North Fort Myers vs Panama City

Which is the better fit for you?

North Fort Myers, FL
48
Area Score
Bottom 14% nationally
Panama City, FL
50
Area Score
Bottom 22% nationally

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Panama City receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from North Fort Myers to Panama City

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Everyday prices
5% lower
Regional price level 97.8 against 103.1 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$279 a month
HUD benchmarks it at $1,682 in Panama City against $1,961 in North Fort Myers.
The median home
66% more
$268,900 in Panama City against $161,800 in North Fort Myers.
The weather you would swap
Winters 9°F colder
Normal January lows are 45°F in Panama City against 54°F in North Fort Myers; July highs are 91°F against 92°F (summers 1°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

34 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

North Fort Myers
Panama City
Opportunity: Panama City is the more favorable of the two.
Opportunity
37 · Bottom 13%
vs
46 · Bottom 27%
Growth: Panama City is the more favorable of the two.
Growth
57 · Top 36%
vs
65 · Top 22%
Climate: Panama City is the more favorable of the two.
Climate
81 · Top 16%
vs
82 · Top 12%
Physical resilience: Panama City is the more favorable of the two.
Physical resilience
5 · Bottom 1%
vs
10 · Bottom 4%
Housing affordability: North Fort Myers is the more favorable of the two.
Housing affordability
68 · Top 47%
vs
62 · Bottom 40%
Schools: North Fort Myers is the more favorable of the two.
Schools
46 · Bottom 45%
vs
40 · Bottom 37%
Access: North Fort Myers is the more favorable of the two.
Access
97 · Top 25%
vs
96 · Top 36%
Economic stability: Panama City is the more favorable of the two.
Economic stability
34 · Bottom 14%
vs
39 · Bottom 20%

Measured values

MetricNorth Fort MyersPanama CitySource period
Population44,99334,9792024 ACS 5-Year
Median household income$56,261$62,265 — more favorable2024 ACS 5-Year
Per capita income — the two are too close to separate$37,086 ±$2,132$38,881 ±$2,8062024 ACS 5-Year
Population density912/sq mi986/sq mi2024 ACS 5-Year
Median home value$161,800$268,9002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,255 ±$183$1,327 ±$532024 ACS 5-Year
Market rent, two bedroom$1,961$1,682 — more favorableFY2026
Cost of living index103.197.8 — more favorable2023
Homeownership rate85.7%56.3%2024 ACS 5-Year
Unemployment rate5.2%4.8% — more favorableJuly 2026
Employment change (year over year)−0.6%−0.5% — more favorableJuly 2026
Bachelor's degree or higher21.6%26.4% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate14.8% ±2%17.1% ±2%2024 ACS 5-Year
Housing units permitted (12 months)11,07424712 months ending July 2026
Permits per 1,000 residents13.5 — more favorable7.112 months ending July 2026
Permit change (year over year)−29.5%−7.1%12 months ending July 2026
Average July high92°F91°F1991-2020 Normals
Average January low54°F45°F1991-2020 Normals
Distance to major airport14 mi — more favorable15 miNASR current cycle
Average commute30.9 min22.5 min — more favorable2024 ACS 5-Year
Median age63.439.52024 ACS 5-Year
Public schools8332024-25 school year
Students per teacher20.116.5 — more favorable2024-25 school year
Math proficiency57.4% — more favorable55.1%2018-19 school year
Reading proficiency59.3% — more favorable54.5%2018-19 school year
Free or reduced-price lunch eligibility50.2%48.3%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

North Fort Myers

Elevated or high exposure: hurricane, coastal flooding.

Panama City

Elevated or high exposure: hurricane.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

North Fort Myers
—
North Fort Myers: Your Score
48
Area Score
Panama City
—
Panama City: Your Score
50
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: North Fort Myers, FL · Panama City, FL · How this is calculated: methodology