62521Decatur, Illinois

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 62521.

48out of 100
Area Score
Bottom 11% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5864th of 6,210 published ZIP areas26
Schools4278th of 4,422 published ZIP areas12
Growth5250th of 5,428 published ZIP areas13
Housing affordabilityTop 9% of 6,685 published ZIP areas100
Climate4103rd of 6,789 published ZIP areas67
Physical resilienceTop 37% of 6,709 published ZIP areas69
Access5338th of 6,791 published ZIP areas80
Economic stability5312th of 6,742 published ZIP areas42
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 6.6% and the Opportunity signal places 62521 in the bottom 6%.

Residential permitting has slowed: 3 units authorized over the past twelve months, 25% below the prior year.

Housing is more affordable relative to local incomes than in most published city profiles: rent takes 17% of median household income and the median home is 1.9 times it.

At a glance

Population
32,665
2024 ACS 5-Year
Median household income
$66,337
Bottom 41% nationally
Density
495/sq mi
66.0 sq mi of land
Median age
42.0
2024 ACS 5-Year
City
Decatur
Illinois
Metro area
Decatur, IL
Nearest major airport
SPI
40 mi · Abraham Lincoln Capital
Median home value
$125,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 6.6% is lower than 5% of the 6,544 measured US ZIP areas.

Employment fell 1.5% over the past year, to 27,148 employed residents.

MetricValueCompared with peersSource period
Median household income ±$4,496$66,337Bottom 41%2024 ACS 5-Year
Per capita income ±$1,714$38,059Top 45%2024 ACS 5-Year
Poverty rate13.7%Top 36%2024 ACS 5-Year
Average commute20.0 minBottom 13%2024 ACS 5-Year
Bachelor's degree or higher23.2%Top 50%2024 ACS 5-Year
Employment27,148Bottom 28%June 2026
Employment change (3 years)-2.7%Bottom 13%June 2026
Employment change (year over year)-1.5%Bottom 35%June 2026
Labor force29,077Bottom 29%June 2026
Labor force participation59.7%Bottom 46%2024 ACS 5-Year
Mean annual wage$63,570Bottom 31%2025 OEWS
Median annual wage$51,290Top 45%2025 OEWS
Unemployment change (year over year)0.2%Top 44%June 2026
Unemployment rate6.6%Top 5%June 2026
Median household income, successive ACS releases
202120222023202467k59k
Each point is a separate five-year estimate, most recently $66,337 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Decatur, IL
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand1,430$46,010
Maintenance and Repair Workers, General1,350$61,380
Cashiers1,210$31,320
Miscellaneous Assemblers and Fabricators1,060$50,040
Heavy and Tractor-Trailer Truck Drivers990$59,100
Fast Food and Counter Workers970$31,200

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Decatur, IL, the city containing this ZIP code.

7% of students met the state standard in mathematics and 7% in reading, across the schools here that reported results.

There are 16.1 students for every full-time teacher, more than in most measured places.

Public schools
10
2024-25 school year
Students per teacher
16.1
across all schools here
Math proficiency
6.6%
Bottom 6% in Illinois
Reading proficiency
7.0%
Bottom 2% in Illinois
SchoolDistrictStudentsPer teacherMathReading
Eisenhower High SchoolDecatur SD 6190917.2
Johns Hill Magnet SchoolDecatur SD 6162715.37%10%
Montessori Academy for PeaceDecatur SD 6158614.79%5%
Dennis Lab SchoolDecatur SD 6157916.54%5%
Hope AcademyDecatur SD 6150113.95%5%
American Dreamer STEM AcademyDecatur SD 6142315.15%5%
Muffley Elem SchoolDecatur SD 6138617.55%9%
South Shores Elem SchoolDecatur SD 6133518.610%10%
Michael E Baum Elem SchoolDecatur SD 6131318.410%8%
Heartland Technical AcademyMacon/Piatt ROE0

80.1% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Illinois’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $926 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 1.9 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
16.8%
Below the 30% cost-burdened threshold
Home price to income
1.9×
median home value ÷ median income
Median gross rent
$926
2024 ACS 5-Year
Median home value
$125,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income1.89Bottom 13%2024 ACS 5-Year
Homeownership rate74.5%Bottom 39%2024 ACS 5-Year
Housing units ±42216,335Top 7%2024 ACS 5-Year
Median gross rent ±$33$926Bottom 40%2024 ACS 5-Year
Median home value ±$8,128$125,100Bottom 19%2024 ACS 5-Year
Rent as a share of income16.8%Bottom 43%2024 ACS 5-Year
Vacancy rate12.7%Top 44%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
13/ 100
Ranks 5250 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
3
12 months ending July 2026
Per 1,000 residents
0.0
Bottom 4% nationally
Year over year
−25%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Decatur, IL, the city containing this ZIP code.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 86°F and January a low of 20°F.

Normal annual precipitation is 36.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station DECATUR AP, 3.7 miles from this location.
Precipitation
JFMAMJJASOND4.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation36.4"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high86°F1991-2020 Normals
Comfortable months61991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

69 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and earthquake.

EarthquakeElevated
Strong windModerate
DroughtModerate
TornadoElevated
HailModerate
Inland floodingModerate

Low or minimal exposure: cold wave, heat wave, winter weather, lightning, ice storm, landslide, hurricane, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Macon County records 13.9 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 25.8 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 19.9 per 100,000 residents in Macon County.

Homicide
13.9
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
25.8
per 100,000 residents · under 10 deaths
Drug overdose
19.9
per 100,000 residents · under 10 deaths
Suicide
20.9
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Macon County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 62521 rather than 62521 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 40 miles away.

AirportCodeDistanceLongest runway
Abraham Lincoln CapitalSPI40 mi8,001 ft
Central Il Rgnl/Bloomington-NormalBMI46 mi8,000 ft
General Downing - Peoria IntlPIA71 mi10,104 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
48
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

62521 vs Decatur

How this ZIP area compares with Decatur as a whole. Both figures come from the same ACS release, so the comparison is like for like.

62521
Decatur
Median household income
$66,337
vs
$51,592
Per capita income
$38,059
vs
$32,769
Population density
495/sq mi
vs
1,598/sq mi
Median home value
$125,100
vs
$99,600
Median gross rent
$926
vs
$845
Homeownership rate
74.5%
vs
62.9%
Bachelor's degree or higher
23.2%
vs
21.6%
Poverty rate
13.7%
vs
19.4%
Median age
42.0
vs
39.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.