Payne County, OK

County Profile

82,972 residents. Safety, jobs, income, housing cost, climate and natural-hazard risk for Payne County, OK.

Several figures AreaProfile publishes are measured by county and nowhere finer — death rates by intent among them. On this page those describe the geography they are printed on, which is not true of the city and ZIP pages that inherit them.

59out of 100
Area Score
Top 50% of 1,453 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
Opportunity1,212th of 1,463 counties measured37
SchoolsTop 6% of 1,377 counties measured85
GrowthTop 23% of 1,453 counties measured65
Housing affordability1,142nd of 1,462 counties measured65
Climate1,127th of 1,463 counties measured60
Physical resilience754th of 1,463 counties measured58
Access996th of 1,463 counties measured72
Economic stability1,121st of 1,463 counties measured39
The quick read

Employment conditions sit below most comparable counties measured: unemployment is 4.5% and the Opportunity signal places Payne County in the bottom 17%.

Public schools test above most of the state: 42% of students met the mathematics standard, placing the area in the top 6% of published profiles for schools.

Rent takes 34% of renter income here, above the 30% threshold conventionally called cost-burdened, and the median home is 2.8 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
82,972
2024 ACS 5-Year
Median household income
$49,809
Bottom 14% nationally
Density
121/sq mi
684.9 sq mi of land
Median age
27.7
2024 ACS 5-Year
County
Payne County
Oklahoma
Micro area
Nearest major airport
WDG
50 mi · Enid Woodring Rgnl
Median home value
$223,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.5% — higher than in all but 35% of the 1,467 measured US counties.

Employment fell 2.8% over the past year, to 38,543 employed residents.

40% of adults hold a four-year degree, higher than 91% of measured US counties.

Median household income of $49,809 is lower than in 86% of measured US counties.

MetricValueCompared nationallySource period
Income of new arrivalsfiling years 2022–2023$46,30312th percentileof 1,417filing years 2022–2023
Income of those who leftfiling years 2022–2023$48,51419th percentileof 1,417filing years 2022–2023
Median household income ±$3,6942024 ACS 5-Year$49,809Bottom 14%of 3,2212024 ACS 5-Year
Per capita income ±$1,8362024 ACS 5-Year$30,874Bottom 29%of 3,2222024 ACS 5-Year
Per-capita personal income2023$46,440Bottom 11%of 1,3892023
Poverty rate ±3%2024 ACS 5-Year15.5%Bottom 34%of 3,2222024 ACS 5-Year
Average commute ±0.8 min2024 ACS 5-Year20.0 minTop 14%of 3,2222024 ACS 5-Year
Bachelor's degree or higher ±2%2024 ACS 5-Year39.7%Top 9%of 3,2222024 ACS 5-Year
Drove alone to work ±2%2024 ACS 5-Year72.0%20th percentileof 3,2222024 ACS 5-Year
EmploymentJuly 202638,543Top 47%of 1,467July 2026
Employment change (3 years)July 2026+0.3%Top 46%of 1,467July 2026
Employment change (year over year)July 2026−2.8%Bottom 11%of 1,467July 2026
Labor forceJuly 202640,35254th percentileof 1,467July 2026
Labor force participation ±2%2024 ACS 5-Year75.2%Bottom 47%of 3,2222024 ACS 5-Year
Public transit to work ±0.3%2024 ACS 5-Year0.6%75th percentileof 3,2222024 ACS 5-Year
Unemployment change (year over year)July 2026+1.0%Bottom 4%of 1,467July 2026
Unemployment rateJuly 20264.5%Bottom 35%of 1,467July 2026
Worked from home ±2%2024 ACS 5-Year8.8%52nd percentileof 3,2222024 ACS 5-Year

Unemployment rate

2021/072022/072023/072024/072025/072026/074.52.2
Monthly unemployment rate from the Bureau of Labor Statistics, most recent value 4.5% in July 2026. It has been falling, over a series running from 2020-01 to 2026-07. A break in the line is a month the Bureau of Labor Statistics did not publish for this area — it is left empty rather than estimated.

Median household income, successive ACS releases

202120222023202450k44k
Each point is a separate five-year estimate, most recently $49,809 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

42% of students met the state standard in mathematics and 43% in reading, across the schools here that reported results.

There are 15.7 students for every full-time teacher across 26 public schools, more than in most measured places.

