89703 — Carson, Nevada

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 89703. Its median home value runs 38% above Carson as a whole, which is why this ZIP carries a profile of its own.

54out of 100
Area Score
Bottom 35% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
OpportunityTop 23% of 3,116 ZIP areas measured68
SchoolsTop 35% of 3,047 ZIP areas measured62
GrowthTop 27% of 3,124 ZIP areas measured62
Housing affordability2,874th of 3,112 ZIP areas measured38
Climate3,005th of 3,127 ZIP areas measured54
Physical resilience2,599th of 3,127 ZIP areas measured23
AccessTop 44% of 3,127 ZIP areas measured94
Economic stabilityTop 39% of 3,127 ZIP areas measured61
The quick read

89703 ranks in the top 23% of ZIP areas measured for employment opportunity, with unemployment at 3.9% and median household income of $85,230. The unemployment rate is published for Carson, NV, which contains 89703, rather than for 89703 alone.

In the public schools here, 41% of students met the state standard in mathematics, with 16.9 students for every teacher.

443 housing units were authorized over the past twelve months, essentially level with the prior year — steady rather than turning. The permit count and 1 other measure here are published for Carson, NV, which contains 89703, rather than for 89703 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
10,738
2024 ACS 5-Year
Median household income
$85,230
Top 32% nationally
Density
243/sq mi
44.3 sq mi of land
Median age
52.8
2024 ACS 5-Year
City
Carson
Nevada
Metro area
Nearest major airport
TVL
18 mi · Lake Tahoe
Median home value
$626,500
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Carson, NV, which contains 89703, is 3.9%, lower than in 67% of the 3,127 measured US ZIP areas.

Employment across Carson, NV, which contains 89703, fell 0.8% over the past year, to 28,379 employed residents.

43% of adults hold a four-year degree, higher than 82% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsCarson City, NV’s figurefiling years 2022–2023$76,99666th percentileof 2,996filing years 2022–2023
Income of those who leftCarson City, NV’s figurefiling years 2022–2023$71,27356th percentileof 2,996filing years 2022–2023
Median household income ±$15,7552024 ACS 5-Year$85,230Top 32%of 31,0492024 ACS 5-Year
Per capita income ±$3,8372024 ACS 5-Year$52,304Top 17%of 32,8222024 ACS 5-Year
Poverty rate ±2%2024 ACS 5-Year6.7%Top 30%of 32,8462024 ACS 5-Year
Average commute ±2.3 min2024 ACS 5-Year22.4 minTop 22%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±3%2024 ACS 5-Year43.3%Top 18%of 33,1932024 ACS 5-Year
Drove alone to work ±5%2024 ACS 5-Year74.0%43rd percentileof 32,7982024 ACS 5-Year
EmploymentCarson, NV’s figureJuly 202628,379Bottom 31%of 3,127July 2026
Employment change (3 years)Carson, NV’s figureJuly 2026+2.3%Top 20%of 3,127July 2026
Employment change (year over year)Carson, NV’s figureJuly 2026−0.8%Bottom 49%of 3,127July 2026
Labor forceCarson, NV’s figureJuly 202629,52131st percentileof 3,127July 2026
Labor force participation ±4%2024 ACS 5-Year79.7%Top 44%of 32,8832024 ACS 5-Year
Mean annual wageCarson City, NV Metro Area’s figure2025 OEWS$68,900Top 39%of 2,7602025 OEWS
Median annual wageCarson City, NV Metro Area’s figure2025 OEWS$56,680Top 21%of 2,7602025 OEWS
Public transit to work ±0.7%2024 ACS 5-Year0.5%72nd percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Carson, NV’s figureJuly 2026−0.3%Top 37%of 3,127July 2026
Unemployment rateCarson, NV’s figureJuly 20263.9%Top 33%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year9.6%49th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202485k71k
Each point is a separate five-year estimate, most recently $85,230 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Carson City, NV

OccupationPeople employedMedian annual wage
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive960$49,270
General and Operations Managers890$103,160
Registered Nurses820$101,370
Retail Salespersons740$37,490
Fast Food and Counter Workers670$30,010
Cashiers600$34,310

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Carson, NV, the city containing this ZIP code.

41% of students met the state standard in mathematics and 49% in reading, across the schools here that reported results.

There are 16.9 students for every full-time teacher across 3 public schools, more than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
16.9
across all schools here
Math proficiency
40.8%
Top 23% in Nevada
Reading proficiency
48.8%
Top 42% in Nevada
All 3 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Carson Middle SchoolCarson City83317.730%43%
Bordewich/Bray ElementaryCarson City53915.947%51%
Edith W. Fritsch ElementaryCarson City50016.752%56%

100.0% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Nevada’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 5% below the national average — the Bureau of Economic Analysis index reads 94.9, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Carson City, NV Metro Area is up 28% over five years, and up 2.2% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $3,248 a year in real estate taxes, about 0.52% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,546, some 29% above the $1,203 tenants already here pay.

At HUD’s Fair Market Rent of $1,546 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $61,800 a year, about 73% of the median household income here of $85,230.

The typical renter household here spends 34% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,203 a month.

