AreaProfile

43606Toledo, Ohio

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 43606.

65
Area Score
Top 41% of 3,833 published profiles

How we calculate this

How this area ranks
Opportunity3091st of 4,073 published ZIP areas42
Growth3684th of 3,947 published ZIP areas20
Housing affordabilityTop 6% of 4,553 published ZIP areas100
Climate3227th of 4,621 published ZIP areas63
Physical resilienceTop 14% of 4,554 published ZIP areas86
AccessTop 21% of 4,623 published ZIP areas98
Economic stability2972nd of 4,591 published ZIP areas52
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.9% and the Opportunity signal places 43606 in the bottom 24%.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 17% of median household income.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 43606 in the top 14% for physical resilience.

At a glance

Population
24,898
2024 ACS 5-Year
Median household income
$66,917
Bottom 42% nationally
Density
3,860/sq mi
6.5 sq mi of land
Median age
33.6
2024 ACS 5-Year
City
Toledo
Ohio
Metro area
Toledo, OH
Nearest major airport
TOL
12 mi · Eugene F Kranz Toledo Express
Median home value
$169,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.9% is lower than 33% of the 4,387 measured US ZIP areas.

Employment fell 1.1% over the past year, to 114,006 employed residents.

45% of adults hold a four-year degree, higher than 83% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$6,351$66,917Bottom 42%2024 ACS 5-Year
Per capita income ±$2,645$39,329Top 41%2024 ACS 5-Year
Poverty rate14.2%Top 34%2024 ACS 5-Year
Average commute19.1 minBottom 11%2024 ACS 5-Year
Bachelor's degree or higher44.6%Top 17%2024 ACS 5-Year
Employment114,006Top 23%June 2026
Employment change (3 years)-2.4%Bottom 16%June 2026
Employment change (year over year)-1.1%Bottom 44%June 2026
Labor force119,929Top 23%June 2026
Labor force participation66.9%Top 25%2024 ACS 5-Year
Mean annual wage$61,210Bottom 24%2025 OEWS
Median annual wage$48,220Bottom 27%2025 OEWS
Unemployment change (year over year)-1.6%Bottom 1%June 2026
Unemployment rate4.9%Top 33%June 2026
Median household income, successive ACS releases
202120222023202467k53k
Each point is a separate five-year estimate, most recently $66,917 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Toledo, OH
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers9,280$27,570
Miscellaneous Assemblers and Fabricators9,030$49,740
Laborers and Freight, Stock, and Material Movers, Hand8,120$42,640
Registered Nurses7,890$81,050
Retail Salespersons7,360$30,780
General and Operations Managers7,320$95,120

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Toledo, OH, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $963 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
17.3%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$963
2024 ACS 5-Year
Median home value
$169,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.53Bottom 31%2024 ACS 5-Year
Homeownership rate55.9%Bottom 13%2024 ACS 5-Year
Housing units ±58811,739Top 13%2024 ACS 5-Year
Median gross rent ±$23$963Bottom 45%2024 ACS 5-Year
Median home value ±$7,637$169,000Bottom 35%2024 ACS 5-Year
Rent as a share of income17.3%Bottom 47%2024 ACS 5-Year
Vacancy rate11.2%Top 50%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
20/ 100
Ranks 3684 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
34
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 5% nationally
Year over year
+21%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Toledo, OH, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 20°F.

Normal annual precipitation is 32.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station TOLEDO METCALF FLD, 10.3 miles from this location.
Precipitation
JFMAMJJASOND3.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation32.4"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

86 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are tornado, earthquake and hail.

TornadoModerate
HailModerate
Ice stormModerate
LightningModerate
EarthquakeModerate
Winter weatherModerate
Heat waveModerate

Low or minimal exposure: inland flooding, strong wind, cold wave, hurricane, coastal flooding, drought, landslide, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

6 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
Eugene F Kranz Toledo ExpressTOL12 mi10,600 ft
Detroit Metro Wayne CountyDTW40 mi12,003 ft
Mansfield Lahm RgnlMFD82 mi9,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
65
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

43606 vs Toledo

How this ZIP area compares with Toledo as a whole. Both figures come from the same ACS release, so the comparison is like for like.

43606
Toledo
Median household income
$66,917
vs
$49,724
Per capita income
$39,329
vs
$28,642
Population density
3,860/sq mi
vs
3,323/sq mi
Median home value
$169,000
vs
$114,500
Median gross rent
$963
vs
$901
Homeownership rate
55.9%
vs
53.3%
Bachelor's degree or higher
44.6%
vs
21.9%
Poverty rate
14.2%
vs
24.3%
Median age
33.6
vs
35.8

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.