33431 — Boca Raton, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 33431. Its median home value runs 11% below Boca Raton as a whole, which is why this ZIP carries a profile of its own.

50out of 100
Area Score
Bottom 21% of 3,113 profiles measured

How we calculate this

How this area ranks

Data updated · 15 sources
Opportunity1,910th of 3,116 ZIP areas measured49
SchoolsTop 8% of 3,047 ZIP areas measured83
Growth2,030th of 3,124 ZIP areas measured43
Housing affordability3,087th of 3,112 ZIP areas measured21
ClimateTop 10% of 3,127 ZIP areas measured82
Physical resilience2,818th of 3,127 ZIP areas measured18
Access1,582nd of 3,127 ZIP areas measured92
Economic stabilityTop 48% of 3,127 ZIP areas measured56
The quick read

Unemployment is 5.1% and median household income $107,896, putting employment conditions in the middle range of ZIP areas measured. The unemployment rate is published for Boca Raton, FL, which contains 33431, rather than for 33431 alone.

Public schools test above most of the state: 86% of students met the mathematics standard, placing the area in the top 8% of published profiles for schools.

Housing costs more relative to local incomes than in most ZIP areas measured: rent takes 44% of renter income and the median home is 5.6 times what its owners earn.

These sentences are written by fixed rules from the measurements below — a statement appears because a number crossed a stated threshold, and the values behind it are stored with it. No figure anywhere on this site is invented, estimated or inferred to fill a gap. How this works.

At a glance

Population
24,608
2024 ACS 5-Year
Median household income
$107,896
Top 14% nationally
Density
2,953/sq mi
8.3 sq mi of land
Median age
29.7
2024 ACS 5-Year
City
Boca Raton
Florida
Nearest major airport
FLL
21 mi · Fort Lauderdale/Hollywood Intl
Median home value
$640,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment across Boca Raton, FL, which contains 33431, is 5.1% — higher than in all but 24% of the 3,127 measured US ZIP areas.

Employment across Boca Raton, FL, which contains 33431, fell 1.2% over the past year, to 46,790 employed residents.

61% of adults hold a four-year degree, higher than 94% of measured US ZIP areas.

Median household income of $107,896 is higher than in 86% of measured US ZIP areas.

MetricValueCompared nationallySource period
Income of new arrivalsPalm Beach County, FL’s figurefiling years 2022–2023$178,08599th percentileof 2,996filing years 2022–2023
Income of those who leftPalm Beach County, FL’s figurefiling years 2022–2023$98,52790th percentileof 2,996filing years 2022–2023
Median household income ±$12,4762024 ACS 5-Year$107,896Top 14%of 31,0492024 ACS 5-Year
Per capita income ±$6,1012024 ACS 5-Year$48,168Top 22%of 32,8222024 ACS 5-Year
Poverty rate ±4%2024 ACS 5-Year8.3%Top 39%of 32,8462024 ACS 5-Year
Average commute ±1.8 min2024 ACS 5-Year22.4 minTop 22%of 32,8872024 ACS 5-Year
Bachelor's degree or higher ±8%2024 ACS 5-Year61.2%Top 6%of 33,1932024 ACS 5-Year
Drove alone to work ±6%2024 ACS 5-Year67.0%23rd percentileof 32,7982024 ACS 5-Year
EmploymentBoca Raton, FL’s figureJuly 202646,790Bottom 49%of 3,127July 2026
Employment change (3 years)Boca Raton, FL’s figureJuly 2026−2.9%Bottom 14%of 3,127July 2026
Employment change (year over year)Boca Raton, FL’s figureJuly 2026−1.2%Bottom 40%of 3,127July 2026
Labor forceBoca Raton, FL’s figureJuly 202649,31249th percentileof 3,127July 2026
Labor force participation ±11%2024 ACS 5-Year75.5%Bottom 40%of 32,8832024 ACS 5-Year
Mean annual wageMiami-Fort Lauderdale-West Palm Beach, FL Metro Area’s figure2025 OEWS$67,190Top 48%of 2,7602025 OEWS
Median annual wageMiami-Fort Lauderdale-West Palm Beach, FL Metro Area’s figure2025 OEWS$48,640Bottom 35%of 2,7602025 OEWS
Public transit to work ±0.6%2024 ACS 5-Year0.5%72nd percentileof 32,7982024 ACS 5-Year
Unemployment change (year over year)Boca Raton, FL’s figureJuly 2026+0.8%Bottom 8%of 3,127July 2026
Unemployment rateBoca Raton, FL’s figureJuly 20265.1%Bottom 24%of 3,127July 2026
Worked from home ±3%2024 ACS 5-Year16.7%77th percentileof 32,7982024 ACS 5-Year

Median household income, successive ACS releases

2021202220232024108k94k
Each point is a separate five-year estimate, most recently $107,896 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.

