95678 — Roseville, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95678. Its median household income runs 16% below Roseville as a whole, which is why this ZIP carries a profile of its own.

59out of 100
Area Score
Top 50% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 39% of 3,116 ZIP areas measured59
Schools1,663rd of 3,047 ZIP areas measured47
GrowthTop 39% of 3,124 ZIP areas measured56
Housing affordability2,590th of 3,112 ZIP areas measured48
ClimateTop 14% of 3,127 ZIP areas measured81
Physical resilience2,070th of 3,127 ZIP areas measured44
AccessTop 2% of 3,127 ZIP areas measured100
Economic stabilityTop 18% of 3,127 ZIP areas measured73
The quick read

Unemployment is 4.2% and median household income $100,554, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Roseville, CA, which contains 95678, rather than for 95678 alone.

In the public schools here, 42% of students met the state standard in mathematics, with 21.6 students for every teacher.

Residential permitting has slowed: 967 units authorized over the past twelve months, 48% below the prior year. The permit count and 1 other measure here are published for Roseville, CA, which contains 95678, rather than for 95678 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
45,346
2024 ACS 5-Year
Median household income
$100,554
Top 18% nationally
Density
3,969/sq mi
11.4 sq mi of land
Median age
38.2
2024 ACS 5-Year
City
Roseville
California
Nearest major airport
MCC
9 mi · Mc Clellan Airfield
Median home value
$570,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Roseville, CA, which contains 95678, is 4.2%, lower than in 58% of the 3,127 measured US ZIP areas.

Employment across Roseville, CA, which contains 95678, fell 2.2% over the past year, to 77,890 employed residents.

38% of adults hold a four-year degree, higher than 77% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsPlacer County, CA’s figurefiling years 2022–2023$103,35188th percentileof 2,996filing years 2022–2023
Income of those who leftPlacer County, CA’s figurefiling years 2022–2023$88,18082nd percentileof 2,996filing years 2022–2023
Median household income ±$8,1382024 ACS 5-Year$100,554Top 18%of 31,0492024 ACS 5-Year
Per capita income ±$2,1252024 ACS 5-Year$49,640Top 20%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year7.1%Top 32%of 32,8462024 ACS 5-Year
Average commute ±1.2 min2024 ACS 5-Year24.3 minTop 31%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year37.9%Top 23%of 33,1932024 ACS 5-Year
Drove alone to work ±3%2024 ACS 5-Year69.6%29th percentileof 32,7982024 ACS 5-Year
EmploymentRoseville, CA’s figureJuly 202677,890Top 36%of 3,127July 2026
Employment change (3 years)Roseville, CA’s figureJuly 2026+1.3%Top 31%of 3,127July 2026
Employment change (year over year)Roseville, CA’s figureJuly 2026−2.2%Bottom 16%of 3,127July 2026
Labor forceRoseville, CA’s figureJuly 202681,34364th percentileof 3,127July 2026
Labor force participation ±2%2024 ACS 5-Year84.4%Top 23%of 32,8832024 ACS 5-Year
Mean annual wageSacramento-Roseville-Folsom, CA Metro Area’s figure2025 OEWS$77,150Top 17%of 2,7602025 OEWS
Median annual wageSacramento-Roseville-Folsom, CA Metro Area’s figure2025 OEWS$59,750Top 14%of 2,7602025 OEWS
Public transit to work ±0.5%2024 ACS 5-Year0.9%78th percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Roseville, CA’s figureJuly 2026−0.3%Top 38%of 3,127July 2026
Unemployment rateRoseville, CA’s figureJuly 20264.2%Top 42%of 3,127July 2026
Worked from home ±2%2024 ACS 5-Year20.2%84th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024105k87k
Each point is a separate five-year estimate, most recently $100,554 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Sacramento-Roseville-Folsom, CA

OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides60,350$34,320
Management Analysts25,600$82,990
Fast Food and Counter Workers24,910$42,860
Registered Nurses23,590$171,460
Retail Salespersons22,970$38,100
Office Clerks, General21,340$48,940

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Roseville, CA, the city containing this ZIP code.

42% of students met the state standard in mathematics and 58% in reading, across the schools here that reported results.

