28036Davidson, North Carolina

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 28036.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 11% of 6,210 published ZIP areas77
SchoolsTop 8% of 4,422 published ZIP areas85
Housing affordabilityTop 35% of 6,685 published ZIP areas88
ClimateTop 40% of 6,789 published ZIP areas72
Physical resilience4038th of 6,709 published ZIP areas48
Access4073rd of 6,791 published ZIP areas90
Economic stabilityTop 36% of 6,742 published ZIP areas67
The quick read

28036 ranks in the top 11% of published ZIP profiles for employment opportunity, with unemployment at 3.6% and median household income of $156,496.

Rent takes 13% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 4.0 times that income.

A typical July reaches 90°F and a typical January falls to 32°F, on thirty-year normals.

At a glance

Population
22,963
2024 ACS 5-Year
Median household income
$156,496
Top 3% nationally
Density
980/sq mi
23.4 sq mi of land
Median age
40.8
2024 ACS 5-Year
City
Davidson
North Carolina
Metro area
Charlotte-Concord-Gastonia, NC-SC
Nearest major airport
CLT
21 mi · Charlotte/Douglas Intl
Median home value
$630,900
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.6% is lower than 83% of the 6,544 measured US ZIP areas.

Employment fell 0.5% over the past year, to 632,434 employed residents.

68% of adults hold a four-year degree, higher than 96% of measured US ZIP areas.

Household income is higher than at least 97% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$20,418$156,496Top 3%2024 ACS 5-Year
Per capita income ±$7,030$80,135Top 4%2024 ACS 5-Year
Poverty rate5.1%Bottom 20%2024 ACS 5-Year
Average commute27.7 minTop 50%2024 ACS 5-Year
Bachelor's degree or higher67.7%Top 4%2024 ACS 5-Year
Employment632,434Top 9%June 2026
Employment change (3 years)-0.3%Bottom 45%June 2026
Employment change (year over year)-0.5%Top 43%June 2026
Labor force656,056Top 9%June 2026
Labor force participation62.8%Top 42%2024 ACS 5-Year
Mean annual wage$68,900Top 44%2025 OEWS
Median annual wage$49,990Bottom 46%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 23%June 2026
Unemployment rate3.6%Bottom 17%June 2026
Median household income, successive ACS releases
2021202220232024156k126k
Each point is a separate five-year estimate, most recently $156,496 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Charlotte-Concord-Gastonia, NC-SC
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand40,540$38,850
Retail Salespersons35,150$33,580
Cashiers27,350$29,610
Fast Food and Counter Workers27,050$28,880
Registered Nurses27,010$90,620
Customer Service Representatives26,120$44,980

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Davidson, NC, the city containing this ZIP code.

72% of students met the state standard in mathematics and 77% in reading, across the schools here that reported results.

There are 17.7 students for every full-time teacher, more than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
17.7
across all schools here
Math proficiency
71.5%
Top 2% in North Carolina
Reading proficiency
77.1%
Top 1% in North Carolina
SchoolDistrictStudentsPer teacherMathReading
Community School of Davidson · charterCommunity School of Davidson1,63119.071%78%
Davidson K-8 SchoolCharlotte-Mecklenburg Schools1,18516.272%75%

11.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against North Carolina’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,729 takes 13% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
13.3%
Below the 30% cost-burdened threshold
Home price to income
4.0×
median home value ÷ median income
Median gross rent
$1,729
2024 ACS 5-Year
Median home value
$630,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.03Top 28%2024 ACS 5-Year
Homeownership rate84.2%Top 34%2024 ACS 5-Year
Housing units ±4918,626Top 19%2024 ACS 5-Year
Median gross rent ±$183$1,729Top 15%2024 ACS 5-Year
Median home value ±$42,585$630,900Top 8%2024 ACS 5-Year
Rent as a share of income13.3%Bottom 18%2024 ACS 5-Year
Vacancy rate9.0%Bottom 42%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 32°F.

Normal annual precipitation is 43.6 inches, including 3.5 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHARLOTTE DOUGLAS AP, 20.1 miles from this location.
Precipitation
JFMAMJJASOND4.3"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation43.6"1991-2020 Normals
Annual snowfall3.5"1991-2020 Normals
Average January low32°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing38°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

48 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and hurricane.

Inland floodingElevated
EarthquakeModerate
HurricaneModerate
LandslideModerate

Low or minimal exposure: ice storm, tornado, lightning, strong wind, heat wave, winter weather, hail, cold wave, wildfire, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

3 major airports lie within 100 miles, the nearest 21 miles away.

AirportCodeDistanceLongest runway
Charlotte/Douglas IntlCLT21 mi10,000 ft
Piedmont Triad IntlGSO64 mi10,001 ft
Asheville RgnlAVL98 mi8,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

28036 vs Davidson

How this ZIP area compares with Davidson as a whole. Both figures come from the same ACS release, so the comparison is like for like.

28036
Davidson
Median household income
$156,496
vs
$166,556
Per capita income
$80,135
vs
$86,576
Population density
980/sq mi
vs
2,410/sq mi
Median home value
$630,900
vs
$687,700
Median gross rent
$1,729
vs
$1,652
Homeownership rate
84.2%
vs
80.0%
Bachelor's degree or higher
67.7%
vs
75.8%
Poverty rate
5.1%
vs
7.0%
Median age
40.8
vs
41.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.