St. Cloud vs Sauk Rapids

Which is the better fit for you?

St. Cloud, MN
46
Area Score
Bottom 10% nationally
Sauk Rapids, MN
56
Area Score
Bottom 40% nationally

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Sauk Rapids receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from St. Cloud to Sauk Rapids

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Everyday prices
About the same
Regional price level 89.3 against 89.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,206 in Sauk Rapids against $1,206 in St. Cloud.
The median home
14% more
$256,100 in Sauk Rapids against $225,000 in St. Cloud.
The weather you would swap
Similar winters
Normal January lows are 3°F in Sauk Rapids against 3°F in St. Cloud; July highs are 82°F against 82°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

St. Cloud
Sauk Rapids
Opportunity
32 · Bottom 8%
vs
32 · Bottom 8%
Growth: Sauk Rapids is the more favorable of the two.
Growth
32 · Bottom 17%
vs
68 · Top 18%
Climate
51 · Bottom 1%
vs
51 · Bottom 1%
Physical resilience: Sauk Rapids is the more favorable of the two.
Physical resilience
68 · Top 39%
vs
71 · Top 35%
Housing affordability: Sauk Rapids is the more favorable of the two.
Housing affordability
75 · Top 24%
vs
82 · Top 9%
Schools: Sauk Rapids is the more favorable of the two.
Schools
17 · Bottom 9%
vs
41 · Bottom 38%
Access: St. Cloud is the more favorable of the two.
Access
56 · Bottom 5%
vs
54 · Bottom 4%
Economic stability: Sauk Rapids is the more favorable of the two.
Economic stability
45 · Bottom 27%
vs
75 · Top 12%

Measured values

MetricSt. CloudSauk RapidsSource period
Population70,62913,8522024 ACS 5-Year
Median household income$61,374$71,841 — more favorable2024 ACS 5-Year
Per capita income$32,108$38,385 — more favorable2024 ACS 5-Year
Population density1,756/sq mi2,203/sq mi2024 ACS 5-Year
Median home value$225,000$256,1002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,003 ±$44$964 ±$532024 ACS 5-Year
Market rent, two bedroom$1,206$1,206FY2026
Cost of living index89.389.32023
Homeownership rate48.6%61.2%2024 ACS 5-Year
Unemployment rate5.2%5.2%July 2026
Employment change (year over year)−3.0% — more favorable−3.4%July 2026
Bachelor's degree or higher — the two are too close to separate30.4% ±2%29.3% ±4%2024 ACS 5-Year
Poverty rate17.1%6.6% — more favorable2024 ACS 5-Year
Housing units permitted (12 months)709712 months ending July 2026
Permits per 1,000 residents1.07.0 — more favorable12 months ending July 2026
Permit change (year over year)−81.5%+385.0%12 months ending July 2026
Average July high82°F82°F1991-2020 Normals
Average January low3°F3°F1991-2020 Normals
Annual precipitation28.5"28.5"1991-2020 Normals
Distance to major airport64 mi — more favorable67 miNASR current cycle
Average commute — the two are too close to separate20.8 min ±1.0 min21.3 min ±1.4 min2024 ACS 5-Year
Median age30.635.32024 ACS 5-Year
Public schools20102024-25 school year
Students per teacher14.6 — more favorable16.92024-25 school year
Math proficiency35.8%54.1% — more favorable2018-19 school year
Reading proficiency42.7%57.2% — more favorable2018-19 school year
Free or reduced-price lunch eligibility70.6%35.0%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

St. Cloud

Elevated or high exposure: strong wind, tornado.

Sauk Rapids

Elevated or high exposure: strong wind, tornado.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

St. Cloud
—
St. Cloud: Your Score
46
Area Score
Sauk Rapids
—
Sauk Rapids: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: St. Cloud, MN · Sauk Rapids, MN · How this is calculated: methodology