There are 21.6 students for every full-time teacher across 12 public schools, more than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
21.6
across all schools here
Math proficiency
41.7%
Top 47% in California
Reading proficiency
58.3%
Top 39% in California
The 12 largest public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
John Adams Academy - Roseville · charterJohn Adams Academy - Roseville District1,66821.147%59%
Roseville HighRoseville Joint Union High1,44324.140%71%
George A. Buljan MiddleRoseville City Elementary86220.038%57%
Catheryn Gates ElementaryRoseville City Elementary38325.554%59%
George Cirby ElementaryRoseville City Elementary37023.127%42%
Vencil Brown ElementaryRoseville City Elementary34321.457%57%
Thomas Jefferson ElementaryRoseville City Elementary30220.159%68%
Ferris Spanger ElementaryRoseville City Elementary30120.142%52%
Bradford Woodbridge Fundamental ElementaryRoseville City Elementary29819.927%42%
William Kaseberg ElementaryRoseville City Elementary28918.127%52%
New Pacific Charter - Roseville · charterNew Pacific Charter - Roseville District19524.4——
Adelante High (Continuation)Roseville Joint Union High12217.45%5%

50.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against California’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 9% above the national average — the Bureau of Economic Analysis index reads 109.1, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Sacramento-Roseville-Folsom, CA Metro Area is up 20% over five years, and up 0.1% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,947 a year in real estate taxes, about 0.69% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,750, some 30% above the $2,112 tenants already here pay.

At HUD’s Fair Market Rent of $2,750 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $110,000 a year, about 109% of the median household income here of $100,554.

The typical renter household here spends 35% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $2,112 a month.

A median home at $570,600 costs 4.3 times the median income of its owner-occupied households, $132,103, above the historic benchmark of about 3 times income.

Cost of living
109.1

Prices here run about 9% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Sacramento-Roseville-Folsom, CA Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
35.1%
Above the 30% cost-burdened threshold
Home price to income
4.3×
median home value ÷ owner household income
Market rent, two bedroom
$2,750
what a new lease costs · FY2026
Median gross rent
$2,112
what tenants now pay · 2024 ACS 5-Year
Median home value
$570,600
2024 ACS 5-Year

The figures above are measured against 95678’s median household income of $100,554, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Sacramento-Roseville-Folsom, CA Metro Area’s figure2023109.1Bottom 19%of 2,7372023
Home price change (1 year)the Sacramento-Roseville-Folsom, CA Metro Area’s figure2026 Q2+0.1%8th percentileof 3,0712026 Q2
Home price change (5 years)the Sacramento-Roseville-Folsom, CA Metro Area’s figure2026 Q2+19.9%3rd percentileof 3,0712026 Q2
Home price change (10 years)the Sacramento-Roseville-Folsom, CA Metro Area’s figure2026 Q2+74.6%18th percentileof 3,0712026 Q2
Home price to income ±0.22024 ACS 5-Year4.3Bottom 15%of 29,2752024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year55.1%12th percentileof 32,7502024 ACS 5-Year
Housing units ±5752024 ACS 5-Year18,74896th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$2,230Bottom 10%of 3,031FY2026
Market rent, three bedroomFY2026$3,660Bottom 7%of 3,031FY2026
Market rent, two bedroomFY2026$2,750Bottom 8%of 3,031FY2026
Median gross rent ±$842024 ACS 5-Year$2,112Bottom 6%of 26,3962024 ACS 5-Year
Median home value ±$16,8472024 ACS 5-Year$570,60090th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$2292024 ACS 5-Year$3,94780th percentileof 28,9352024 ACS 5-Year
Owner household income ±$4,5742024 ACS 5-Year$132,103Top 11%of 29,8022024 ACS 5-Year
Property tax rate ±0.05%2024 ACS 5-Year0.69%32nd percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year35.1%Bottom 18%of 26,2472024 ACS 5-Year
Seasonal and second homes ±462024 ACS 5-Year3958th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.2%34th percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year3.6%26th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±2562024 ACS 5-Year72081st percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

56/ 100
Top 39% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 967 units permitted over the past twelve months, only 1% are in buildings of five or more homes. The multifamily share is published for Roseville, CA, which contains 95678, rather than for 95678 alone.

