AreaProfile

76541Killeen, Texas

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 76541.

58
Area Score
Bottom 44% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5949th of 6,210 published ZIP areas24
GrowthTop 19% of 5,428 published ZIP areas67
Housing affordability4025th of 6,685 published ZIP areas73
Climate3762nd of 6,789 published ZIP areas68
Physical resilienceTop 25% of 6,709 published ZIP areas79
Access6117th of 6,791 published ZIP areas67
Economic stability6038th of 6,742 published ZIP areas32
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 6.3% and the Opportunity signal places 76541 in the bottom 4%.

965 housing units were authorized over the past twelve months, within 6% of the prior year — steady rather than turning.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 76541 in the top 25% for physical resilience.

At a glance

Population
19,011
2024 ACS 5-Year
Median household income
$37,349
Bottom 5% nationally
Density
3,888/sq mi
4.9 sq mi of land
Median age
32.2
2024 ACS 5-Year
City
Killeen
Texas
Metro area
Killeen-Temple, TX
Nearest major airport
CNW
53 mi · Tstc Waco
Median home value
$116,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 6.3% is lower than 6% of the 6,544 measured US ZIP areas.

Employment fell 1.1% over the past year, to 60,389 employed residents.

Median household income of $37,349 is below 95% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,554$37,349Bottom 5%2024 ACS 5-Year
Per capita income ±$5,931$26,644Bottom 17%2024 ACS 5-Year
Poverty rate26.1%Top 10%2024 ACS 5-Year
Average commute26.4 minBottom 42%2024 ACS 5-Year
Bachelor's degree or higher9.2%Bottom 11%2024 ACS 5-Year
Employment60,389Top 47%June 2026
Employment change (3 years)1.6%Top 29%June 2026
Employment change (year over year)-1.1%Bottom 44%June 2026
Labor force64,419Top 46%June 2026
Labor force participation62.4%Top 43%2024 ACS 5-Year
Mean annual wage$62,390Bottom 28%2025 OEWS
Median annual wage$46,660Bottom 16%2025 OEWS
Unemployment change (year over year)0.8%Top 15%June 2026
Unemployment rate6.3%Top 6%June 2026
Median household income, successive ACS releases
202120222023202437k32k
Each point is a separate five-year estimate, most recently $37,349 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Killeen-Temple, TX
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers7,120$26,530
Registered Nurses5,340$93,440
Stockers and Order Fillers3,970$36,560
Retail Salespersons3,870$29,970
General and Operations Managers3,650$87,920
Cashiers3,250$28,610

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Killeen, TX, the city containing this ZIP code.

There are 14.7 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
14.7
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
KILLEEN ELKILLEEN ISD1,09114.9
CLIFTON PARK ELKILLEEN ISD87514.1
RICHARD MILBURN ALTER H S (KILLEEN) · charterRICHARD MILBURN ALTER HIGH SCHOOL (KILLEEN)13622.7
PRIORITY CHARTER SCHOOLS - KILLEEN · charterPRIORITY CHARTER SCHOOLS7610.9

77.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Texas’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $904 takes 29% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.1 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
29.0%
Below the 30% cost-burdened threshold
Home price to income
3.1×
median home value ÷ median income
Median gross rent
$904
2024 ACS 5-Year
Median home value
$116,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.11Top 50%2024 ACS 5-Year
Homeownership rate23.6%Bottom 2%2024 ACS 5-Year
Housing units ±50910,112Top 16%2024 ACS 5-Year
Median gross rent ±$40$904Bottom 37%2024 ACS 5-Year
Median home value ±$14,477$116,300Bottom 16%2024 ACS 5-Year
Rent as a share of income29.0%Top 7%2024 ACS 5-Year
Vacancy rate17.2%Top 32%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
67/ 100
Top 19% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 6.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
965
12 months ending July 2026
Per 1,000 residents
6.1
Top 24% nationally
Year over year
−6%
vs the prior twelve months
Multifamily share
29.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Killeen, TX, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 96°F and January a low of 36°F.

Normal annual precipitation is 34.8 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station KILLEEN, 4.0 miles from this location.
Precipitation
JFMAMJJASOND4.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation34.8"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low36°F1991-2020 Normals
Average July high96°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing37°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

79 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are cold wave, hail and hurricane.

HailHigh
Cold waveModerate
WildfireModerate
HurricaneModerate

Low or minimal exposure: tornado, lightning, winter weather, heat wave, inland flooding, strong wind, ice storm, drought, landslide, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 53 miles away.

AirportCodeDistanceLongest runway
Tstc WacoCNW53 mi8,600 ft
Austin-Bergstrom IntlAUS64 mi12,250 ft
San Antonio IntlSAT118 mi8,505 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

76541 vs Killeen

How this ZIP area compares with Killeen as a whole. Both figures come from the same ACS release, so the comparison is like for like.

76541
Killeen
Median household income
$37,349
vs
$60,977
Per capita income
$26,644
vs
$29,531
Population density
3,888/sq mi
vs
2,895/sq mi
Median home value
$116,300
vs
$215,400
Median gross rent
$904
vs
$1,208
Homeownership rate
23.6%
vs
49.5%
Bachelor's degree or higher
9.2%
vs
21.9%
Poverty rate
26.1%
vs
17.4%
Median age
32.2
vs
30.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.