92672 — San Clemente, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 92672. Its median household income runs 20% below San Clemente as a whole, which is why this ZIP carries a profile of its own.

45out of 100
Area Score
Bottom 9% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 41% of 3,116 ZIP areas measured58
SchoolsTop 36% of 3,047 ZIP areas measured60
Growth3,078th of 3,124 ZIP areas measured13
Housing affordability3,086th of 3,112 ZIP areas measured21
ClimateTop 3% of 3,127 ZIP areas measured93
Physical resilience3,011th of 3,127 ZIP areas measured9
Access2,322nd of 3,127 ZIP areas measured82
Economic stabilityTop 38% of 3,127 ZIP areas measured61
The quick read

Unemployment is 4.0% and median household income $111,989, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for San Clemente, CA, which contains 92672, rather than for 92672 alone.

In the public schools here, 57% of students met the state standard in mathematics, with 22.7 students for every teacher.

Residential permitting has slowed: 19 units authorized over the past twelve months, 60% below the prior year. The permit count and 1 other measure here are published for San Clemente, CA, which contains 92672, rather than for 92672 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
36,939
2024 ACS 5-Year
Median household income
$111,989
Top 12% nationally
Density
1,039/sq mi
35.6 sq mi of land
Median age
44.6
2024 ACS 5-Year
City
San Clemente
California
Nearest major airport
RIV
38 mi · March ARB
Median home value
$1,438,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment across San Clemente, CA, which contains 92672, is 4.0%, lower than in 64% of the 3,127 measured US ZIP areas.

Employment across San Clemente, CA, which contains 92672, fell 1.9% over the past year, to 28,910 employed residents.

50% of adults hold a four-year degree, higher than 88% of measured US ZIP areas.

Median household income of $111,989 is higher than in 88% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsSan Diego County, CA’s figurefiling years 2022–2023$90,05079th percentileof 2,996filing years 2022–2023
Income of those who leftSan Diego County, CA’s figurefiling years 2022–2023$86,13279th percentileof 2,996filing years 2022–2023
Median household income ±$7,8572024 ACS 5-Year$111,989Top 12%of 31,0492024 ACS 5-Year
Per capita income ±$7,0162024 ACS 5-Year$71,032Top 6%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year7.3%Top 33%of 32,8462024 ACS 5-Year
Average commute ±1.6 min2024 ACS 5-Year29.1 minBottom 43%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year50.5%Top 12%of 33,1932024 ACS 5-Year
Drove alone to work ±8%2024 ACS 5-Year67.1%23rd percentileof 32,7982024 ACS 5-Year
EmploymentSan Clemente, CA’s figureJuly 202628,910Bottom 32%of 3,127July 2026
Employment change (3 years)San Clemente, CA’s figureJuly 2026−2.0%Bottom 24%of 3,127July 2026
Employment change (year over year)San Clemente, CA’s figureJuly 2026−1.9%Bottom 23%of 3,127July 2026
Labor forceSan Clemente, CA’s figureJuly 202630,11432nd percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year79.7%Top 44%of 32,8832024 ACS 5-Year
Mean annual wageSan Diego-Chula Vista-Carlsbad, CA Metro Area’s figure2025 OEWS$79,060Top 13%of 2,7602025 OEWS
Median annual wageSan Diego-Chula Vista-Carlsbad, CA Metro Area’s figure2025 OEWS$58,690Top 18%of 2,7602025 OEWS
Public transit to work ±0.2%2024 ACS 5-Year0.2%66th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)San Clemente, CA’s figureJuly 2026−0.5%Top 25%of 3,127July 2026
Unemployment rateSan Clemente, CA’s figureJuly 20264.0%Top 36%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year18.8%81st percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024112k97k
Each point is a separate five-year estimate, most recently $111,989 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — San Diego-Chula Vista-Carlsbad, CA

OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides57,080$35,300
Fast Food and Counter Workers42,550$42,190
Retail Salespersons34,390$37,810
Cashiers30,420$37,020
Registered Nurses28,680$139,520
Office Clerks, General28,470$49,920

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for San Clemente, CA, the city containing this ZIP code.

