00738Fajardo, Puerto Rico

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 00738.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity5025th of 6,210 published ZIP areas39
Housing affordability5607th of 6,685 published ZIP areas54
ClimateTop 4% of 6,789 published ZIP areas100
Physical resilience6575th of 6,709 published ZIP areas6
Access4248th of 6,791 published ZIP areas89
Economic stability6710th of 6,742 published ZIP areas11
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 7.3% and the Opportunity signal places 00738 in the bottom 19%.

Housing sits below most published city profiles for affordability: rent takes 29% of median household income and the median home is 4.8 times it — each just short of the thresholds that would count as strained, but both toward the costly end.

Physical-risk exposure is above the national median, driven mainly by hurricane, earthquake and landslide.

At a glance

Population
29,980
2024 ACS 5-Year
Median household income
$25,531
Bottom 1% nationally
Density
1,012/sq mi
29.6 sq mi of land
Median age
44.9
2024 ACS 5-Year
City
Fajardo
Puerto Rico
Metro area
Nearest major airport
SJU
22 mi · Luis Munoz Marin Intl
Median home value
$121,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 7.3% is lower than 2% of the 6,544 measured US ZIP areas.

Employment fell 0.1% over the past year, to 11,517 employed residents.

Median household income of $25,531 is below 99% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$2,777$25,531Bottom 1%2024 ACS 5-Year
Per capita income ±$1,177$15,488Bottom 3%2024 ACS 5-Year
Poverty rate39.8%Top 3%2024 ACS 5-Year
Average commute28.0 minTop 48%2024 ACS 5-Year
Bachelor's degree or higher28.9%Top 36%2024 ACS 5-Year
Employment11,517Bottom 4%June 2026
Employment change (3 years)6.4%Top 3%June 2026
Employment change (year over year)-0.1%Top 31%June 2026
Labor force12,429Bottom 4%June 2026
Labor force participation49.3%Bottom 18%2024 ACS 5-Year
Unemployment change (year over year)0.3%Top 40%June 2026
Unemployment rate7.3%Top 2%June 2026
Median household income, successive ACS releases
202120222023202426k22k
Each point is a separate five-year estimate, most recently $25,531 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fajardo, PR, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $625 takes 29% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.8 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
29.4%
Below the 30% cost-burdened threshold
Home price to income
4.8×
median home value ÷ median income
Median gross rent
$625
2024 ACS 5-Year
Median home value
$121,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.76Top 19%2024 ACS 5-Year
Homeownership rate67.0%Bottom 24%2024 ACS 5-Year
Housing units ±52318,456Top 5%2024 ACS 5-Year
Median gross rent ±$49$625Bottom 7%2024 ACS 5-Year
Median home value ±$3,898$121,600Bottom 18%2024 ACS 5-Year
Rent as a share of income29.4%Top 6%2024 ACS 5-Year
Vacancy rate31.9%Top 13%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

12 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 70°F and January a low of 59°F.

50°70°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PICO DEL ESTE, 4.6 miles from this location.
Precipitation
MetricValueSource period
Average January low59°F1991-2020 Normals
Average July high70°F1991-2020 Normals
Comfortable months121991-2020 Normals
Seasonal temperature swing6°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

6 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 22 miles away.

AirportCodeDistanceLongest runway
Luis Munoz Marin IntlSJU22 mi10,400 ft
MerceditaPSE60 mi8,002 ft
Henry E RohlsenSTX72 mi10,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

00738 vs Fajardo

How this ZIP area compares with Fajardo as a whole. Both figures come from the same ACS release, so the comparison is like for like.

00738
Fajardo
Median household income
$25,531
vs
$25,380
Per capita income
$15,488
vs
$14,873
Population density
1,012/sq mi
vs
2,982/sq mi
Median home value
$121,600
vs
$121,400
Median gross rent
$625
vs
$619
Homeownership rate
67.0%
vs
64.8%
Bachelor's degree or higher
28.9%
vs
30.5%
Poverty rate
39.8%
vs
42.4%
Median age
44.9
vs
43.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.