Largest occupations — Miami-Fort Lauderdale-West Palm Beach, FL

OccupationPeople employedMedian annual wage
Retail Salespersons91,370$34,330
General and Operations Managers74,960$105,640
Customer Service Representatives63,440$39,560
Registered Nurses61,670$91,380
Office Clerks, General61,160$44,730
Waiters and Waitresses57,830$36,070

Searches the 40 largest occupations here that have a published wage.

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Boca Raton, FL, the city containing this ZIP code.

86% of students met the state standard in mathematics and 81% in reading, across the schools here that reported results.

There are 18.8 students for every full-time teacher across 5 public schools, more than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
18.8
across all schools here
Math proficiency
86.4%
Top 1% in Florida
Reading proficiency
81.4%
Top 2% in Florida
All 5 public schools on record, largest first.
SchoolDistrictStudentsPer teacherMathReading
Verde K-8PALM BEACH1,36016.683%74%
A.d. Henderson University School & Fau High SchoolFAU LAB SCH1,32633.192%93%
Don Estridge High Tech Middle SchoolPALM BEACH1,27018.492%86%
Blue Lake ElementaryPALM BEACH91216.3——
J. C. Mitchell Elementary SchoolPALM BEACH68314.272%65%

23.2% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with, not how the schools perform, so it is shown and not scored.

Public schools only, from the NCES Common Core of Data, placed by ZIP code — which schools are in this place, not which one a particular address is zoned for. A dash in a proficiency column is a gap in the federal file, not a bad result. Proficiency is measured against Florida’s own standard, so it is ranked within state. How to read school figures.

Prices for everything a household buys run about 12% above the national average — the Bureau of Economic Analysis index reads 112.1, against 100 for the nation. Nationally, housing drives most of the spread between places in this index; other goods vary far less.

The Federal Housing Finance Agency’s house price index for the West Palm Beach-Boca Raton-Delray Beach, FL Metropolitan Division is up 59% over five years, and up 3.7% over the last year. It follows repeat sales of the same homes, so it measures price change rather than which homes happened to sell.

Homeowners here who pay a tax bill pay a median of $5,469 a year in real estate taxes, about 0.85% of the median home value.

HUD’s Fair Market Rent for a two-bedroom, set near the 40th percentile of recent new leases, is $2,870, close to the $2,712 tenants already here pay.

At HUD’s Fair Market Rent of $2,870 a month for a two-bedroom, keeping rent to 30% of income takes a household income of about $114,800 a year, about 106% of the median household income here of $107,896.

The typical renter household here spends 44% of its income on rent, above the 30% threshold at which a household is considered cost-burdened. Median gross rent runs $2,712 a month.

A median home at $640,700 costs 5.6 times the median income of its owner-occupied households, $115,417, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
112.1

Prices here run about 12% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Published for the Miami-Fort Lauderdale-West Palm Beach, FL Metro Area as a whole. Prices are regional — people shop, commute and rent across a metropolitan area rather than within a city boundary — so this describes the cost of living around this place better than a figure drawn to its own limits would.

Rent as a share of income
44.3%
Above the 30% cost-burdened threshold
Home price to income
5.6×
median home value ÷ owner household income
Market rent, two bedroom
$2,870
what a new lease costs · FY2026
Median gross rent
$2,712
what tenants now pay · 2024 ACS 5-Year
Median home value
$640,700
2024 ACS 5-Year

The figures above are measured against 33431’s median household income of $107,896, which describes the place rather than you. Enter your own and the ratio is recomputed against it. It stays in this browser.

