46113 — Indianapolis, Indiana

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 46113. Its median household income runs 28% above Indianapolis as a whole, which is why this ZIP carries a profile of its own.

60out of 100
Area Score
Top 43% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 13 sources
OpportunityTop 28% of 3,116 ZIP areas measured65
Schools2,357th of 3,047 ZIP areas measured28
Growth2,266th of 3,124 ZIP areas measured38
Housing affordabilityTop 25% of 3,112 ZIP areas measured76
Climate1,891st of 3,127 ZIP areas measured67
Physical resilienceTop 44% of 3,127 ZIP areas measured63
AccessTop 20% of 3,127 ZIP areas measured98
Economic stabilityTop 17% of 3,127 ZIP areas measured74
The quick read

Unemployment is 3.7% and median household income $84,463, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Indianapolis, IN, which contains 46113, rather than for 46113 alone.

In the public schools here, 32% of students met the state standard in mathematics, with 15.4 students for every teacher. Math proficiency and 1 other measure here are published for Indianapolis, IN, which contains 46113, rather than for 46113 alone.

Residential permitting has slowed: 1,520 units authorized over the past twelve months, 23% below the prior year. The permit count and 1 other measure here are published for Indianapolis, IN, which contains 46113, rather than for 46113 alone.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
17,192
2024 ACS 5-Year
Median household income
$84,463
Top 32% nationally
Density
1,079/sq mi
15.9 sq mi of land
Median age
34.1
2024 ACS 5-Year
City
Indianapolis
Indiana
Nearest major airport
IND
6 mi · Indianapolis Intl
Median home value
$248,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Indianapolis, IN, which contains 46113, is 3.7%, lower than in 75% of the 3,127 measured US ZIP areas.

Employment across Indianapolis, IN, which contains 46113, fell 0.9% over the past year, to 455,275 employed residents.

MetricValueCompared nationallySource period
Median household income ±$7,8492024 ACS 5-Year$84,463Top 32%of 31,0492024 ACS 5-Year
Per capita income ±$3,0342024 ACS 5-Year$35,175Bottom 45%of 32,8222024 ACS 5-Year
Poverty rate ±3%2024 ACS 5-Year5.8%Top 25%of 32,8462024 ACS 5-Year
Average commute ±1.9 min2024 ACS 5-Year28.5 minBottom 46%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±4%2024 ACS 5-Year23.5%Top 49%of 33,1932024 ACS 5-Year
Drove alone to work ±5%2024 ACS 5-Year75.6%49th percentileof 32,7982024 ACS 5-Year
EmploymentIndianapolis, IN’s figureJuly 2026455,275Top 10%of 3,127July 2026
Employment change (3 years)Indianapolis, IN’s figureJuly 2026+2.1%Top 21%of 3,127July 2026
Employment change (year over year)Indianapolis, IN’s figureJuly 2026−0.9%Bottom 47%of 3,127July 2026
Labor forceIndianapolis, IN’s figureJuly 2026472,53190th percentileof 3,127July 2026
Labor force participation ±3%2024 ACS 5-Year84.6%Top 22%of 32,8832024 ACS 5-Year
Mean annual wageIndianapolis-Carmel-Greenwood, IN Metro Area’s figure2025 OEWS$65,180Bottom 42%of 2,7602025 OEWS
Median annual wageIndianapolis-Carmel-Greenwood, IN Metro Area’s figure2025 OEWS$49,340Bottom 44%of 2,7602025 OEWS
Public transit to work ±0.2%2024 ACS 5-Year0.0%1st percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Indianapolis, IN’s figureJuly 2026−0.5%Top 25%of 3,127July 2026
Unemployment rateIndianapolis, IN’s figureJuly 20263.7%Top 25%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year10.5%54th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

202120222023202486k78k
Each point is a separate five-year estimate, most recently $84,463 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Indianapolis-Carmel-Greenwood, IN

OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand48,100$44,180
Retail Salespersons28,840$31,530
Fast Food and Counter Workers28,400$29,040
Registered Nurses25,800$84,230
Stockers and Order Fillers25,630$37,120
Home Health and Personal Care Aides20,590$35,060

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Indianapolis, IN, the city containing this ZIP code.

32% of students met the state standard in mathematics and 39% in reading, across the schools here that reported results. Math proficiency and 1 other measure here are published for Indianapolis, IN, which contains 46113, rather than for 46113 alone.

There are 15.4 students for every full-time teacher across 1 public school, fewer than in most measured places. The student-teacher ratio is published for Indianapolis, IN, which contains 46113, rather than for 46113 alone.

Public schools
1
2024-25 school year
Students per teacher
15.4
across all schools here
Math proficiency
31.8%
Bottom 19% in Indiana
Reading proficiency
39.4%
Bottom 25% in Indiana

The proficiency and staffing figures above are for Indianapolis, IN: too few schools in 46113 reported a usable figure on their own to weight one honestly. The schools listed below are this place’s own.

The one public school on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
North Madison Elementary SchoolMooresville Con School Corp66519.070%53%

48.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Indiana’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 5% below the national average — the Bureau of Economic Analysis index reads 94.7, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the Indianapolis-Carmel-Greenwood, IN Metro Area is up 44% over five years, and up 3.5% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $1,472 a year in real estate taxes, about 0.59% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $1,750, some 19% above the $1,476 tenants already here pay.

At HUD’s Fair Market Rent of $1,750 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $70,000 a year, about 83% of the median household income here of $84,463.

The typical renter household here spends 29% of its income on rent, below the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $1,476 a month.

