AreaProfile

92410San Bernardino, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 92410.

42
Area Score
Bottom 3% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5901st of 6,210 published ZIP areas25
Growth3030th of 5,428 published ZIP areas47
Housing affordability6013th of 6,685 published ZIP areas47
ClimateTop 5% of 6,789 published ZIP areas90
Physical resilience6522nd of 6,709 published ZIP areas7
AccessTop 2% of 6,791 published ZIP areas100
Economic stability5855th of 6,742 published ZIP areas35
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 5.6% and the Opportunity signal places 92410 in the bottom 5%.

Housing costs more relative to local incomes than in most published city profiles: rent takes 30% of median household income and the median home is 5.6 times it.

Physical-risk exposure is above the national median, driven mainly by inland flooding, earthquake and wildfire.

At a glance

Population
47,869
2024 ACS 5-Year
Median household income
$54,181
Bottom 20% nationally
Density
5,813/sq mi
8.2 sq mi of land
Median age
31.4
2024 ACS 5-Year
City
San Bernardino
California
Metro area
Riverside-San Bernardino-Ontario, CA
Nearest major airport
SBD
2 mi · San Bernardino Intl
Median home value
$302,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.6% is lower than 13% of the 6,544 measured US ZIP areas.

Employment fell 1.4% over the past year, to 95,924 employed residents.

Median household income of $54,181 is below 80% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,454$54,181Bottom 20%2024 ACS 5-Year
Per capita income ±$1,327$20,116Bottom 6%2024 ACS 5-Year
Poverty rate25.6%Top 10%2024 ACS 5-Year
Average commute30.7 minTop 35%2024 ACS 5-Year
Bachelor's degree or higher6.1%Bottom 7%2024 ACS 5-Year
Employment95,924Top 35%June 2026
Employment change (3 years)0.7%Top 41%June 2026
Employment change (year over year)-1.4%Bottom 36%June 2026
Labor force101,565Top 35%June 2026
Labor force participation56.6%Bottom 36%2024 ACS 5-Year
Mean annual wage$65,160Bottom 36%2025 OEWS
Median annual wage$48,400Bottom 29%2025 OEWS
Unemployment change (year over year)-0.8%Bottom 9%June 2026
Unemployment rate5.6%Top 13%June 2026
Median household income, successive ACS releases
202120222023202454k46k
Each point is a separate five-year estimate, most recently $54,181 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Riverside-San Bernardino-Ontario, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides102,760$34,320
Stockers and Order Fillers77,160$43,200
Laborers and Freight, Stock, and Material Movers, Hand69,820$46,060
Fast Food and Counter Workers51,310$42,280
Retail Salespersons41,270$36,720
Heavy and Tractor-Trailer Truck Drivers40,230$60,580

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for San Bernardino, CA, the city containing this ZIP code.

There are 20.4 students for every full-time teacher, more than in most measured places.

Public schools
18
2024-25 school year
Students per teacher
20.4
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Indian Springs HighSan Bernardino City Unified1,81021.8
Curtis MiddleSan Bernardino City Unified67920.0
Richardson PREP HI MiddleSan Bernardino City Unified58322.4
Bing Wong ElementarySan Bernardino City Unified58120.0
Lytle Creek ElementarySan Bernardino City Unified52520.2
Warm Springs ElementarySan Bernardino City Unified49020.4
Captain Leland Norton ElementarySan Bernardino City Unified46023.0
E. Neal Roberts ElementarySan Bernardino City Unified42521.3
Juanita Blakely Jones ElementarySan Bernardino City Unified39419.7
Urbita ElementarySan Bernardino City Unified39020.5
Sierra HighSan Bernardino City Unified38414.2
Monterey ElementarySan Bernardino City Unified37220.7

94.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,355 takes 30% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.6 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
30.0%
Above the 30% cost-burdened threshold
Home price to income
5.6×
median home value ÷ median income
Median gross rent
$1,355
2024 ACS 5-Year
Median home value
$302,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.58Top 12%2024 ACS 5-Year
Homeownership rate41.7%Bottom 6%2024 ACS 5-Year
Housing units ±65414,347Top 9%2024 ACS 5-Year
Median gross rent ±$51$1,355Top 28%2024 ACS 5-Year
Median home value ±$28,666$302,600Top 33%2024 ACS 5-Year
Rent as a share of income30.0%Top 5%2024 ACS 5-Year
Vacancy rate6.1%Bottom 28%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
47/ 100
Ranks 3030 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

76% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 0.5 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
102
12 months ending July 2026
Per 1,000 residents
0.5
Bottom 15% nationally
Year over year
+127%
vs the prior twelve months
Multifamily share
76.5%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for San Bernardino, CA, the city containing this ZIP code.

Weather & climate

11 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 93°F and January a low of 44°F.

Normal annual precipitation is 9.4 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station RIVERSIDE MUNI AP, 14.9 miles from this location.
Precipitation
JFMAMJJASOND2.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation9.4"1991-2020 Normals
Average January low44°F1991-2020 Normals
Average July high93°F1991-2020 Normals
Comfortable months111991-2020 Normals
Seasonal temperature swing25°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

7 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and wildfire.

WildfireHigh
EarthquakeHigh
Inland floodingHigh
AvalancheModerate

Low or minimal exposure: landslide, heat wave, strong wind, lightning, hail, tornado, winter weather, drought, volcanic activity, cold wave.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

8 major airports lie within 100 miles, the nearest 2 miles away.

AirportCodeDistanceLongest runway
San Bernardino IntlSBD2 mi10,000 ft
Ontario IntlONT20 mi12,197 ft
Palm Springs IntlPSP48 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
42
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

92410 vs San Bernardino

How this ZIP area compares with San Bernardino as a whole. Both figures come from the same ACS release, so the comparison is like for like.

92410
San Bernardino
Median household income
$54,181
vs
$67,415
Per capita income
$20,116
vs
$25,328
Population density
5,813/sq mi
vs
3,586/sq mi
Median home value
$302,600
vs
$422,300
Median gross rent
$1,355
vs
$1,508
Homeownership rate
41.7%
vs
50.0%
Bachelor's degree or higher
6.1%
vs
13.1%
Poverty rate
25.6%
vs
18.6%
Median age
31.4
vs
32.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.