MetricValueCompared nationallySource period
Cost of living indexthe Miami-Fort Lauderdale-West Palm Beach, FL Metro Area’s figure2023112.1Bottom 13%of 2,7372023
Home price change (1 year)the West Palm Beach-Boca Raton-Delray Beach, FL Metropolitan Division’s figure2026 Q2+3.7%63rd percentileof 3,0712026 Q2
Home price change (5 years)the West Palm Beach-Boca Raton-Delray Beach, FL Metropolitan Division’s figure2026 Q2+58.7%94th percentileof 3,0712026 Q2
Home price change (10 years)the West Palm Beach-Boca Raton-Delray Beach, FL Metropolitan Division’s figure2026 Q2+133.9%96th percentileof 3,0712026 Q2
Home price to income ±0.72024 ACS 5-Year5.6Bottom 6%of 29,2752024 ACS 5-Year
Homeownership rate ±7%2024 ACS 5-Year65.5%22nd percentileof 32,7502024 ACS 5-Year
Housing units ±6142024 ACS 5-Year9,18182nd percentileof 33,4602024 ACS 5-Year
Market rent, one bedroomFY2026$2,420Bottom 7%of 3,031FY2026
Market rent, three bedroomFY2026$3,720Bottom 6%of 3,031FY2026
Market rent, two bedroomFY2026$2,870Bottom 7%of 3,031FY2026
Median gross rent ±$3002024 ACS 5-Year$2,712Bottom 1%of 26,3962024 ACS 5-Year
Median home value ±$43,0202024 ACS 5-Year$640,70093rd percentileof 30,8122024 ACS 5-Year
Median property taxes ±$4352024 ACS 5-Year$5,46990th percentileof 28,9352024 ACS 5-Year
Owner household income ±$12,4052024 ACS 5-Year$115,417Top 19%of 29,8022024 ACS 5-Year
Property tax rate ±0.09%2024 ACS 5-Year0.85%46th percentileof 24,0992024 ACS 5-Year
Rent as a share of income ±4%2024 ACS 5-Year44.3%Bottom 6%of 26,2472024 ACS 5-Year
Seasonal and second homes ±3132024 ACS 5-Year99897th percentileof 33,7722024 ACS 5-Year
Second homes2024 ACS 5-Year10.9%82nd percentileof 32,9612024 ACS 5-Year
Vacancy rate2024 ACS 5-Year4.0%29th percentileof 32,7882024 ACS 5-Year
Vacant housing units ±3262024 ACS 5-Year1,36792nd percentileof 33,7722024 ACS 5-Year

These measures come from the same ACS release as the income they are compared with. They compare housing cost with local earnings only: transport, groceries, healthcare, insurance and taxes are not in them. How to read affordability, the two rent figures and the cost-of-living index.

Development Momentum

43/ 100
Ranks 2,030 of 3,124 published ZIP profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: of 92 units permitted over the past twelve months, none were in buildings of five or more homes. The multifamily share is published for Boca Raton, FL, which contains 33431, rather than for 33431 alone.

At 0.9 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas. The permit rate is published for Boca Raton, FL, which contains 33431, rather than for 33431 alone.

Units permitted
92
12 months ending July 2026
Per 1,000 residents
0.9
Bottom 20% nationally
Year over year
+19%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

People moving in and out

Net migration
−0.1%
of residents, in a year
Arrivals from another state
57%
of people moving in
Income of arrivals
$178,085
average per tax return
Income of those who left
$98,527
average per tax return

Where newcomers came from

  1. Broward County, FL 12,296 people · 19% of arrivals
  2. Miami-Dade County, FL 4,446 people · 6.9% of arrivals
  3. St. Lucie County, FL 1,842 people · 2.9% of arrivals
  4. Nassau County, NY 1,556 people · 2.4% of arrivals
  5. Suffolk County, NY 1,145 people · 1.8% of arrivals

Where people who left went

  1. Broward County, FL 8,797 people · 13% of departures
  2. St. Lucie County, FL 6,407 people · 9.8% of departures
  3. Miami-Dade County, FL 2,634 people · 4.0% of departures
  4. Martin County, FL 2,317 people · 3.6% of departures
  5. Orange County, FL 1,713 people · 2.6% of departures

Based on the address on federal tax returns, compared with the same filers a year earlier. It counts people who file, and sees a move only when the address on a return changes. Domestic moves only: people arriving from abroad are left out. This is the figure for Palm Beach County, FL. IRS Statistics of Income, filing years 2022–2023.

The Building Permits Survey is not published for ZIP areas. This is the figure for Boca Raton, FL, the city containing this ZIP code.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 91°F and January a low of 60°F.

Normal annual precipitation is 55.6 inches.

50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station POMPANO BEACH AIRPARK, 8.6 miles from this location.

Precipitation

JFMAMJJASOND8.1"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index2024 calendar year572024 calendar year
Annual precipitation1991-2020 Normals55.6"1991-2020 Normals
Average January low1991-2020 Normals60°F1991-2020 Normals
Average July high1991-2020 Normals91°F1991-2020 Normals
Comfortable months1991-2020 Normals81991-2020 Normals
Days above AQI 1002024 calendar year02024 calendar year
Median air quality index2024 calendar year432024 calendar year
Seasonal temperature swing1991-2020 Normals16°F1991-2020 Normals

Air quality

Median air quality index
43
Good on a typical day
Worst tenth of days
57
90th percentile index
Days above 100
0
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. Air quality is measured by EPA monitors and published by county only where a monitor sits; a county without one shows nothing rather than an estimate, and a county reading is still the county’s. How to read climate and air quality.