A median home at $248,000 costs 2.5 times the median income of its owner-occupied households, $100,000, close to the historic benchmark for an affordable market.

Cost of living
94.7

Prices here run about 5% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Indianapolis-Carmel-Greenwood, IN Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
28.5%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ owner household income
Market rent, two bedroom
$1,750
what a new lease costs · FY2026
Median gross rent
$1,476
what tenants now pay · 2024 ACS 5-Year
Median home value
$248,000
2024 ACS 5-Year

The figures above are measured against 46113’s median household income of $84,463, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Indianapolis-Carmel-Greenwood, IN Metro Area’s figure202394.7Top 34%of 2,7372023
Home price change (1 year)the Indianapolis-Carmel-Greenwood, IN Metro Area’s figure2026 Q2+3.5%60th percentileof 3,0712026 Q2
Home price change (5 years)the Indianapolis-Carmel-Greenwood, IN Metro Area’s figure2026 Q2+43.8%52nd percentileof 3,0712026 Q2
Home price change (10 years)the Indianapolis-Carmel-Greenwood, IN Metro Area’s figure2026 Q2+106.6%66th percentileof 3,0712026 Q2
Home price to income ±0.42024 ACS 5-Year2.5Top 41%of 29,2752024 ACS 5-Year
Homeownership rate ±5%2024 ACS 5-Year74.8%40th percentileof 32,7502024 ACS 5-Year
Housing units ±4792024 ACS 5-Year6,40776th percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$1,510Bottom 35%of 3,031FY2026
Market rent, three bedroomFY2026$2,270Bottom 37%of 3,031FY2026
Market rent, two bedroomFY2026$1,750Bottom 36%of 3,031FY2026
Median gross rent ±$2032024 ACS 5-Year$1,476Bottom 22%of 26,3962024 ACS 5-Year
Median home value ±$15,6832024 ACS 5-Year$248,00058th percentileof 30,8122024 ACS 5-Year
Median property taxes ±$1462024 ACS 5-Year$1,47235th percentileof 28,9352024 ACS 5-Year
Owner household income ±$13,0752024 ACS 5-Year$100,000Top 30%of 29,8022024 ACS 5-Year
Property tax rate ±0.07%2024 ACS 5-Year0.59%22nd percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±4%2024 ACS 5-Year28.5%Bottom 49%of 26,2472024 ACS 5-Year
Seasonal and second homes ±202024 ACS 5-Year01st percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year0.0%1st percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year4.7%34th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±1892024 ACS 5-Year29863rd percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

38/ 100
Ranks 2,266 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 1.6 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Indianapolis, IN, which contains 46113, rather than for 46113 alone.

Units permitted
1,520
12 months ending July 2026
Per 1,000 residents
1.6
Bottom 31% nationally
Year over year
−23%
vs the prior twelve months
Multifamily share
31.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Indianapolis, IN, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 21°F.

Normal annual precipitation is 43.6 inches, including 25.5 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station INDIANAPOLIS, 5.1 miles from this location.

Precipitation

JFMAMJJASOND5.0"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation1991-2020 Normals43.6"1991-2020 Normals
Annual snowfall1991-2020 Normals25.5"1991-2020 Normals
Average January low1991-2020 Normals21°F1991-2020 Normals
Average July high1991-2020 Normals85°F1991-2020 Normals
Comfortable months1991-2020 Normals61991-2020 Normals
Seasonal temperature swing1991-2020 Normals47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. How to read climate and air quality.

Physical risk

63 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and strong wind, with inland flooding alone responsible for 58% of it. Strong wind is independently rated low or minimal nationally, so this describes how the loss is composed, not how large that hazard is.

TornadoElevated
HailModerate
Inland floodingModerate
EarthquakeElevated

Low or minimal exposure: strong wind, winter weather, heat wave, cold wave, landslide, lightning, ice storm, drought, wildfire, hurricane, coastal flooding, tsunami, volcanic activity, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
4.3
per 100,000 residents · modeled, not measured
Firearm deaths, all intents
23.2
per 100,000 residents
Drug overdose
20.5
per 100,000 residents
Suicide
24.6
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 46113 (Morgan County) rather than 46113 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Indianapolis carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Air quality
The EPA publishes an air-quality index only where a monitor sits. There is none in this county, and a modeled value would be a different kind of number from the measured ones everywhere else on this page.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

4 major airports lie within 100 miles, the nearest Indianapolis Intl at 6 miles.

MetricValueCompared nationallySource period
Broadband access ±3%2024 ACS 5-Year93.1%Top 30%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle6 miTop 10%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle4Bottom 40%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year3.8%Top 25%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Indianapolis IntlIND6 mi11,200 ft
Terre Haute RgnlHUF55 mi9,021 ft
Grissom ARBGUS70 mi12,501 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
60
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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

46113 vs Indianapolis

How this ZIP area compares with Indianapolis as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

46113
Indianapolis
Median household income: 46113 is the more favorable of the two.
Median household income
$84,463
vs
$66,219
Per capita income: Indianapolis is the more favorable of the two.
Per capita income
$35,175
vs
$37,680
Population density
1,079/sq mi
vs
2,454/sq mi
Median home value
$248,000
vs
$224,800
Median gross rent: Indianapolis is the more favorable of the two.
Median gross rent
$1,476
vs
$1,156
Homeownership rate
74.8%
vs
56.0%
Bachelor's degree or higher: Indianapolis is the more favorable of the two.
Bachelor's degree or higher
23.5%
vs
34.9%
Poverty rate: 46113 is the more favorable of the two.
Poverty rate
5.8%
vs
15.0%
Median age
34.1
vs
34.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.