St. Michael vs St. Paul

Which is the better fit for you?

St. Michael, MN
70
Area Score
Top 13% nationally
St. Paul, MN
56
Area Score
Bottom 38% nationally

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St. Michael receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from St. Michael to St. Paul

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Everyday prices
About the same
Regional price level 104.3 against 104.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,709 in St. Paul against $1,709 in St. Michael.
The median home
25% less
$294,500 in St. Paul against $390,100 in St. Michael.
The weather you would swap
Winters 2°F milder
Normal January lows are 9°F in St. Paul against 7°F in St. Michael; July highs are 83°F against 83°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

St. Michael
St. Paul
Opportunity: St. Michael is the more favorable of the two.
Opportunity
56 · Top 49%
vs
43 · Bottom 23%
Growth: St. Michael is the more favorable of the two.
Growth
75 · Top 8%
vs
34 · Bottom 21%
Climate: St. Paul is the more favorable of the two.
Climate
54 · Bottom 3%
vs
55 · Bottom 5%
Physical resilience: St. Paul is the more favorable of the two.
Physical resilience
70 · Top 35%
vs
93 · Top 7%
Housing affordability: St. Michael is the more favorable of the two.
Housing affordability
88 · Top 3%
vs
73 · Top 32%
Schools: St. Michael is the more favorable of the two.
Schools
82 · Top 9%
vs
18 · Bottom 10%
Access: St. Paul is the more favorable of the two.
Access
77 · Bottom 17%
vs
97 · Top 31%
Economic stability: St. Michael is the more favorable of the two.
Economic stability
85 · Top 1%
vs
51 · Bottom 37%

Measured values

MetricSt. MichaelSt. PaulSource period
Population20,010307,2842024 ACS 5-Year
Median household income$131,274 — more favorable$73,3942024 ACS 5-Year
Per capita income$54,378 — more favorable$42,8152024 ACS 5-Year
Population density612/sq mi5,912/sq mi2024 ACS 5-Year
Median home value$390,100$294,5002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,483 ±$277$1,281 ±$192024 ACS 5-Year
Market rent, two bedroom$1,709$1,709FY2026
Cost of living index104.3104.32023
Homeownership rate90.1%52.9%2024 ACS 5-Year
Unemployment rate4.5% — more favorable4.6%July 2026
Employment change (year over year)−1.9% — more favorable−2.1%July 2026
Bachelor's degree or higher — the two are too close to separate43.7% ±5%43.8% ±1%2024 ACS 5-Year
Poverty rate3.4% — more favorable14.7%2024 ACS 5-Year
Housing units permitted (12 months)30943712 months ending July 2026
Permits per 1,000 residents15.4 — more favorable1.412 months ending July 2026
Permit change (year over year)+7.3%+46.6% — more favorable12 months ending July 2026
Average July high83°F83°F1991-2020 Normals
Average January low7°F9°F1991-2020 Normals
Annual precipitation30.7"29.2"1991-2020 Normals
Distance to major airport32 mi7 mi — more favorableNASR current cycle
Average commute30.8 min22.8 min — more favorable2024 ACS 5-Year
Median age37.633.72024 ACS 5-Year
Public schools81412024-25 school year
Students per teacher18.915.1 — more favorable2024-25 school year
Math proficiency75.3% — more favorable37.3%2018-19 school year
Reading proficiency78.6% — more favorable44.9%2018-19 school year
Free or reduced-price lunch eligibility18.3%66.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

Physical risk tradeoff

St. Michael

Elevated or high exposure: strong wind, hail.

St. Paul

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

St. Michael
—
St. Michael: Your Score
70
Area Score
St. Paul
—
St. Paul: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: St. Michael, MN · St. Paul, MN · How this is calculated: methodology