Stockton

How this ZIP area compares with Stockton as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95206
Stockton
Median household income
$83,432
vs
$79,907
Per capita income
$26,349
vs
$31,918
Population density
515/sq mi
vs
5,092/sq mi
Median home value
$424,600
vs
$440,900
Median gross rent
$1,592
vs
$1,577
Homeownership rate
60.3%
vs
53.9%
Bachelor's degree or higher
12.0%
vs
20.0%
Poverty rate
17.0%
vs
15.5%
Median age
31.4
vs
33.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.