58105 — Fargo, North Dakota
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 58105.
58105 ranks in the top 3% of published ZIP profiles for employment opportunity, with unemployment at 2.4% and median household income of $123,636.
677 housing units were authorized over the past twelve months, within 7% of the prior year — steady rather than turning.
A major airport is 2 miles away, giving the area unusually direct access to the national air network.
At a glance
Jobs & opportunity
Unemployment of 2.4% is lower than 99% of the 6,544 measured US ZIP areas.
Employment fell 0.6% over the past year, to 80,101 employed residents.
86% of adults hold a four-year degree, higher than 99% of measured US ZIP areas.
Household income is higher than at least 91% of measured US ZIP areas.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Median household income ±$108,434 | $123,636 | Top 9% | 2024 ACS 5-Year |
| Per capita income ±$1,373 | $9,024 | Bottom 1% | 2024 ACS 5-Year |
| Poverty rate | 5.6% | Bottom 23% | 2024 ACS 5-Year |
| Average commute | 14.9 min | Bottom 4% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 86.5% | Top 1% | 2024 ACS 5-Year |
| Employment | 80,101 | Top 39% | June 2026 |
| Employment change (3 years) | 1.6% | Top 28% | June 2026 |
| Employment change (year over year) | -0.6% | Top 45% | June 2026 |
| Labor force | 82,068 | Top 40% | June 2026 |
| Labor force participation | 56.6% | Bottom 36% | 2024 ACS 5-Year |
| Mean annual wage | $64,380 | Bottom 34% | 2025 OEWS |
| Median annual wage | $51,050 | Top 48% | 2025 OEWS |
| Unemployment change (year over year) | -0.5% | Bottom 18% | June 2026 |
| Unemployment rate | 2.4% | Bottom 1% | June 2026 |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Registered Nurses | 4,790 | $82,120 |
| Retail Salespersons | 4,160 | $35,860 |
| Fast Food and Counter Workers | 4,090 | $30,950 |
| Laborers and Freight, Stock, and Material Movers, Hand | 3,810 | $45,690 |
| General and Operations Managers | 3,590 | $96,410 |
| Heavy and Tractor-Trailer Truck Drivers | 3,570 | $58,900 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Fargo, ND, the city containing this ZIP code.
Growth & development
How it’s calculated →An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.
63% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.
At 5.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.
The Building Permits Survey is not published for ZIP areas. This is the figure for Fargo, ND, the city containing this ZIP code.
Weather & climate
5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 0°F.
Normal annual precipitation is 24.0 inches, including 51.4 inches of snow.
| Metric | Value | Source period |
|---|---|---|
| Annual precipitation | 24.0" | 1991-2020 Normals |
| Annual snowfall | 51.4" | 1991-2020 Normals |
| Average January low | 0°F | 1991-2020 Normals |
| Average July high | 82°F | 1991-2020 Normals |
| Comfortable months | 5 | 1991-2020 Normals |
| Seasonal temperature swing | 62°F | 1991-2020 Normals |
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.
Physical risk
The hazards accounting for most of this area's expected annual loss are tornado, cold wave and strong wind.
Low or minimal exposure: inland flooding, lightning, wildfire, landslide, earthquake, drought.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Safety
How it’s measured →These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.
Cass County records 3.0 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.
Firearm deaths of all intents run at 9.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.
Drug overdose deaths run at 16.3 per 100,000 residents in Cass County.
Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.
Age-adjusted rates from provisional death certificate records, published by the CDC for Cass County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 58105 rather than 58105 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.
What this profile does not cover
Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.
- Reported crime
- The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
- Taxes
- No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
- Full cost of living
- No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.
Access
1 major airport lies within 100 miles, the nearest 2 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Hector Intl | FAR | 2 mi | 9,001 ft |
| Duluth Intl | DLH | 218 mi | 10,591 ft |
| Minneapolis-St Paul Intl/Wold-Chamberlain | MSP | 221 mi | 11,006 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Similar places
Matched on AreaProfile signals, not geographyCompare
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Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | June 2026 | Monthly |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS | Annual (spring release) |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate | Annual (vintage released each spring) |
| Development | U.S. Census Bureau Building Permits Survey | 12 months ending July 2026 | Monthly, roughly three weeks after the reference month |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
| safety | U.S. Centers for Disease Control and Prevention, National Center for Health Statistics Provisional county-level mortality by intent | April, 2025 to March, 2026 | Quarterly, with a rolling twelve-month window alongside complete calendar years |
Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
58105 vs Fargo
How this ZIP area compares with Fargo as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.