AreaProfile

76522Copperas Cove, Texas

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 76522.

67
Area Score
Top 26% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity3819th of 6,210 published ZIP areas49
SchoolsTop 32% of 4,422 published ZIP areas66
GrowthTop 15% of 5,428 published ZIP areas70
Housing affordabilityTop 9% of 6,685 published ZIP areas100
Climate3600th of 6,789 published ZIP areas69
Physical resilienceTop 43% of 6,709 published ZIP areas65
Access6288th of 6,791 published ZIP areas63
Economic stabilityTop 48% of 6,742 published ZIP areas61
The quick read

Unemployment is 5.0% and median household income $72,206, putting employment conditions in the middle range of published ZIP profiles.

Residential permitting has slowed: 371 units authorized over the past twelve months, 16% below the prior year.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 17% of median household income and the median home is 2.6 times it.

At a glance

Population
42,118
2024 ACS 5-Year
Median household income
$72,206
Top 49% nationally
Density
366/sq mi
115.0 sq mi of land
Median age
35.1
2024 ACS 5-Year
City
Copperas Cove
Texas
Metro area
Killeen-Temple, TX
Nearest major airport
CNW
60 mi · Tstc Waco
Median home value
$185,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 5.0% is lower than 28% of the 6,544 measured US ZIP areas.

Employment fell 0.6% over the past year, to 15,464 employed residents.

MetricValueCompared with peersSource period
Median household income ±$3,198$72,206Top 49%2024 ACS 5-Year
Per capita income ±$1,668$34,659Bottom 43%2024 ACS 5-Year
Poverty rate10.9%Top 48%2024 ACS 5-Year
Average commute30.8 minTop 34%2024 ACS 5-Year
Bachelor's degree or higher21.8%Bottom 46%2024 ACS 5-Year
Employment15,464Bottom 11%June 2026
Employment change (3 years)3.5%Top 12%June 2026
Employment change (year over year)-0.6%Top 46%June 2026
Labor force16,279Bottom 12%June 2026
Labor force participation64.1%Top 36%2024 ACS 5-Year
Mean annual wage$62,390Bottom 28%2025 OEWS
Median annual wage$46,660Bottom 16%2025 OEWS
Unemployment change (year over year)0.6%Top 27%June 2026
Unemployment rate5.0%Top 28%June 2026
Median household income, successive ACS releases
202120222023202472k60k
Each point is a separate five-year estimate, most recently $72,206 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Killeen-Temple, TX
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers7,120$26,530
Registered Nurses5,340$93,440
Stockers and Order Fillers3,970$36,560
Retail Salespersons3,870$29,970
General and Operations Managers3,650$87,920
Cashiers3,250$28,610

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Copperas Cove, TX, the city containing this ZIP code.

44% of students met the state standard in mathematics and 43% in reading, across the schools here that reported results.

There are 13.4 students for every full-time teacher, fewer than in most measured places.

Public schools
13
2024-25 school year
Students per teacher
13.4
across all schools here
Math proficiency
43.8%
Top 35% in Texas
Reading proficiency
43.5%
Top 39% in Texas
SchoolDistrictStudentsPer teacherMathReading
COPPERAS COVE H SCOPPERAS COVE ISD2,24713.6
S C LEE J HCOPPERAS COVE ISD93213.552%47%
C R CLEMENTS/HOLLIE PARSONS ELCOPPERAS COVE ISD84714.951%46%
COPPERAS COVE J HCOPPERAS COVE ISD81212.141%53%
J L WILLIAMS/LOVETT LEDGER ELCOPPERAS COVE ISD63513.236%37%
HOUSE CREEK ELCOPPERAS COVE ISD62214.557%49%
TAYLOR CREEK ELLAMPASAS ISD55514.230%32%
FAIRVIEW/MISS JEWELL ELCOPPERAS COVE ISD47312.439%41%
HETTIE HALSTEAD ELCOPPERAS COVE ISD39011.846%41%
MARTIN WALKER ELCOPPERAS COVE ISD35511.147%42%
MAE STEVENS EARLY LEARNING ACADEMYCOPPERAS COVE ISD31815.1
PRIORITY CHARTER SCHOOLS COPPERAS COVE · charterPRIORITY CHARTER SCHOOLS21014.010%30%

57.4% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Texas’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,051 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.6 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
17.5%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ median income
Median gross rent
$1,051
2024 ACS 5-Year
Median home value
$185,800
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.57Bottom 32%2024 ACS 5-Year
Homeownership rate62.1%Bottom 18%2024 ACS 5-Year
Housing units ±39118,143Top 5%2024 ACS 5-Year
Median gross rent ±$59$1,051Top 47%2024 ACS 5-Year
Median home value ±$10,810$185,800Bottom 40%2024 ACS 5-Year
Rent as a share of income17.5%Bottom 49%2024 ACS 5-Year
Vacancy rate5.2%Bottom 24%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
70/ 100
Top 15% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 9.8 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
371
12 months ending July 2026
Per 1,000 residents
9.8
Top 12% nationally
Year over year
−16%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Copperas Cove, TX, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 38°F.

Normal annual precipitation is 28.4 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BURNET MUNI AP, 36.6 miles from this location.
Precipitation
JFMAMJJASOND3.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation28.4"1991-2020 Normals
Average January low38°F1991-2020 Normals
Average July high95°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing35°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

65 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are cold wave, hail and wildfire.

WildfireModerate
HailElevated
Cold waveModerate

Low or minimal exposure: tornado, lightning, winter weather, heat wave, inland flooding, hurricane, drought, ice storm, strong wind, landslide, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

2 major airports lie within 100 miles, the nearest 60 miles away.

AirportCodeDistanceLongest runway
Tstc WacoCNW60 mi8,600 ft
Austin-Bergstrom IntlAUS73 mi12,250 ft
San Antonio IntlSAT120 mi8,505 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
67
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

76522 vs Copperas Cove

How this ZIP area compares with Copperas Cove as a whole. Both figures come from the same ACS release, so the comparison is like for like.

76522
Copperas Cove
Median household income
$72,206
vs
$71,225
Per capita income
$34,659
vs
$33,864
Population density
366/sq mi
vs
2,105/sq mi
Median home value
$185,800
vs
$180,500
Median gross rent
$1,051
vs
$1,043
Homeownership rate
62.1%
vs
59.7%
Bachelor's degree or higher
21.8%
vs
21.8%
Poverty rate
10.9%
vs
11.4%
Median age
35.1
vs
34.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.