Urbana, Ohio
Area Profile
11,204 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Urbana, in Champaign County.
How this area ranks
Data updated · 13 sourcesUnemployment is 3.3% and median household income $68,003, putting employment conditions in the middle range of cities measured. The unemployment rate is published for Champaign County, OH, which contains Urbana, rather than for Urbana alone.
In the public schools here, 55% of students met the state standard in mathematics, with 18.5 students for every teacher.
Housing is more affordable relative to local incomes than in most cities measured: rent takes 22% of renter income and the median home is 2.1 times what its owners earn.
These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.
At a glance
Jobs & opportunity
Unemployment across Champaign County, OH, which contains Urbana, is 3.3%, lower than in 87% of the 4,226 measured US cities.
Employment across Champaign County, OH, which contains Urbana, fell 1.5% over the past year, to 18,519 employed residents.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Income of new arrivalsChampaign County, OH’s figurefiling years 2022–2023 | $56,666 | 19th percentileof 4,101 | filing years 2022–2023 |
| Income of those who leftChampaign County, OH’s figurefiling years 2022–2023 | $47,078 | 4th percentileof 4,101 | filing years 2022–2023 |
| Median household income ±$6,2122024 ACS 5-Year | $68,003 | Top 48%of 29,223 | 2024 ACS 5-Year |
| Per capita income ±$2,9422024 ACS 5-Year | $36,235 | Top 42%of 31,420 | 2024 ACS 5-Year |
| Poverty rate ±5%2024 ACS 5-Year | 14.2% | Bottom 37%of 31,773 | 2024 ACS 5-Year |
| Average commute ±1.9 min2024 ACS 5-Year | 22.3 min | Top 27%of 31,543 | 2024 ACS 5-Year |
| Bachelor's degree or higher ±3%2024 ACS 5-Year | 17.9% | Bottom 43%of 31,919 | 2024 ACS 5-Year |
| Drove alone to work ±4%2024 ACS 5-Year | 81.2% | 64th percentileof 31,433 | 2024 ACS 5-Year |
| EmploymentChampaign County, OH’s figureJuly 2026 | 18,519 | Bottom 20%of 4,226 | July 2026 |
| Employment change (3 years)Champaign County, OH’s figureJuly 2026 | +1.3% | Top 27%of 4,226 | July 2026 |
| Employment change (year over year)Champaign County, OH’s figureJuly 2026 | −1.5% | Bottom 33%of 4,226 | July 2026 |
| Labor forceChampaign County, OH’s figureJuly 2026 | 19,147 | 20th percentileof 4,226 | July 2026 |
| Labor force participation ±3%2024 ACS 5-Year | 78.6% | Top 49%of 31,513 | 2024 ACS 5-Year |
| Public transit to work ±0.4%2024 ACS 5-Year | 0.3% | 76th percentileof 31,433 | 2024 ACS 5-Year |
| Unemployment change (year over year)Champaign County, OH’s figureJuly 2026 | −1.2% | Top 7%of 4,226 | July 2026 |
| Unemployment rateChampaign County, OH’s figureJuly 2026 | 3.3% | Top 13%of 4,226 | July 2026 |
| Worked from home ±2%2024 ACS 5-Year | 6.6% | 45th percentileof 31,433 | 2024 ACS 5-Year |
Median household income, successive ACS releases
The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Champaign County, OH, which contains this city.
55% of students met the state standard in mathematics and 59% in reading, across the schools here that reported results.
There are 18.5 students for every full-time teacher across 3 public schools, more than in most measured places.
| School | District | Students | Per teacher | Math | Reading |
|---|---|---|---|---|---|
| Urbana Elementary School | Urbana City | 864 | 20.6 | 51% | 51% |
| Urbana High School | Urbana City | 528 | 17.6 | 67% | 77% |
| Urbana Junior High School | Urbana City | 387 | 16.1 | 49% | 54% |
64.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.
Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Ohio’s own standard, so it is ranked within state. How to read school figures.
Housing & affordability
How it’s calculated — housing affordability →The Federal Housing Finance Agency’s house price index for the non-metropolitan parts of Ohio is up 50% over five years, and up 6.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.
Homeowners here who pay a tax bill pay a median of $1,756 a year in real estate taxes, about 1.08% of the median home value.
HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,046, some 12% above the $935 tenants already here pay.
