95623Diamond Springs, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95623.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity3107th of 6,210 ZIP areas measured55
Housing affordability3918th of 6,685 ZIP areas measured75
Climate3508th of 6,789 ZIP areas measured70
Physical resilience5747th of 6,709 ZIP areas measured21
Access4626th of 6,791 ZIP areas measured87
Economic stability5885th of 6,742 ZIP areas measured34
The quick read

Unemployment is 4.7% and median household income $109,102, putting employment conditions in the middle range of published ZIP profiles.

Rent takes 17% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 5.5 times that income.

Physical-risk exposure is above the national median, driven mainly by inland flooding, wildfire and earthquake.

At a glance

Population
4,844
2024 ACS 5-Year
Median household income
$109,102
Top 14% nationally
Density
108/sq mi
44.7 sq mi of land
Median age
47.5
2024 ACS 5-Year
City
Diamond Springs
California
Metro area
Sacramento-Roseville-Folsom, CA
Nearest major airport
MCC
30 mi · Mc Clellan Airfield
Median home value
$601,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 40% of the 6,544 measured US ZIP areas.

Employment fell 1.4% over the past year, to 84,772 employed residents.

Household income is higher than at least 86% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$7,208$109,102Top 14%of 31,2952024 ACS 5-Year
Per capita income ±$7,881$40,373Top 38%of 32,8222024 ACS 5-Year
Poverty rate20.5%Top 17%of 32,9702024 ACS 5-Year
Average commute34.1 minTop 20%of 32,8872024 ACS 5-Year
Bachelor's degree or higher30.7%Top 33%of 33,1932024 ACS 5-Year
Employment84,772Top 38%of 6,544June 2026
Employment change (3 years)0.4%Top 44%of 6,542June 2026
Employment change (year over year)-1.4%Bottom 37%of 6,544June 2026
Labor force88,957Top 38%of 6,544June 2026
Labor force participation47.0%Bottom 15%of 33,2522024 ACS 5-Year
Mean annual wage$77,150Top 22%of 6,0722025 OEWS
Median annual wage$59,750Top 17%of 6,0722025 OEWS
Unemployment change (year over year)-0.4%Bottom 27%of 6,544June 2026
Unemployment rate4.7%Top 40%of 6,544June 2026
Median household income, successive ACS releases
2021202220232024109k81k
Each point is a separate five-year estimate, most recently $109,102 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Sacramento-Roseville-Folsom, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides60,350$34,320
Management Analysts25,600$82,990
Fast Food and Counter Workers24,910$42,860
Registered Nurses23,590$171,460
Retail Salespersons22,970$38,100
Office Clerks, General21,340$48,940

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Diamond Springs, CA, the city containing this ZIP code.

There are 21.1 students for every full-time teacher, more than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
21.1
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Union Mine HighEl Dorado Union High1,03321.5
Charles F. Brown ElementaryMother Lode Union Elementary8517.0

39.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,523 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.5 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
16.8%
Below the 30% cost-burdened threshold
Home price to income
5.5×
median home value ÷ median income
Median gross rent
$1,523
2024 ACS 5-Year
Median home value
$601,800
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income5.52Top 13%of 30,4042024 ACS 5-Year
Homeownership rate80.5%Top 45%of 32,9102024 ACS 5-Year
Housing units ±2101,705Top 45%of 33,7722024 ACS 5-Year
Median gross rent ±$569$1,523Top 21%of 26,6182024 ACS 5-Year
Median home value ±$64,936$601,800Top 9%of 30,9412024 ACS 5-Year
Rent as a share of income16.8%Bottom 43%of 26,4702024 ACS 5-Year
Vacancy rate3.0%Bottom 13%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 34°F.

Air quality measures a median index of 44, in the Good band, and about 8 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PLACERVILLE, 4.5 miles from this location.
Precipitation
MetricValueSource period
90th percentile air quality index80.02024 calendar year
Average January low34°F1991-2020 Normals
Average July high94°F1991-2020 Normals
Comfortable months61991-2020 Normals
Days above AQI 10082024 calendar year
Median air quality index44.02024 calendar year
Seasonal temperature swing32°F1991-2020 Normals
Air quality
Median air quality index
44
Good on a typical day
Worst tenth of days
80
90th percentile index
Days above 100
8
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

21 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, wildfire and earthquake.

WildfireHigh
LandslideModerate
Inland floodingElevated
EarthquakeHigh
AvalancheModerate
DroughtModerate
Heat waveModerate

Low or minimal exposure: winter weather, lightning, volcanic activity, hail, strong wind, tornado.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

El Dorado County records 2.3 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 10.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 19.8 per 100,000 residents in El Dorado County.

Homicide
2.3
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
10.4
per 100,000 residents · under 10 deaths
Drug overdose
19.8
per 100,000 residents · under 10 deaths
Suicide
16.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for El Dorado County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 95623 rather than 95623 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

7 major airports lie within 100 miles, the nearest 30 miles away.

AirportCodeDistanceLongest runway
Mc Clellan AirfieldMCC30 mi10,599 ft
Sacramento IntlSMF41 mi8,605 ft
Lake TahoeTVL49 mi8,541 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95623 vs Diamond Springs

How this ZIP area compares with Diamond Springs as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95623
Diamond Springs
Median household income
$109,102
vs
$77,219
Per capita income
$40,373
vs
$41,712
Population density
108/sq mi
vs
657/sq mi
Median home value
$601,800
vs
$423,400
Median gross rent
$1,523
vs
$1,682
Homeownership rate
80.5%
vs
67.8%
Bachelor's degree or higher
30.7%
vs
22.2%
Poverty rate
20.5%
vs
15.6%
Median age
47.5
vs
47.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.