St. Charles vs Owasso

Which is the better fit for you?

St. Charles, MO
69
Area Score
Top 17% nationally
Owasso, OK
65
Area Score
Top 28% nationally

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St. Charles receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from St. Charles to Owasso

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Everyday prices
5% lower
Regional price level 89.9 against 95.0 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$5 a month
HUD benchmarks it at $1,390 in Owasso against $1,384 in St. Charles.
The median home
19% less
$243,100 in Owasso against $298,700 in St. Charles.
The weather you would swap
Winters 4°F milder
Normal January lows are 28°F in Owasso against 24°F in St. Charles; July highs are 94°F against 90°F (summers 4°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

32 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

St. Charles
Owasso
Opportunity: St. Charles is the more favorable of the two.
Opportunity
72 · Top 21%
vs
62 · Top 38%
Growth: St. Charles is the more favorable of the two.
Growth
60 · Top 28%
vs
52 · Top 46%
Climate: St. Charles is the more favorable of the two.
Climate
68 · Bottom 39%
vs
62 · Bottom 22%
Physical resilience: Owasso is the more favorable of the two.
Physical resilience
50 · Bottom 44%
vs
51 · Bottom 44%
Housing affordability: St. Charles is the more favorable of the two.
Housing affordability
81 · Top 11%
vs
78 · Top 17%
Schools: Owasso is the more favorable of the two.
Schools
77 · Top 16%
vs
79 · Top 14%
Access: St. Charles is the more favorable of the two.
Access
98 · Top 21%
vs
95 · Top 42%
Economic stability: Owasso is the more favorable of the two.
Economic stability
68 · Top 30%
vs
72 · Top 20%

Measured values

MetricSt. CharlesOwassoSource period
Population71,50840,1512024 ACS 5-Year
Median household income$85,937 — more favorable$79,0362024 ACS 5-Year
Per capita income$49,608 — more favorable$37,5902024 ACS 5-Year
Population density2,836/sq mi2,358/sq mi2024 ACS 5-Year
Median home value$298,700$243,1002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,251 ±$39$1,270 ±$432024 ACS 5-Year
Market rent, two bedroom$1,384 — more favorable$1,390FY2026
Cost of living index95.089.9 — more favorable2023
Homeownership rate68.0%63.5%2024 ACS 5-Year
Unemployment rate3.8% — more favorable4.1%July 2026
Employment change (year over year)+0.4% — more favorable−1.6%July 2026
Bachelor's degree or higher43.3% — more favorable34.6%2024 ACS 5-Year
Poverty rate — the two are too close to separate7.1% ±1%6.7% ±1%2024 ACS 5-Year
Housing units permitted (12 months)28312612 months ending July 2026
Permits per 1,000 residents4.0 — more favorable3.112 months ending July 2026
Permit change (year over year)+7.2%−55.8%12 months ending July 2026
Average July high90°F94°F1991-2020 Normals
Average January low24°F28°F1991-2020 Normals
Annual precipitation41.7"41.0"1991-2020 Normals
Distance to major airport8 mi7 mi — more favorableNASR current cycle
Average commute — the two are too close to separate23.2 min ±0.6 min22.9 min ±0.8 min2024 ACS 5-Year
Median age38.634.02024 ACS 5-Year
Public schools23122024-25 school year
Students per teacher12.4 — more favorable18.42024-25 school year
Math proficiency52.7%46.3%2018-19 school year
Reading proficiency62.2%47.4%2018-19 school year
Free or reduced-price lunch eligibility28.3%40.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Missouri and Oklahoma do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

St. Charles

Elevated or high exposure: hail, earthquake, inland flooding.

Owasso

Elevated or high exposure: ice storm, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

St. Charles
—
St. Charles: Your Score
69
Area Score
Owasso
—
Owasso: Your Score
65
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: St. Charles, MO · Owasso, OK · How this is calculated: methodology