At 6.2 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Roseville, CA, which contains 95678, rather than for 95678 alone.

Units permitted
967
12 months ending July 2026
Per 1,000 residents
6.2
Top 25% nationally
Year over year
−48%
vs the prior twelve months
Multifamily share
0.8%
units in 5+ unit buildings

People moving in and out

Net migration
+1.6%
of residents, in a year
Arrivals from another state
20%
of people moving in
Income of arrivals
$103,351
average per tax return
Income of those who left
$88,180
average per tax return

Where newcomers came from

  1. Sacramento County, CA 8,918 people · 36% of arrivals
  2. Santa Clara County, CA 1,393 people · 5.6% of arrivals
  3. Alameda County, CA 1,038 people · 4.2% of arrivals
  4. Nevada County, CA 853 people · 3.4% of arrivals
  5. Contra Costa County, CA 818 people · 3.3% of arrivals

Where people who left went

  1. Sacramento County, CA 5,088 people · 26% of departures
  2. Nevada County, CA 856 people · 4.4% of departures
  3. El Dorado County, CA 662 people · 3.4% of departures
  4. Washoe County, NV 527 people · 2.7% of departures
  5. Yuba County, CA 479 people · 2.5% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Placer County, CA. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Roseville, CA, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 41°F.

Normal annual precipitation is 19.2 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SACRAMENTO 5 ESE, 16.1 miles from this location.

Precipitation

JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year932024 calendar year
Annual precipitation1991-2020 Normals19.2"1991-2020 Normals
Annual snowfall1991-2020 Normals0.0"1991-2020 Normals
Average January low1991-2020 Normals41°F1991-2020 Normals
Average July high1991-2020 Normals94°F1991-2020 Normals
Comfortable months1991-2020 Normals91991-2020 Normals
Days above AQI 1002024 calendar year272024 calendar year
Median air quality index2024 calendar year502024 calendar year
Seasonal temperature swing1991-2020 Normals29°F1991-2020 Normals

Air quality

Median air quality index
50
Good on a typical day
Worst tenth of days
93
90th percentile index
Days above 100
27
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

44 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, wildfire and earthquake, with inland flooding alone responsible for 66% of it.

WildfireHigh
AvalancheModerate
Inland floodingModerate
EarthquakeHigh
DroughtModerate
Heat waveModerate

Low or minimal exposure: landslide, lightning, volcanic activity, winter weather, hail, tornado, strong wind, coastal flooding, cold wave, hurricane, tsunami, ice storm.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
2.3
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
6.1
per 100,000 residents
Drug overdose
14.9
per 100,000 residents
Suicide
9.7
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 95678 (Placer County) rather than 95678 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Roseville carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

8 major airports lie within 100 miles, the nearest Mc Clellan Airfield at 9 miles.

MetricValueCompared nationallySource period
Broadband access ±1%2024 ACS 5-Year93.8%Top 26%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle9 miTop 23%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle8Top 6%of 3,127NASR current cycle
No internet access ±1%2024 ACS 5-Year4.0%Top 26%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Mc Clellan AirfieldMCC9 mi10,599 ft
Sacramento IntlSMF17 mi8,605 ft
Stockton MetroSCK60 mi10,245 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
59
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

95678 vs Roseville

How this ZIP area compares with Roseville as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

95678
Roseville
Median household income: Roseville is the more favorable of the two.
Median household income
$100,554
vs
$119,288
Per capita income: Roseville is the more favorable of the two.
Per capita income
$49,640
vs
$55,336
Population density
3,969/sq mi
vs
3,537/sq mi
Median home value
$570,600
vs
$661,400
Median gross rent: 95678 is the more favorable of the two.
Median gross rent
$2,112
vs
$2,142
Homeownership rate
55.1%
vs
68.8%
Bachelor's degree or higher: Roseville is the more favorable of the two.
Bachelor's degree or higher
37.9%
vs
44.3%
Poverty rate: Roseville is the more favorable of the two.
Poverty rate
7.1%
vs
5.6%
Median age
38.2
vs
40.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.