AreaProfile

Urbana, Ohio

Area Profile

11,204 residents. Public schools, jobs, income, housing cost, climate and natural-hazard risk for Urbana, in Champaign County.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 31% of 3,904 published cities65
Schools2237th of 2,668 published cities25
Housing affordabilityTop 8% of 4,223 published cities100
Climate3212th of 4,223 published cities62
Physical resilienceTop 20% of 4,182 published cities82
Access2728th of 4,226 published cities88
Economic stability2934th of 4,226 published cities49
The quick read

Unemployment is 3.4% and median household income $68,003, putting employment conditions in the middle range of published city profiles.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 16% of median household income and the median home is 2.4 times it.

Natural-hazard exposure is lower than in most comparable published city profiles, placing Urbana in the top 20% for physical resilience.

At a glance

Population
11,204
2024 ACS 5-Year
Median household income
$68,003
Top 49% nationally
Density
1,347/sq mi
8.3 sq mi of land
Median age
37.2
2024 ACS 5-Year
County
Champaign County
Ohio
Metro area
Urbana, OH
Nearest major airport
DAY
28 mi · James M Cox Dayton Intl
Median home value
$163,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.4% is lower than 87% of the 3,904 measured US cities.

Employment fell 0.5% over the past year, to 18,600 employed residents.

MetricValueCompared with peersSource period
Median household income ±$6,212$68,003Top 49%2024 ACS 5-Year
Per capita income ±$2,942$36,235Top 42%2024 ACS 5-Year
Poverty rate13.6%Top 40%2024 ACS 5-Year
Average commute22.3 minBottom 27%2024 ACS 5-Year
Bachelor's degree or higher17.9%Bottom 43%2024 ACS 5-Year
Employment18,600Bottom 22%June 2026
Employment change (3 years)1.5%Top 28%June 2026
Employment change (year over year)-0.5%Top 42%June 2026
Labor force19,249Bottom 22%June 2026
Labor force participation63.3%Top 40%2024 ACS 5-Year
Unemployment change (year over year)-1.2%Bottom 4%June 2026
Unemployment rate3.4%Bottom 13%June 2026
Median household income, successive ACS releases
202120222023202468k54k
Each point is a separate five-year estimate, most recently $68,003 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

The Bureau of Labor Statistics publishes city-level labor data only for places of 25,000 or more. This is the figure for Champaign County, OH, which contains this city.

45% of students met the state standard in mathematics and 44% in reading, across the schools here that reported results.

There are 18.5 students for every full-time teacher, more than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
18.5
across all schools here
Math proficiency
45.1%
Bottom 30% in Ohio
Reading proficiency
44.2%
Bottom 19% in Ohio
SchoolDistrictStudentsPer teacherMathReading
Urbana Elementary SchoolUrbana City86420.647%47%
Urbana High SchoolUrbana City52817.6
Urbana Junior High SchoolUrbana City38716.142%37%

64.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Ohio’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $935 takes 16% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.4 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
16.5%
Below the 30% cost-burdened threshold
Home price to income
2.4×
median home value ÷ median income
Median gross rent
$935
2024 ACS 5-Year
Median home value
$163,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.40Bottom 35%2024 ACS 5-Year
Homeownership rate60.2%Bottom 21%2024 ACS 5-Year
Housing units ±2355,320Top 11%2024 ACS 5-Year
Median gross rent ±$71$935Bottom 46%2024 ACS 5-Year
Median home value ±$8,074$163,000Bottom 42%2024 ACS 5-Year
Rent as a share of income16.5%Bottom 35%2024 ACS 5-Year
Vacancy rate10.2%Top 49%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

Population has been broadly flat since 2020, at 11,211 in 2024.

Population, annual estimates
2020202120222023202411k11k
Census Population Estimates Program, July 1 of each year. These annual estimates are designed for year-over-year comparison, unlike the ACS five-year figure shown as this profile's population.

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 19°F.

Normal annual precipitation is 44.0 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station URBANA WWTP, 1.6 miles from this location.
Precipitation
JFMAMJJASOND5.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation44.0"1991-2020 Normals
Average January low19°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing46°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

82 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and strong wind.

Overall hazard risk is lower than 88% of measured US cities.

Ice stormModerate
EarthquakeModerate
HailModerate
Winter weatherModerate
TornadoElevated
Strong windModerate
Heat waveModerate

Low or minimal exposure: landslide, drought, inland flooding, lightning, cold wave, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. City values are the population-weighted mean of the counties the city overlaps, using AreaProfile place-to-county land-area weights. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

6 major airports lie within 100 miles, the nearest 28 miles away.

AirportCodeDistanceLongest runway
James M Cox Dayton IntlDAY28 mi8,502 ft
John Glenn Columbus IntlCMH46 mi10,114 ft
Wilmington Air ParkILN47 mi10,701 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Put Urbana side by side with a similar place.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

ZIP codes in Urbana

1 published ZIP profiles
ZIPPopulationMedian household incomeArea Score
4307819,695$73,816