At HUD’s Fair Market Rent of $1,046 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $41,800 a year, about 61% of the median household income here of $68,003.
The typical renter household here spends 22% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $935 a month.
A median home at $163,000 costs 2.1 times the median income of its owner-occupied households, $77,992, close to the historic benchmark for an affordable market.
The figures above are measured against Urbana’s median household income of $68,003, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Home price change (1 year)the non-metropolitan parts of Ohio’s figure2026 Q2 | +6.2% | 88th percentileof 4,154 | 2026 Q2 |
| Home price change (5 years)the non-metropolitan parts of Ohio’s figure2026 Q2 | +50.3% | 80th percentileof 4,154 | 2026 Q2 |
| Home price change (10 years)the non-metropolitan parts of Ohio’s figure2026 Q2 | +100.5% | 62nd percentileof 4,154 | 2026 Q2 |
| Home price to income ±0.22024 ACS 5-Year | 2.1 | Top 36%of 26,815 | 2024 ACS 5-Year |
| Homeownership rate ±4%2024 ACS 5-Year | 60.2% | 21st percentileof 31,717 | 2024 ACS 5-Year |
| Housing units ±2352024 ACS 5-Year | 5,320 | 89th percentileof 32,177 | 2024 ACS 5-Year |
| Market rent, one bedroomFY2026 | $818 | Top 9%of 4,072 | FY2026 |
| Market rent, three bedroomFY2026 | $1,333 | Top 9%of 4,072 | FY2026 |
| Market rent, two bedroomFY2026 | $1,046 | Top 10%of 4,072 | FY2026 |
| Median gross rent ±$712024 ACS 5-Year | $935 | Top 46%of 23,120 | 2024 ACS 5-Year |
| Median home value ±$8,0742024 ACS 5-Year | $163,000 | 43rd percentileof 29,111 | 2024 ACS 5-Year |
| Median property taxes ±$1072024 ACS 5-Year | $1,756 | 50th percentileof 26,440 | 2024 ACS 5-Year |
| Owner household income ±$7,5562024 ACS 5-Year | $77,992 | Bottom 49%of 27,548 | 2024 ACS 5-Year |
| Property tax rate ±0.08%2024 ACS 5-Year | 1.08% | 56th percentileof 20,543 | 2024 ACS 5-Year |
| Rent as a share of income ±4%2024 ACS 5-Year | 21.8% | Top 19%of 22,950 | 2024 ACS 5-Year |
| Seasonal and second homes ±752024 ACS 5-Year | 49 | 82nd percentileof 32,330 | 2024 ACS 5-Year |
| Second homes2024 ACS 5-Year | 0.9% | 61st percentileof 31,895 | 2024 ACS 5-Year |
| Vacancy rate2024 ACS 5-Year | 9.3% | 61st percentileof 31,769 | 2024 ACS 5-Year |
| Vacant housing units ±2102024 ACS 5-Year | 542 | 90th percentileof 32,330 | 2024 ACS 5-Year |
These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures.
Growth & development
How it’s calculated — growth →Development Momentum
An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
Population has been broadly flat since 2020, at 11,211 in 2024.
New construction is predominantly single-family: of 51 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Champaign County, OH, which contains Urbana, rather than for Urbana alone.
Federal tax returns show Champaign County, which contains Urbana, gained about 0.3% of its residents through moves within the US in the most recent year, counting those who arrived against those who left. Households that moved in reported an average income of $56,666, above the $47,078 of households that moved out.
At 1.3 permitted units per 1,000 residents, building activity is below the median for measured US cities. The permit rate is published for Champaign County, OH, which contains Urbana, rather than for Urbana alone.
Population, annual estimates
People moving in and out
Where newcomers came from
- Clark County, OH 412 people · 23% of arrivals
- Logan County, OH 255 people · 14% of arrivals
- Franklin County, OH 178 people · 9.7% of arrivals
- Union County, OH 137 people · 7.5% of arrivals
- Madison County, OH 86 people · 4.7% of arrivals
Where people who left went
- Clark County, OH 420 people · 24% of departures
- Logan County, OH 212 people · 12% of departures
- Union County, OH 138 people · 7.9% of departures
- Miami County, OH 117 people · 6.7% of departures
- Franklin County, OH 110 people · 6.3% of departures
Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Champaign County, OH. IRS Statistics of Income, filing years 2022–2023.