A median home at $626,500 costs 5.9 times the median income of its owner-occupied households, $106,563, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
94.9

Prices here run about 5% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Carson City, NV Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
33.7%
Above the 30% cost-burdened threshold
Home price to income
5.9×
median home value ÷ owner household income
Market rent, two bedroom
$1,546
what a new lease costs · FY2026
Median gross rent
$1,203
what tenants now pay · 2024 ACS 5-Year
Median home value
$626,500
2024 ACS 5-Year

The figures above are measured against 89703’s median household income of $85,230, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Carson City, NV Metro Area’s figure202394.9Top 35%of 2,7372023
Home price change (1 year)the Carson City, NV Metro Area’s figure2026 Q2+2.2%35th percentileof 3,0712026 Q2
Home price change (5 years)the Carson City, NV Metro Area’s figure2026 Q2+27.7%11th percentileof 3,0712026 Q2
Home price change (10 years)the Carson City, NV Metro Area’s figure2026 Q2+106.4%66th percentileof 3,0712026 Q2
Home price to income ±0.72024 ACS 5-Year5.9Bottom 5%of 29,2752024 ACS 5-Year
Homeownership rate ±4%2024 ACS 5-Year72.5%34th percentileof 32,7502024 ACS 5-Year
Housing units ±3182024 ACS 5-Year5,18273rd percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,212Top 46%of 3,031FY2026
Market rent, three bedroomFY2026$2,150Bottom 43%of 3,031FY2026
Market rent, two bedroomFY2026$1,546Bottom 49%of 3,031FY2026
Median gross rent ±$1582024 ACS 5-Year$1,203Bottom 35%of 26,3962024 ACS 5-Year
Median home value ±$22,8732024 ACS 5-Year$626,50092nd percentileof 30,8122024 ACS 5-Year
Median property taxes ±$2312024 ACS 5-Year$3,24873rd percentileof 28,9352024 ACS 5-Year
Owner household income ±$12,9322024 ACS 5-Year$106,563Top 25%of 29,8022024 ACS 5-Year
Property tax rate ±0.04%2024 ACS 5-Year0.52%15th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±5%2024 ACS 5-Year33.7%Bottom 22%of 26,2472024 ACS 5-Year
Seasonal and second homes ±502024 ACS 5-Year3154th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.6%43rd percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year6.8%49th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±1522024 ACS 5-Year38168th percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

62/ 100
Top 27% of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 7.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas. The permit rate is published for Carson, NV, which contains 89703, rather than for 89703 alone.

Units permitted
443
12 months ending July 2026
Per 1,000 residents
7.6
Top 19% nationally
Year over year
−1%
vs the prior twelve months
Multifamily share
36.8%
units in 5+ unit buildings

People moving in and out

Net migration
−0.2%
of residents, in a year
Arrivals from another state
47%
of people moving in
Income of arrivals
$76,996
average per tax return
Income of those who left
$71,273
average per tax return

Where newcomers came from

  1. Washoe County, NV 773 people · 22% of arrivals
  2. Douglas County, NV 437 people · 12% of arrivals
  3. Lyon County, NV 408 people · 11% of arrivals
  4. Clark County, NV 174 people · 4.9% of arrivals
  5. El Dorado County, CA 161 people · 4.5% of arrivals

Where people who left went

  1. Washoe County, NV 799 people · 22% of departures
  2. Lyon County, NV 676 people · 18% of departures
  3. Douglas County, NV 445 people · 12% of departures
  4. Clark County, NV 129 people · 3.5% of departures
  5. El Dorado County, CA 61 people · 1.7% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Carson City, NV. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Carson, NV, the city containing this ZIP code.

Weather & climate

3 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 80°F and January a low of 18°F.

Normal annual precipitation is 20.5 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SOUTH LAKE TAHOE AP, 17.8 miles from this location.

Precipitation

JFMAMJJASOND3.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year612024 calendar year
Annual precipitation1991-2020 Normals20.5"1991-2020 Normals
Average January low1991-2020 Normals18°F1991-2020 Normals
Average July high1991-2020 Normals80°F1991-2020 Normals
Comfortable months1991-2020 Normals31991-2020 Normals
Days above AQI 1002024 calendar year12024 calendar year
Median air quality index2024 calendar year452024 calendar year
Seasonal temperature swing1991-2020 Normals31°F1991-2020 Normals

Air quality

Median air quality index
45
Good on a typical day
Worst tenth of days
61
90th percentile index
Days above 100
1
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

23 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and wildfire, with earthquake alone responsible for 72% of it. Inland flooding is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

EarthquakeElevated
WildfireHigh

Low or minimal exposure: winter weather, avalanche, heat wave, lightning, volcanic activity, inland flooding, landslide, hail, strong wind, drought, tornado, ice storm, cold wave, tsunami, hurricane, coastal flooding.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
3.0
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
31.0
per 100,000 residents
Drug overdose
17.8
per 100,000 residents · modeled, not measured
Suicide
37.9
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 89703 (Carson City) rather than 89703 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Carson carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Lake Tahoe at 18 miles.

MetricValueCompared nationallySource period
Broadband access ±10%2024 ACS 5-Year95.3%Top 18%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle18 miBottom 49%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle5Top 44%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year4.0%Top 26%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Lake TahoeTVL18 mi8,541 ft
Reno/Tahoe IntlRNO26 mi11,001 ft
Reno/SteadRTS37 mi9,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
54
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

89703 vs Carson

How this ZIP area compares with Carson as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

89703
Carson
Median household income: 89703 is the more favorable of the two.
Median household income
$85,230
vs
$72,355
Per capita income: 89703 is the more favorable of the two.
Per capita income
$52,304
vs
$39,432
Population density
243/sq mi
vs
404/sq mi
Median home value
$626,500
vs
$453,000
Median gross rent: 89703 is the more favorable of the two.
Median gross rent
$1,203
vs
$1,248
Homeownership rate
72.5%
vs
62.3%
Bachelor's degree or higher: 89703 is the more favorable of the two.
Bachelor's degree or higher
43.3%
vs
23.7%
Poverty rate: 89703 is the more favorable of the two.
Poverty rate
6.7%
vs
10.1%
Median age
52.8
vs
42.4

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.