Richfield vs St. Paul

Which is the better fit for you?

Richfield, MN
59
Area Score
Top 47% nationally
St. Paul, MN
56
Area Score
Bottom 38% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Richfield receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Richfield to St. Paul

It stays in this browser and is never sent anywhere.

Everyday prices
About the same
Regional price level 104.3 against 104.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,709 in St. Paul against $1,709 in Richfield.
The median home
14% less
$294,500 in St. Paul against $344,000 in Richfield.
The weather you would swap
Similar winters
Normal January lows are 9°F in St. Paul against 9°F in Richfield; July highs are 83°F against 83°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Richfield
St. Paul
Opportunity: Richfield is the more favorable of the two.
Opportunity
50 · Bottom 37%
vs
43 · Bottom 23%
Growth: Richfield is the more favorable of the two.
Growth
37 · Bottom 24%
vs
34 · Bottom 21%
Climate
55 · Bottom 5%
vs
55 · Bottom 5%
Physical resilience
93 · Top 7%
vs
93 · Top 7%
Housing affordability: Richfield is the more favorable of the two.
Housing affordability
77 · Top 19%
vs
73 · Top 32%
Schools: Richfield is the more favorable of the two.
Schools
22 · Bottom 15%
vs
18 · Bottom 10%
Access
97 · Top 31%
vs
97 · Top 31%
Economic stability: Richfield is the more favorable of the two.
Economic stability
71 · Top 22%
vs
51 · Bottom 37%

Measured values

MetricRichfieldSt. PaulSource period
Population36,642307,2842024 ACS 5-Year
Median household income$85,132 — more favorable$73,3942024 ACS 5-Year
Per capita income$47,856 — more favorable$42,8152024 ACS 5-Year
Population density5,406/sq mi5,912/sq mi2024 ACS 5-Year
Median home value$344,000$294,5002024 ACS 5-Year
Median gross rent$1,393$1,281 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,709$1,709FY2026
Cost of living index104.3104.32023
Homeownership rate61.6%52.9%2024 ACS 5-Year
Unemployment rate4.0% — more favorable4.6%July 2026
Employment change (year over year)−2.2%−2.1% — more favorableJuly 2026
Bachelor's degree or higher — the two are too close to separate43.7% ±3%43.8% ±1%2024 ACS 5-Year
Poverty rate7.9% — more favorable14.7%2024 ACS 5-Year
Housing units permitted (12 months)4443712 months ending July 2026
Permits per 1,000 residents1.21.4 — more favorable12 months ending July 2026
Permit change (year over year)−14.3%+46.6%12 months ending July 2026
Average July high83°F83°F1991-2020 Normals
Average January low9°F9°F1991-2020 Normals
Annual precipitation31.6"29.2"1991-2020 Normals
Distance to major airport3 mi — more favorable7 miNASR current cycle
Average commute24.5 min22.8 min — more favorable2024 ACS 5-Year
Median age39.433.72024 ACS 5-Year
Public schools221412024-25 school year
Students per teacher12.0 — more favorable15.12024-25 school year
Math proficiency36.3%37.3% — more favorable2018-19 school year
Reading proficiency41.9%44.9% — more favorable2018-19 school year
Free or reduced-price lunch eligibility59.0%66.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Richfield

Elevated or high exposure: hail.

St. Paul

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Richfield
—
Richfield: Your Score
59
Area Score
St. Paul
—
St. Paul: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Richfield, MN · St. Paul, MN · How this is calculated: methodology