The Census Bureau's Building Permits Survey lists only jurisdictions that issue their own permits, and Urbana, OH is not one. This is the figure for Champaign County, OH, which contains this city.
Weather & climate
5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 19°F.
Normal annual precipitation is 44.0 inches.
Precipitation
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation1991-2020 Normals | 44.0" | 1991-2020 Normals |
| Average January low1991-2020 Normals | 19°F | 1991-2020 Normals |
| Average July high1991-2020 Normals | 85°F | 1991-2020 Normals |
| Comfortable months1991-2020 Normals | 5 | 1991-2020 Normals |
| Seasonal temperature swing1991-2020 Normals | 46°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.
Physical risk
The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and cold wave, with inland flooding alone responsible for 62% of it. Inland flooding and cold wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.
Overall hazard risk is lower than 80% of measured US cities.
Low or minimal exposure: landslide, drought, inland flooding, lightning, cold wave, hurricane, wildfire, avalanche, tsunami, volcanic activity, coastal flooding.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Below these are deaths rather than offenses, published for the county. The two measure different things and are not comparable with each other.
Urbana's police department reported 98 violent offenses per 100,000 residents, lower than most places with a department reporting. Property crime runs at 1,720.
Champaign County records 0.0 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.
Firearm deaths of all intents run at about 13.4 per 100,000 — more than the homicide rate, since the figure counts suicides and accidents as well as homicides.
Drug overdose deaths run at about 9.3 per 100,000 residents in Champaign County.
Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.
Offenses are reported to the FBI by Urbana’s own police department and shown only where it reported every month of the year; a partial year is withheld rather than scaled up. Reported crime is what police recorded, which is not the same as what happened. Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around Urbana (Champaign County) rather than Urbana itself. Neither is part of the Area Score. How to read crime rates and death rates.
What this profile does not cover
Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.
- Cost of living
- Price parities are published for metropolitan areas, and this place lies outside one.
- Air quality
- The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
- Taxes
- Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. Cost of living is published where the Bureau of Economic Analysis measures it, though not for this place. Nothing here is individualized tax advice.
- Anything about a specific address
- Every figure describes an area, not a street or a house.
Access
6 major airports lie within 100 miles, the nearest James M Cox Dayton Intl at 28 miles.
| Metric | Value | Compared nationally | Source period |
|---|---|---|---|
| Broadband access ±3%2024 ACS 5-Year | 87.9% | Bottom 42%of 31,588 | 2024 ACS 5-Year |
| Distance to major airportNASR current cycle | 28 mi | Bottom 30%of 4,226 | NASR current cycle |
| Major airports within 100 milesNASR current cycle | 6 | Top 27%of 4,226 | NASR current cycle |
| No internet access ±3%2024 ACS 5-Year | 9.2% | Bottom 41%of 31,588 | 2024 ACS 5-Year |
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| James M Cox Dayton Intl | DAY | 28 mi | 8,502 ft |
| John Glenn Columbus Intl | CMH | 46 mi | 10,114 ft |
| Wilmington Air Park | ILN | 47 mi | 10,701 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Data & methodology
| Used for | Source | Source period |
|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle |
| Safety | Federal Bureau of Investigation, Crime Data Explorer Summarized offense counts by law enforcement agency | 2025 calendar year |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) |
| Demographics, Income | Internal Revenue Service, Statistics of Income Division U.S. Population Migration Data (county to county) | filing years 2022–2023 |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | July 2026 |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 |
| Access, Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate |
| Safety | U.S. Centers for Disease Control and Prevention, National Center for Health Statistics Provisional county-level mortality by intent | March 2025 to February 2026; May 2025 to April 2026 |
| Schools | U.S. Department of Education, National Center for Education Statistics Common Core of Data and EDFacts assessments | 2018-19 school year; 2024-25 school year |
| Housing | U.S. Department of Housing and Urban Development, Office of Policy Development and Research Fair Market Rents | FY2026 |
| Housing | U.S. Federal Housing Finance Agency House Price Index (traditional, all-transactions) | 2026 Q2 |
| Current conditions | NOAA National Weather Service National Weather Service current conditions | Live observation, read when the page opens |
Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.
ZIP codes in Urbana
1 ZIP areaEvery ZIP area in Urbana with census figures of its own, largest first.
| ZIP | Population | Median household income | Median home value | Area Score |
|---|---|---|---|---|
| 43078 | 19,695 | $73,816 | $197,600 | 65 |