AreaProfile

33770Largo, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 33770.

42
Area Score
Bottom 3% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4528th of 6,210 published ZIP areas44
Schools4263rd of 4,422 published ZIP areas13
Growth5134th of 5,428 published ZIP areas17
Housing affordability6065th of 6,685 published ZIP areas46
ClimateTop 12% of 6,789 published ZIP areas82
Physical resilience4911th of 6,709 published ZIP areas34
AccessTop 15% of 6,791 published ZIP areas99
Economic stability5811th of 6,742 published ZIP areas35
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.1% and the Opportunity signal places 33770 in the bottom 27%.

Residential permitting has slowed: 6 units authorized over the past twelve months, 25% below the prior year.

Physical-risk exposure is above the national median, driven mainly by hurricane, coastal flooding and lightning.

At a glance

Population
25,368
2024 ACS 5-Year
Median household income
$59,815
Bottom 29% nationally
Density
4,878/sq mi
5.2 sq mi of land
Median age
49.4
2024 ACS 5-Year
City
Largo
Florida
Metro area
Tampa-St. Petersburg-Clearwater, FL
Nearest major airport
PIE
7 mi · St Pete-Clearwater Intl
Median home value
$302,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.1% is lower than 65% of the 6,544 measured US ZIP areas.

Employment fell 0.9% over the past year, to 41,120 employed residents.

MetricValueCompared with peersSource period
Median household income ±$4,871$59,815Bottom 29%2024 ACS 5-Year
Per capita income ±$2,985$37,769Top 46%2024 ACS 5-Year
Poverty rate14.3%Top 34%2024 ACS 5-Year
Average commute24.2 minBottom 30%2024 ACS 5-Year
Bachelor's degree or higher27.1%Top 40%2024 ACS 5-Year
Employment41,120Bottom 41%June 2026
Employment change (3 years)-4.9%Bottom 4%June 2026
Employment change (year over year)-0.9%Bottom 46%June 2026
Labor force42,867Bottom 41%June 2026
Labor force participation57.5%Bottom 39%2024 ACS 5-Year
Mean annual wage$66,490Bottom 44%2025 OEWS
Median annual wage$48,940Bottom 36%2025 OEWS
Unemployment change (year over year)0.6%Top 27%June 2026
Unemployment rate4.1%Bottom 35%June 2026
Median household income, successive ACS releases
202120222023202460k52k
Each point is a separate five-year estimate, most recently $59,815 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Tampa-St. Petersburg-Clearwater, FL
OccupationPeople employedMedian annual wage
Retail Salespersons45,130$33,790
Registered Nurses38,720$85,470
General and Operations Managers35,700$103,670
Customer Service Representatives34,150$42,660
Fast Food and Counter Workers33,910$29,260
Cashiers25,820$30,290

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Largo, FL, the city containing this ZIP code.

36% of students met the state standard in mathematics and 32% in reading, across the schools here that reported results.

There are 19.1 students for every full-time teacher, more than in most measured places.

Public schools
6
2024-25 school year
Students per teacher
19.1
across all schools here
Math proficiency
35.8%
Bottom 15% in Florida
Reading proficiency
31.9%
Bottom 6% in Florida
SchoolDistrictStudentsPer teacherMathReading
LARGO HIGH SCHOOLPINELLAS2,05820.8
MILDRED HELMS ELEMENTARY SCHOOLPINELLAS51514.356%49%
DROPOUT PREVENTION SCHOOLPINELLAS39510%10%
PINELLAS JUVENILE DET CENTERPINELLAS55
PINELLAS COUNTY JAILPINELLAS25
STRIVE ACADEMYPINELLAS0

46.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,604 takes 32% of median household income, above the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
32.2%
Above the 30% cost-burdened threshold
Home price to income
5.1×
median home value ÷ median income
Median gross rent
$1,604
2024 ACS 5-Year
Median home value
$302,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.06Top 16%2024 ACS 5-Year
Homeownership rate61.7%Bottom 18%2024 ACS 5-Year
Housing units ±73713,951Top 10%2024 ACS 5-Year
Median gross rent ±$94$1,604Top 19%2024 ACS 5-Year
Median home value ±$32,556$302,600Top 33%2024 ACS 5-Year
Rent as a share of income32.2%Top 3%2024 ACS 5-Year
Vacancy rate17.1%Top 32%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
17/ 100
Ranks 5134 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
6
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 5% nationally
Year over year
−25%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Largo, FL, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 53°F.

Normal annual precipitation is 53.6 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST PETERSBURG INTL AP, 7.1 miles from this location.
Precipitation
JFMAMJJASOND9.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation53.6"1991-2020 Normals
Average January low53°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing22°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

34 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, coastal flooding and lightning.

LightningModerate
Coastal floodingElevated
HurricaneElevated

Low or minimal exposure: tornado, cold wave, inland flooding, heat wave, hail, wildfire, earthquake, strong wind, drought, landslide.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
St Pete-Clearwater IntlPIE7 mi9,730 ft
Tampa IntlTPA17 mi11,002 ft
Sarasota/Bradenton IntlSRQ39 mi9,500 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
42
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

33770 vs Largo

How this ZIP area compares with Largo as a whole. Both figures come from the same ACS release, so the comparison is like for like.

33770
Largo
Median household income
$59,815
vs
$62,096
Per capita income
$37,769
vs
$37,939
Population density
4,878/sq mi
vs
4,403/sq mi
Median home value
$302,600
vs
$229,100
Median gross rent
$1,604
vs
$1,618
Homeownership rate
61.7%
vs
61.7%
Bachelor's degree or higher
27.1%
vs
27.4%
Poverty rate
14.3%
vs
13.1%
Median age
49.4
vs
49.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.