Physical risk

18 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, inland flooding and heat wave, with hurricane alone responsible for 55% of it. Inland flooding and heat wave are independently rated low or minimal nationally, so this describes how the loss is composed, not how large those hazards are.

HurricaneElevated
LightningModerate
TornadoModerate
Coastal floodingModerate
Cold waveModerate
LandslideModerate

Low or minimal exposure: inland flooding, heat wave, wildfire, drought, strong wind, earthquake, hail, winter weather, tsunami, volcanic activity, ice storm, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offenses — they say nothing about burglary, theft or assault.

Homicide
4.2
per 100,000 residents
Firearm deaths, all intents
10.7
per 100,000 residents
Drug overdose
13.3
per 100,000 residents
Suicide
14.4
per 100,000 residents

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides, so the firearm figure and the homicide figure above it count some of the same deaths twice over. They overlap and should not be added together.

Death rates are crude rates — deaths divided by population, not adjusted for age — except where a count was too small for the CDC to publish and it modeled the rate, which the card marks. They come from provisional death certificate records, published by the CDC by county and not below it. So they describe the county around 33431 (Palm Beach County) rather than 33431 itself. They are shown and not scored. How to read death rates.

What this profile does not cover

Each of these is absent for a reason, not by oversight. The Area Score is calculated without them; the weighting is on the methodology page.

Reported crime
Offenses reported to police are published by department rather than by town, so AreaProfile shows a rate only on city profiles, and only where that city’s department submitted every month of a year. A ZIP area is not a jurisdiction, so no department reports for one. Boca Raton carries the figure where its department reported a full year. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Income and sales taxes are not published: no source covers them nationally with a method open enough to check. Property taxes are shown in the housing section but are not part of the score. The cost-of-living index above is a price level for all consumption, not a household budget, and it excludes taxes. Nothing here is individualized tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house.

Access

5 major airports lie within 100 miles, the nearest Fort Lauderdale/Hollywood Intl at 21 miles.

MetricValueCompared nationallySource period
Broadband access ±3%2024 ACS 5-Year92.9%Top 31%of 32,6632024 ACS 5-Year
Distance to major airportNASR current cycle21 miBottom 43%of 3,127NASR current cycle
Major airports within 100 milesNASR current cycle5Top 44%of 3,127NASR current cycle
No internet access ±2%2024 ACS 5-Year4.8%Top 31%of 32,6632024 ACS 5-Year
AirportCodeDistanceLongest runway
Fort Lauderdale/Hollywood IntlFLL21 mi8,000 ft
President Donald J Trump IntlDJT21 mi10,001 ft
Miami-Opa Locka ExecOPF34 mi8,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource period
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)
Demographics, IncomeInternal Revenue Service, Statistics of Income Division
U.S. Population Migration Data (county to county)
filing years 2022–2023
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 Normals
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
July 2026
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWS
Access, Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-Year
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimate
SafetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
March 2025 to February 2026; May 2025 to April 2026
SchoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2018-19 school year; 2024-25 school year
HousingU.S. Department of Housing and Urban Development, Office of Policy Development and Research
Fair Market Rents
FY2026
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar year
HousingU.S. Federal Housing Finance Agency
House Price Index (traditional, all-transactions)
2026 Q2
Current conditionsNOAA National Weather Service
National Weather Service current conditions
Live observation, read when the page opens

Profile recalculated October 8, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology, or every source with how often each updates.

33431 vs Boca Raton

How this ZIP area compares with Boca Raton as a whole. Both figures come from the same ACS release, so the comparison is like for like — a gap here is a real difference between the two places, not two surveys disagreeing.

33431
Boca Raton
Median household income: 33431 is the more favorable of the two.
Median household income
$107,896
vs
$106,273
Per capita income: Boca Raton is the more favorable of the two.
Per capita income
$48,168
vs
$76,039
Population density
2,953/sq mi
vs
3,435/sq mi
Median home value
$640,700
vs
$722,700
Median gross rent: Boca Raton is the more favorable of the two.
Median gross rent
$2,712
vs
$2,508
Homeownership rate
65.5%
vs
65.7%
Bachelor's degree or higher: Boca Raton is the more favorable of the two.
Bachelor's degree or higher
61.2%
vs
61.8%
Poverty rate: Boca Raton is the more favorable of the two.
Poverty rate
8.3%
vs
8.1%
Median age
29.7
vs
46.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.