57% of students met the state standard in mathematics and 62% in reading, across the schools here that reported results.

There are 22.7 students for every full-time teacher across 5 public schools, more than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
22.7
across all schools here
Math proficiency
56.8%
Top 21% in California
Reading proficiency
61.6%
Top 31% in California
All 5 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Las Palmas ElementaryCapistrano Unified74325.650%52%
Shorecliffs MiddleCapistrano Unified63420.558%63%
Concordia ElementaryCapistrano Unified53326.669%73%
San Onofre ElementaryFallbrook Union Elementary48920.462%72%
Clarence Lobo ElementaryCapistrano Unified32820.542%47%

46.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against California’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 11% above the national average — the Bureau of Economic Analysis index reads 110.7, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the San Diego-Chula Vista-Carlsbad, CA Metro Area is up 41% over five years, and up 2.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $7,134 a year in real estate taxes, about 0.50% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $3,280, some 38% above the $2,376 tenants already here pay.

At HUD’s Fair Market Rent of $3,280 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $131,200 a year, about 117% of the median household income here of $111,989.

The typical renter household here spends 34% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $2,376 a month.

A median home at $1,438,800 costs 9.6 times the median income of its owner-occupied households, $150,260, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
110.7

Prices here run about 11% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the San Diego-Chula Vista-Carlsbad, CA Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
33.5%
Above the 30% cost-burdened threshold
Home price to income
9.6×
median home value ÷ owner household income
Market rent, two bedroom
$3,280
what a new lease costs · FY2026
Median gross rent
$2,376
what tenants now pay · 2024 ACS 5-Year
Median home value
$1,438,800
2024 ACS 5-Year

The figures above are measured against 92672’s median household income of $111,989, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe San Diego-Chula Vista-Carlsbad, CA Metro Area’s figure2023110.7Bottom 14%of 2,7372023
Home price change (1 year)the San Diego-Chula Vista-Carlsbad, CA Metro Area’s figure2026 Q2+2.5%39th percentileof 3,0712026 Q2
Home price change (5 years)the San Diego-Chula Vista-Carlsbad, CA Metro Area’s figure2026 Q2+40.8%42nd percentileof 3,0712026 Q2
Home price change (10 years)the San Diego-Chula Vista-Carlsbad, CA Metro Area’s figure2026 Q2+96.1%50th percentileof 3,0712026 Q2
Home price to income ±12024 ACS 5-Year9.6Bottom 1%of 29,2752024 ACS 5-Year
Homeownership rate ±3%2024 ACS 5-Year54.1%11th percentileof 32,7502024 ACS 5-Year
Housing units ±6252024 ACS 5-Year17,53195th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$2,770Bottom 2%of 3,031FY2026
Market rent, three bedroomFY2026$4,440Bottom 2%of 3,031FY2026
Market rent, two bedroomFY2026$3,280Bottom 3%of 3,031FY2026
Median gross rent ±$912024 ACS 5-Year$2,376Bottom 3%of 26,3962024 ACS 5-Year
Median home value ±$161,6662024 ACS 5-Year$1,438,80099th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$5632024 ACS 5-Year$7,13496th percentileof 28,9352024 ACS 5-Year
Owner household income ±$15,3832024 ACS 5-Year$150,260Top 7%of 29,8022024 ACS 5-Year
Property tax rate ±0.07%2024 ACS 5-Year0.50%13th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±2%2024 ACS 5-Year33.5%Bottom 23%of 26,2472024 ACS 5-Year
Seasonal and second homes ±3052024 ACS 5-Year1,35198th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year7.7%78th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year5.4%39th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±4072024 ACS 5-Year2,29297th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

13/ 100
Ranks 3,078 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 19 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for San Clemente, CA, which contains 92672, rather than for 92672 alone.