Public schools
26
2024-25 school year
Students per teacher
15.7
across all schools here
Math proficiency
42.2%
Top 3% in Oklahoma
Reading proficiency
42.9%
Top 1% in Oklahoma
The 12 largest of 26 public schools, by enrollment.
SchoolDistrictStudentsPer teacherMathReading
Stillwater HSSTILLWATER1,34117.039%48%
Stillwater MSSTILLWATER93216.649%47%
Stillwater JhsSTILLWATER91018.239%47%
Westwood ESSTILLWATER62616.977%72%
Cushing HSCUSHING52114.127%27%
Will Rogers ESSTILLWATER51112.840%41%
Highland Park ESSTILLWATER50515.337%35%
Sangre Ridge ESSTILLWATER49715.555%54%
Cushing MSCUSHING48813.933%27%
Perkins-Tryon HSPERKINS-TRYON45418.227%42%
Perkins-Tryon ESPERKINS-TRYON44115.2——
Perkins-Tryon Intermediate ESPERKINS-TRYON36615.954%39%

52.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Oklahoma’s own standard, so it is ranked within state. How to read school figures.

The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Oklahoma is up 39% over five years, and up 1.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,903 a year in real estate taxes, about 0.85% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,035, some 13% above the $917 tenants already here pay.

At HUD’s Fair Market Rent of $1,035 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $41,400 a year, about 83% of the median household income here of $49,809.

The typical renter household here spends 34% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $917 a month.

A median home at $223,300 costs 2.8 times the median income of its owner-occupied households, $80,936, close to the historic benchmark for an affordable market.

Rent as a share of income
34.3%
Above the 30% cost-burdened threshold
Home price to income
2.8×
median home value ÷ owner household income
Market rent, two bedroom
$1,035
what a new lease costs · FY2026
Median gross rent
$917
what tenants now pay · 2024 ACS 5-Year
Median home value
$223,300
2024 ACS 5-Year

The figures above are measured against Payne County’s median household income of $49,809, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Home price change (1 year)the non-metropolitan parts of Oklahoma’s figure2026 Q2+1.5%17th percentileof 1,4312026 Q2
Home price change (5 years)the non-metropolitan parts of Oklahoma’s figure2026 Q2+38.9%24th percentileof 1,4312026 Q2
Home price change (10 years)the non-metropolitan parts of Oklahoma’s figure2026 Q2+72.0%17th percentileof 1,4312026 Q2
Home price to income ±0.22024 ACS 5-Year2.8Bottom 37%of 3,2172024 ACS 5-Year
Homeownership rate ±2%2024 ACS 5-Year51.0%2nd percentileof 3,2212024 ACS 5-Year
Housing units ±652024 ACS 5-Year37,06978th percentileof 3,2212024 ACS 5-Year
Market rent, one bedroomFY2026$847Top 33%of 1,423FY2026
Market rent, three bedroomFY2026$1,439Top 41%of 1,423FY2026
Market rent, two bedroomFY2026$1,035Top 31%of 1,423FY2026
Median gross rent ±$362024 ACS 5-Year$917Bottom 42%of 3,2152024 ACS 5-Year
Median home value ±$7,5322024 ACS 5-Year$223,30064th percentileof 3,2192024 ACS 5-Year
Median property taxes ±$1092024 ACS 5-Year$1,90362nd percentileof 3,1722024 ACS 5-Year
Owner household income ±$6,4662024 ACS 5-Year$80,936Top 40%of 3,2182024 ACS 5-Year
Property tax rate ±0.06%2024 ACS 5-Year0.85%54th percentileof 3,1262024 ACS 5-Year
Rent as a share of income ±3%2024 ACS 5-Year34.3%Bottom 6%of 3,2162024 ACS 5-Year
Seasonal and second homes ±1552024 ACS 5-Year30045th percentileof 3,2222024 ACS 5-Year
Second homes2024 ACS 5-Year0.8%21st percentileof 3,2222024 ACS 5-Year
Vacancy rate2024 ACS 5-Year11.2%64th percentileof 3,2212024 ACS 5-Year
Vacant housing units ±6462024 ACS 5-Year4,46077th percentileof 3,2222024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.

Development Momentum

65/ 100
Top 23% of 1,453 published county profiles
The most recent move in permitting was upward, in a series running from 2022 to 2025. That is the direction of the recent run. The chart below compares the first year with the last, which can point the other way.

