AreaProfile

40229Louisville/Jefferson County, Kentucky

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 40229.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordabilityTop 7% of 800 published ZIP areas96
ClimateTop 31% of 779 published ZIP areas75
Physical resilience480th of 800 published ZIP areas47
AccessTop 46% of 779 published ZIP areas97
Economic stabilityTop 26% of 800 published ZIP areas70
The quick read

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 20% of median household income.

A major airport is 7 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
41,299
2024 ACS 5-Year
Median household income
$79,936
Top 38% nationally
Density
2,359/sq mi
17.5 sq mi of land
Median age
36.2
2024 ACS 5-Year
City
Louisville/Jefferson County
Kentucky
Metro area
Louisville/Jefferson County, KY-IN
Nearest major airport
SDF
7 mi · Louisville Muhammad Ali Intl
Median home value
$215,100
2024 ACS 5-Year

Jobs & opportunity

MetricValueCompared with peersSource period
Median household income ±$6,755$79,936Top 38%2024 ACS 5-Year
Per capita income ±$1,930$36,787Top 49%2024 ACS 5-Year
Poverty rate11.8%Top 44%2024 ACS 5-Year
Average commute26.1 minBottom 41%2024 ACS 5-Year
Bachelor's degree or higher22.9%Bottom 49%2024 ACS 5-Year
Labor force participation71.1%Top 12%2024 ACS 5-Year
Mean annual wage$62,310Bottom 27%2025 OEWS
Median annual wage$48,370Bottom 29%2025 OEWS
Median household income, successive ACS releases
202120222023202480k68k
Each point is a separate five-year estimate, most recently $79,936 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Louisville/Jefferson County, KY-IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand29,400$46,830
Miscellaneous Assemblers and Fabricators20,920$48,440
Registered Nurses18,180$84,850
Retail Salespersons17,540$30,660
General and Operations Managers16,830$89,140
Stockers and Order Fillers16,410$37,610

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $1,301 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.7 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
19.5%
Below the 30% cost-burdened threshold
Home price to income
2.7×
median home value ÷ median income
Median gross rent
$1,301
2024 ACS 5-Year
Median home value
$215,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.69Bottom 36%2024 ACS 5-Year
Homeownership rate71.8%Bottom 33%2024 ACS 5-Year
Housing units ±92916,163Top 7%2024 ACS 5-Year
Median gross rent ±$40$1,301Top 30%2024 ACS 5-Year
Median home value ±$6,798$215,100Bottom 48%2024 ACS 5-Year
Rent as a share of income19.5%Top 38%2024 ACS 5-Year
Vacancy rate3.3%Bottom 14%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 28°F.

Normal annual precipitation is 48.3 inches, including 13.4 inches of snow.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station LOUISVILLE INTL AP, 7.7 miles from this location.
Precipitation
JFMAMJJASOND5.2"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation48.3"1991-2020 Normals
Annual snowfall13.4"1991-2020 Normals
Average January low28°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

47 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding and earthquake.

Inland floodingElevated
EarthquakeElevated

Low or minimal exposure: tornado, strong wind, cold wave, winter weather, lightning, heat wave, ice storm, hail, wildfire, landslide, hurricane, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
Louisville Muhammad Ali IntlSDF7 mi11,887 ft
Cincinnati/Northern Kentucky IntlCVG85 mi10,000 ft
Owensboro/Daviess County RgnlOWB86 mi8,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

40229 vs Louisville/Jefferson County

How this ZIP area compares with Louisville/Jefferson County as a whole. Both figures come from the same ACS release, so the comparison is like for like.

40229
Louisville/Jefferson County
Median household income
$79,936
vs
$66,849
Per capita income
$36,787
vs
$39,683
Population density
2,359/sq mi
vs
2,402/sq mi
Median home value
$215,100
vs
$233,900
Median gross rent
$1,301
vs
$1,120
Homeownership rate
71.8%
vs
60.7%
Bachelor's degree or higher
22.9%
vs
33.8%
Poverty rate
11.8%
vs
15.8%
Median age
36.2
vs
37.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.