84056Clearfield, Utah

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 84056.

59out of 100
Area Score
Bottom 46% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5060th of 6,210 published ZIP areas39
Growth2739th of 5,428 published ZIP areas50
Housing affordability6157th of 6,685 published ZIP areas44
Climate5800th of 6,789 published ZIP areas60
Physical resilienceTop 20% of 6,709 published ZIP areas83
AccessTop 8% of 6,791 published ZIP areas99
Economic stabilityTop 2% of 6,742 published ZIP areas88
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.1% and the Opportunity signal places 84056 in the bottom 19%.

Housing costs more relative to local incomes than in most published city profiles: rent takes 31% of median household income and the median home is 5.8 times it.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 84056 in the top 20% for physical resilience.

At a glance

Population
3,803
2024 ACS 5-Year
Median household income
$69,352
Bottom 46% nationally
Density
395/sq mi
9.6 sq mi of land
Median age
22.4
2024 ACS 5-Year
City
Clearfield
Utah
Metro area
Ogden, UT
Nearest major airport
OGD
5 mi · Ogden-Hinckley
Median home value
$404,200
2023 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 65% of the 6,544 measured US ZIP areas.

Employment fell 2.7% over the past year, to 15,929 employed residents.

MetricValueCompared with peersSource period
Median household income ±$6,362$69,352Bottom 46%2024 ACS 5-Year
Per capita income ±$2,056$23,164Bottom 10%2024 ACS 5-Year
Poverty rate1.5%Bottom 7%2024 ACS 5-Year
Average commute12.5 minBottom 3%2024 ACS 5-Year
Bachelor's degree or higher19.7%Bottom 39%2024 ACS 5-Year
Employment15,929Bottom 12%June 2026
Employment change (3 years)-2.8%Bottom 12%June 2026
Employment change (year over year)-2.7%Bottom 12%June 2026
Labor force16,611Bottom 12%June 2026
Labor force participation77.1%Top 5%2024 ACS 5-Year
Mean annual wage$62,490Bottom 29%2025 OEWS
Median annual wage$48,900Bottom 35%2025 OEWS
Unemployment change (year over year)-0.1%Bottom 42%June 2026
Unemployment rate4.1%Bottom 35%June 2026
Median household income, successive ACS releases
202120222023202469k62k
Each point is a separate five-year estimate, most recently $69,352 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Ogden, UT
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers9,880$28,030
Retail Salespersons8,200$33,450
General and Operations Managers5,810$93,610
Office Clerks, General5,790$41,640
Customer Service Representatives4,800$38,670
Miscellaneous Assemblers and Fabricators4,710$46,110

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Clearfield, UT, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,780 takes 31% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.8 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
30.8%
Above the 30% cost-burdened threshold
Home price to income
5.8×
median home value ÷ median income
Median gross rent
$1,780
2024 ACS 5-Year
Median home value
$404,200
2023 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.83Top 11%2023 ACS 5-Year
Homeownership rate1.8%Bottom 1%2024 ACS 5-Year
Housing units ±1221,107Bottom 47%2024 ACS 5-Year
Median gross rent ±$40$1,780Top 13%2024 ACS 5-Year
Median home value ±$163,635$404,200Top 20%2023 ACS 5-Year
Rent as a share of income30.8%Top 5%2024 ACS 5-Year
Vacancy rate6.8%Bottom 32%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
50/ 100
Ranks 2739 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 1.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
44
12 months ending July 2026
Per 1,000 residents
1.3
Bottom 31% nationally
Year over year
+91%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Clearfield, UT, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 21°F.

Normal annual precipitation is 16.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station OGDEN HINKLEY AP, 4.7 miles from this location.
Precipitation
JFMAMJJASOND2.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation16.4"1991-2020 Normals
Average January low21°F1991-2020 Normals
Average July high91°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing50°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

83 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, strong wind and wildfire.

EarthquakeModerate
LandslideModerate
WildfireModerate
Strong windModerate

Low or minimal exposure: lightning, avalanche, winter weather, heat wave, inland flooding, cold wave, volcanic activity, drought, tornado, ice storm, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Davis County records 1.5 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 13.1 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 12.6 per 100,000 residents in Davis County.

Homicide
1.5
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
13.1
per 100,000 residents · under 10 deaths
Drug overdose
12.6
per 100,000 residents · under 10 deaths
Suicide
21.4
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Davis County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 84056 rather than 84056 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 5 miles away.

AirportCodeDistanceLongest runway
Ogden-HinckleyOGD5 mi8,107 ft
Salt Lake City IntlSLC24 mi12,002 ft
Brigham City RgnlBMC30 mi8,900 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2023 ACS 5-Year; 2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

84056 vs Clearfield

How this ZIP area compares with Clearfield as a whole. Both figures come from the same ACS release, so the comparison is like for like.

84056
Clearfield
Median household income
$69,352
vs
$75,495
Per capita income
$23,164
vs
$31,758
Population density
395/sq mi
vs
4,356/sq mi
Median home value
$404,200
vs
$373,900
Median gross rent
$1,780
vs
$1,579
Homeownership rate
1.8%
vs
58.6%
Bachelor's degree or higher
19.7%
vs
23.2%
Poverty rate
1.5%
vs
12.7%
Median age
22.4
vs
30.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.