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

Population has grown 3% since 2020, reaching 84,199 in 2024.

Permitting has turned upward after moving the other way the year before: 198 units authorized in 2025, up 9% on the prior year.

Population is still rising but the pace is easing: 84,199 residents in 2024, up 0.5% over the year, a smaller gain than the year before.

Federal tax returns show Payne County lost about 0.2% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $46,303, close to the $48,514 of households that moved out.

At 2.7 permitted units per 1,000 residents, building activity is below the median for measured US counties.

Units permitted
225
12 months ending July 2026
Per 1,000 residents
2.7
Bottom 48% nationally
Year over year
+54%
vs the prior twelve months
Multifamily share
20.9%
units in 5+ unit buildings

Population, annual estimates

2020202120222023202484k82k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population. It has been rising for the last 4 years, over a series running from 2020 to 2024.

People moving in and out

Net migration
−0.2%
of residents, in a year
Arrivals from another state
43%
of people moving in
Income of arrivals
$46,303
average per tax return
Income of those who left
$48,514
average per tax return

Where newcomers came from

  1. Oklahoma County, OK 317 people · 7.4% of arrivals
  2. Tulsa County, OK 305 people · 7.1% of arrivals
  3. Lincoln County, OK 230 people · 5.4% of arrivals
  4. Creek County, OK 176 people · 4.1% of arrivals
  5. Noble County, OK 149 people · 3.5% of arrivals

Where people who left went

  1. Oklahoma County, OK 493 people · 11% of departures
  2. Tulsa County, OK 408 people · 9.3% of departures
  3. Lincoln County, OK 204 people · 4.6% of departures
  4. Creek County, OK 182 people · 4.1% of departures
  5. Noble County, OK 148 people · 3.4% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. IRS Statistics of Income, filing years 2022–2023.

Housing units permitted per year

2022202320242025206182
Annual totals from the Census Building Permits Survey. Permitting in 2025 was close to 2022 (−4%).

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 26°F.

Normal annual precipitation is 36.0 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station STILLWATER 2 W, 7.0 miles from this location.

Precipitation

JFMAMJJASOND4.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals36.0"1991-2020 Normals
Average January low1991-2020 Normals26°F1991-2020 Normals
Average July high1991-2020 Normals94°F1991-2020 Normals
Comfortable months1991-2020 Normals51991-2020 Normals
Seasonal temperature swing1991-2020 Normals45°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

58 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are cold wave, inland flooding and tornado, with cold wave alone responsible for 30% of it. Cold wave and inland flooding are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

Ice stormElevated
HailHigh
TornadoElevated
WildfireModerate
DroughtModerate
LightningModerate

Low or minimal exposure: cold wave, heat wave, winter weather, strong wind, inland flooding, landslide, earthquake, hurricane, coastal flooding, avalanche, tsunami, volcanic activity.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). These are FEMA’s own figures for this county rather than a value derived from surrounding geographies. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Payne County has a modeled homicide rate of about 6.0 per 100,000 residents a year, because the CDC suppresses counts this small, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 26.4 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.

Drug overdose deaths run at 14.4 per 100,000 residents in Payne County.

Homicide
6.0
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
26.4
per 100,000 residents
Drug overdose
14.4
per 100,000 residents
Suicide
22.8
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe Payne County as a whole. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. City profiles inside this area carry their own figure where their department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Cost of living
Price parities are published for metropolitan areas, and this place lies outside one.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

3 major airports lie within 100 miles, the nearest Enid Woodring Rgnl at 50 miles.

MetricValueCompared nationallySource period
Broadband access ±2%2024 ACS 5-Year87.2%Top 48%of 3,2212024 ACS 5-Year
Distance to major airportNASR current cycle50 miBottom 31%of 1,463NASR current cycle
Major airports within 100 milesNASR current cycle3Bottom 35%of 1,463NASR current cycle
No internet access ±1%2024 ACS 5-Year6.7%Top 21%of 3,2212024 ACS 5-Year
AirportCodeDistanceLongest runway
Enid Woodring RgnlWDG50 mi8,613 ft
OKC Will Rogers IntlOKC59 mi9,802 ft
Tulsa IntlTUL61 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
59
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
IncomeU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

Cities in Payne County, OK

ZIP areas

Only ZIP areas whose income or home value differ from their city’s by at least ten percent get a profile of their own, so this is a selection rather than every ZIP code in the county.