AreaProfile

40291Louisville/Jefferson County, Kentucky

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 40291.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordabilityTop 8% of 800 published ZIP areas95
ClimateTop 30% of 779 published ZIP areas76
Physical resilience530th of 800 published ZIP areas46
AccessTop 46% of 779 published ZIP areas97
Economic stabilityTop 24% of 800 published ZIP areas71
The quick read

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 18% of median household income.

A major airport is 9 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
41,222
2024 ACS 5-Year
Median household income
$81,267
Top 36% nationally
Density
1,821/sq mi
22.6 sq mi of land
Median age
39.1
2024 ACS 5-Year
City
Louisville/Jefferson County
Kentucky
Metro area
Louisville/Jefferson County, KY-IN
Nearest major airport
SDF
9 mi · Louisville Muhammad Ali Intl
Median home value
$276,900
2024 ACS 5-Year

Jobs & opportunity

MetricValueCompared with peersSource period
Median household income ±$4,138$81,267Top 36%2024 ACS 5-Year
Per capita income ±$2,083$40,580Top 38%2024 ACS 5-Year
Poverty rate10.2%Bottom 48%2024 ACS 5-Year
Average commute25.8 minBottom 39%2024 ACS 5-Year
Bachelor's degree or higher31.7%Top 31%2024 ACS 5-Year
Labor force participation68.4%Top 20%2024 ACS 5-Year
Mean annual wage$62,310Bottom 27%2025 OEWS
Median annual wage$48,370Bottom 29%2025 OEWS
Median household income, successive ACS releases
202120222023202482k76k
Each point is a separate five-year estimate, most recently $81,267 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Louisville/Jefferson County, KY-IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand29,400$46,830
Miscellaneous Assemblers and Fabricators20,920$48,440
Registered Nurses18,180$84,850
Retail Salespersons17,540$30,660
General and Operations Managers16,830$89,140
Stockers and Order Fillers16,410$37,610

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,207 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
17.8%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,207
2024 ACS 5-Year
Median home value
$276,900
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.41Top 41%2024 ACS 5-Year
Homeownership rate76.7%Bottom 45%2024 ACS 5-Year
Housing units ±72517,035Top 6%2024 ACS 5-Year
Median gross rent ±$64$1,207Top 35%2024 ACS 5-Year
Median home value ±$8,605$276,900Top 37%2024 ACS 5-Year
Rent as a share of income17.8%Top 49%2024 ACS 5-Year
Vacancy rate2.6%Bottom 11%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 88°F and January a low of 27°F.

Normal annual precipitation is 48.1 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LOUISVILLE BOWMAN FLD, 8.4 miles from this location.
Precipitation
JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation48.1"1991-2020 Normals
Average January low27°F1991-2020 Normals
Average July high88°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

46 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding and earthquake.

Inland floodingElevated
EarthquakeElevated

Low or minimal exposure: tornado, heat wave, cold wave, winter weather, lightning, strong wind, hail, ice storm, wildfire, hurricane, landslide, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 9 miles away.

AirportCodeDistanceLongest runway
Louisville Muhammad Ali IntlSDF9 mi11,887 ft
Cincinnati/Northern Kentucky IntlCVG81 mi10,000 ft
Owensboro/Daviess County RgnlOWB91 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

40291 vs Louisville/Jefferson County

How this ZIP area compares with Louisville/Jefferson County as a whole. Both figures come from the same ACS release, so the comparison is like for like.

40291
Louisville/Jefferson County
Median household income
$81,267
vs
$66,849
Per capita income
$40,580
vs
$39,683
Population density
1,821/sq mi
vs
2,402/sq mi
Median home value
$276,900
vs
$233,900
Median gross rent
$1,207
vs
$1,120
Homeownership rate
76.7%
vs
60.7%
Bachelor's degree or higher
31.7%
vs
33.8%
Poverty rate
10.2%
vs
15.8%
Median age
39.1
vs
37.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.