At 0.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for San Clemente, CA, which contains 92672, rather than for 92672 alone.

Units permitted
19
12 months ending July 2026
Per 1,000 residents
0.3
Bottom 9% nationally
Year over year
−60%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.7%
of residents, in a year
Arrivals from another state
58%
of people moving in
Income of arrivals
$90,050
average per tax return
Income of those who left
$86,132
average per tax return

Where newcomers came from

  1. Los Angeles County, CA 9,296 people · 8.8% of arrivals
  2. Riverside County, CA 8,425 people · 8.0% of arrivals
  3. Orange County, CA 5,810 people · 5.5% of arrivals
  4. San Bernardino County, CA 2,928 people · 2.8% of arrivals
  5. Maricopa County, AZ 2,636 people · 2.5% of arrivals

Where people who left went

  1. Riverside County, CA 12,708 people · 10% of departures
  2. Los Angeles County, CA 6,906 people · 5.6% of departures
  3. Orange County, CA 4,787 people · 3.8% of departures
  4. Maricopa County, AZ 3,877 people · 3.1% of departures
  5. Clark County, NV 3,142 people · 2.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for San Diego County, CA. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for San Clemente, CA, the city containing this ZIP code.

Weather & climate

10 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 80°F and January a low of 40°F.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CAMP PENDLETON MCAS, 11.1 miles from this location.

Precipitation

MetricValueSource period
90th percentile air quality index2024 calendar year1052024 calendar year
Average January low1991-2020 Normals40°F1991-2020 Normals
Average July high1991-2020 Normals80°F1991-2020 Normals
Comfortable months1991-2020 Normals101991-2020 Normals
Days above AQI 1002024 calendar year522024 calendar year
Median air quality index2024 calendar year712024 calendar year
Seasonal temperature swing1991-2020 Normals18°F1991-2020 Normals

Air quality

Median air quality index
71
Moderate on a typical day
Worst tenth of days
105
90th percentile index
Days above 100
52
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

9 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, wildfire and earthquake, with inland flooding alone responsible for 42% of it.

WildfireHigh
Inland floodingElevated
EarthquakeHigh
Heat waveModerate
AvalancheModerate

Low or minimal exposure: landslide, lightning, hail, coastal flooding, tornado, tsunami, drought, strong wind, winter weather, volcanic activity, hurricane, cold wave, ice storm.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
1.9
per 100,000 residents
Firearm deaths, all intents
5.4
per 100,000 residents
Drug overdose
18.7
per 100,000 residents
Suicide
10.0
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 92672 (San Diego County) rather than 92672 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. San Clemente carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

9 major airports lie within 100 miles, the nearest March ARB at 38 miles.

MetricValueCompared nationallySource period
Broadband access ±1.0%2024 ACS 5-Year93.3%Top 29%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle38 miBottom 22%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle9Top 4%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year4.1%Top 26%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
March ARBRIV38 mi13,302 ft
Ontario IntlONT47 mi12,197 ft
Long Beach (Daugherty Fld)LGB48 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
45
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

92672 vs San Clemente

How this ZIP area compares with San Clemente as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

92672
San Clemente
Median household income: San Clemente is the more favorable of the two.
Median household income
$111,989
vs
$140,062
Per capita income: San Clemente is the more favorable of the two.
Per capita income
$71,032
vs
$78,623
Population density
1,039/sq mi
vs
3,447/sq mi
Median home value
$1,438,800
vs
$1,398,400
Median gross rent: 92672 is the more favorable of the two.
Median gross rent
$2,376
vs
$2,460
Homeownership rate
54.1%
vs
66.5%
Bachelor's degree or higher: San Clemente is the more favorable of the two.
Bachelor's degree or higher
50.5%
vs
53.8%
Poverty rate: San Clemente is the more favorable of the two.
Poverty rate
7.3%
vs
5.3%
Median age
44.6
vs
45.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.