Kerrville, Texas

Area Profile

24,755 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Kerrville, in Kerr County.

64out of 100
Area Score
Top 39% of 2,944 published profiles

How we calculate this

How this area ranks
OpportunityTop 31% of 3,904 published cities65
SchoolsTop 21% of 2,668 published cities75
GrowthTop 42% of 2,973 published cities55
Housing affordability2689th of 4,223 published cities72
ClimateTop 26% of 4,223 published cities76
Physical resilience2505th of 4,182 published cities48
Access3794th of 4,226 published cities67
Economic stability3261st of 4,226 published cities44
The quick read

Unemployment is 4.2% and median household income $62,102, putting employment conditions in the middle range of published city profiles.

In the public schools here, 51% of students met the state standard in mathematics, with 15.5 students for every teacher.

Residential permitting has slowed: 133 units authorized over the past twelve months, 71% below the prior year.

At a glance

Population
24,755
2024 ACS 5-Year
Median household income
$62,102
Bottom 43% nationally
Density
1,080/sq mi
22.9 sq mi of land
Median age
41.7
2024 ACS 5-Year
County
Kerr County
Texas
Metro area
Kerrville, TX
Nearest major airport
SAT
53 mi · San Antonio Intl
Median home value
$303,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.2% is lower than 55% of the 3,904 measured US cities.

Employment grew 0.3% over the past year, to 11,010 employed residents.

34% of adults hold a four-year degree, higher than 75% of measured US cities.

MetricValueCompared with peersSource period
Median household income ±$3,309$62,102Bottom 43%2024 ACS 5-Year
Per capita income ±$2,699$36,350Top 42%2024 ACS 5-Year
Poverty rate11.5%Top 48%2024 ACS 5-Year
Average commute19.1 minBottom 14%2024 ACS 5-Year
Bachelor's degree or higher34.4%Top 25%2024 ACS 5-Year
Employment11,010Bottom 5%June 2026
Employment change (3 years)3.9%Top 10%June 2026
Employment change (year over year)0.3%Top 23%June 2026
Labor force11,488Bottom 4%June 2026
Labor force participation54.8%Bottom 32%2024 ACS 5-Year
Unemployment change (year over year)0.6%Top 23%June 2026
Unemployment rate4.2%Bottom 45%June 2026
Unemployment rate
2021/062022/032022/122023/092024/062025/032025/102026/064.93.0
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.2% in June 2026. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.
Median household income, successive ACS releases
202120222023202462k54k
Each point is a separate five-year estimate, most recently $62,102 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

51% of students met the state standard in mathematics and 50% in reading, across the schools here that reported results.

There are 15.5 students for every full-time teacher, fewer than in most measured places.

Public schools
9
2024-25 school year
Students per teacher
15.5
across all schools here
Math proficiency
51.4%
Top 19% in Texas
Reading proficiency
50.4%
Top 21% in Texas
SchoolDistrictStudentsPer teacherMathReading
TIVY H SKERRVILLE ISD1,36315.1
PETERSON MIDDLEKERRVILLE ISD1,00115.450%52%
FRED H TALLY ELKERRVILLE ISD52516.459%59%
NIMITZ ELKERRVILLE ISD52015.844%44%
DANIELS ELKERRVILLE ISD51615.257%51%
STARKEY ELKERRVILLE ISD43413.648%44%
EARLY CHILDHOOD CENTERKERRVILLE ISD19828.3
HILL COUNTRY H SKERRVILLE ISD4310.8
KERRVILLE DISCIPLINARY ALTERNATIVE SCHOOLKERRVILLE ISD0

55.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Texas’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,086 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.9 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
21.0%
Below the 30% cost-burdened threshold
Home price to income
4.9×
median home value ÷ median income
Median gross rent
$1,086
2024 ACS 5-Year
Median home value
$303,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.89Top 16%2024 ACS 5-Year
Homeownership rate59.1%Bottom 19%2024 ACS 5-Year
Housing units ±35711,650Top 5%2024 ACS 5-Year
Median gross rent ±$97$1,086Top 41%2024 ACS 5-Year
Median home value ±$18,511$303,400Top 28%2024 ACS 5-Year
Rent as a share of income21.0%Top 35%2024 ACS 5-Year
Vacancy rate8.8%Bottom 46%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
55/ 100
Top 42% of 2,973 published city profiles
Permitting is decreasing, measured from 2022 to 2025.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 3% since 2020, reaching 25,141 in 2024.

Permitting has turned downward after moving the other way the year before.

New construction is predominantly single-family: only 18% of permitted units are in buildings of five or more homes.

At 5.4 permitted units per 1,000 residents, building activity is above the median for measured US cities.

Units permitted
133
12 months ending July 2026
Per 1,000 residents
5.4
Top 28% nationally
Year over year
−71%
vs the prior twelve months
Multifamily share
18.0%
units in 5+ unit buildings
Population, annual estimates
2020202120222023202425k24k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.
Housing units permitted per year
2022202320242025418162
Annual totals from the Census Building Permits Survey. Permitting in 2025 was higher than 2022 (+9%).

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 34°F.

Normal annual precipitation is 30.6 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station KERRVILLE 3 NNE, 2.8 miles from this location.
Precipitation
JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation30.6"1991-2020 Normals
Annual snowfall0.5"1991-2020 Normals
Average January low34°F1991-2020 Normals
Average July high92°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing35°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

48 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hail and drought.

WildfireModerate
Inland floodingModerate
HailModerate
DroughtModerate
LandslideModerate
Strong windModerate

Low or minimal exposure: winter weather, lightning, tornado, heat wave, hurricane, cold wave, earthquake, ice storm.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Kerr County records 3.1 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 20.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 13.5 per 100,000 residents in Kerr County.

Homicide
3.1
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
20.4
per 100,000 residents · under 10 deaths
Drug overdose
13.5
per 100,000 residents · under 10 deaths
Suicide
27.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Kerr County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around Kerrville rather than Kerrville itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 53 miles away.

AirportCodeDistanceLongest runway
San Antonio IntlSAT53 mi8,505 ft
Austin-Bergstrom IntlAUS88 mi12,250 ft
San Angelo Rgnl/Mathis FldSJT122 mi8,054 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
64
Your Score

Select one or more priorities to see how this location scores against them.

Compare

Put Kerrville side by side with a similar place.

Kerrville vs ConwayKerrville vs CalhounKerrville vs BufordKerrville vs Rome

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Kerrville

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
7802841,206$66,99164