New Albany vs Shelbyville

Which is the better fit for you?

New Albany, IN
59
Area Score
Top 49% nationally
Shelbyville, KY
64
Area Score
Top 33% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Shelbyville receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from New Albany to Shelbyville

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Everyday prices
About the same
Regional price level 93.2 against 93.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$100 a month
HUD benchmarks it at $1,150 in Shelbyville against $1,250 in New Albany.
The median home
42% more
$257,100 in Shelbyville against $180,500 in New Albany.
The weather you would swap
Winters 3°F colder
Normal January lows are 25°F in Shelbyville against 28°F in New Albany; July highs are 88°F against 89°F (summers 1°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

New Albany
Shelbyville
Opportunity: New Albany is the more favorable of the two.
Opportunity
59 · Top 44%
vs
58 · Top 46%
Growth: Shelbyville is the more favorable of the two.
Growth
46 · Bottom 42%
vs
71 · Top 14%
Climate: New Albany is the more favorable of the two.
Climate
75 · Top 29%
vs
74 · Top 31%
Physical resilience: Shelbyville is the more favorable of the two.
Physical resilience
61 · Top 47%
vs
79 · Top 25%
Housing affordability: Shelbyville is the more favorable of the two.
Housing affordability
74 · Top 27%
vs
80 · Top 14%
Schools: New Albany is the more favorable of the two.
Schools
30 · Bottom 25%
vs
16 · Bottom 8%
Access: New Albany is the more favorable of the two.
Access
98 · Top 23%
vs
83 · Bottom 26%
Economic stability: Shelbyville is the more favorable of the two.
Economic stability
34 · Bottom 14%
vs
48 · Bottom 32%

Measured values

MetricNew AlbanyShelbyvilleSource period
Population37,58117,6682024 ACS 5-Year
Median household income$54,710$75,610 — more favorable2024 ACS 5-Year
Per capita income — the two are too close to separate$30,946 ±$1,320$33,587 ±$3,1632024 ACS 5-Year
Population density2,425/sq mi1,770/sq mi2024 ACS 5-Year
Median home value$180,500$257,1002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,026 ±$35$1,033 ±$602024 ACS 5-Year
Market rent, two bedroom$1,250$1,150 — more favorableFY2026
Cost of living index93.293.22023
Homeownership rate55.4%56.1%2024 ACS 5-Year
Unemployment rate3.9% — more favorable4.5%July 2026
Employment change (year over year)+0.1% — more favorable−0.2%July 2026
Bachelor's degree or higher — the two are too close to separate23.7% ±2%26.7% ±4%2024 ACS 5-Year
Poverty rate — the two are too close to separate17.7% ±2%14.2% ±3%2024 ACS 5-Year
Housing units permitted (12 months)4627412 months ending July 2026
Permits per 1,000 residents1.25.6 — more favorable12 months ending July 2026
Permit change (year over year)+2.2%+10.5%12 months ending July 2026
Average July high89°F88°F1991-2020 Normals
Average January low28°F25°F1991-2020 Normals
Annual precipitation48.3"47.3"1991-2020 Normals
Distance to major airport11 mi — more favorable28 miNASR current cycle
Average commute21.2 min — more favorable28.1 min2024 ACS 5-Year
Median age38.234.82024 ACS 5-Year
Public schools12122024-25 school year
Students per teacher15.5 — more favorable16.92024-25 school year
Math proficiency38.1%31.0%2018-19 school year
Reading proficiency43.0%44.2%2018-19 school year
Free or reduced-price lunch eligibility52.1%45.8%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

4 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Indiana and Kentucky do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

New Albany

Elevated or high exposure: earthquake.

Shelbyville

No hazard reaches elevated exposure.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

New Albany
—
New Albany: Your Score
59
Area Score
Shelbyville
—
Shelbyville: Your Score
64
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: New Albany, IN · Shelbyville, KY · How this is calculated: methodology