San Luis Obispo receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Morro Bay
San Luis Obispo
Opportunity
49 · Bottom 35%
vs56 · Top 50%
Growth
31 · Bottom 19%
vs60 · Top 32%
Climate
89 · Top 8%
vs89 · Top 8%
Physical resilience
31 · Bottom 24%
vs31 · Bottom 24%
Housing affordability
43 · Bottom 6%
vs24 · Bottom 1%
Access
72 · Bottom 14%
vs83 · Bottom 26%
Economic stability
40 · Bottom 17%
vs39 · Bottom 16%
Measured values
| Metric | Morro Bay | San Luis Obispo | Source period |
|---|---|---|---|
| Population | 10,692 | 48,491 | 2024 ACS 5-Year |
| Median household income | $95,843 | $73,685 | 2024 ACS 5-Year |
| Per capita income | $64,740 | $48,106 | 2024 ACS 5-Year |
| Population density | 2,003/sq mi | 3,555/sq mi | 2024 ACS 5-Year |
| Median home value | $918,200 | $935,100 | 2024 ACS 5-Year |
| Median gross rent | $1,858 | $1,965 | 2024 ACS 5-Year |
| Homeownership rate | 65.4% | 40.3% | 2024 ACS 5-Year |
| Unemployment rate | 4.3% | 3.7% | June 2026 |
| Employment change (year over year) | -3.2% | -3.2% | June 2026 |
| Bachelor's degree or higher | 48.5% | 54.4% | 2024 ACS 5-Year |
| Poverty rate | 8.4% | 30.4% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 13 | 220 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.2 | 4.5 | 12 months ending July 2026 |
| Permit change (year over year) | -40.9% | 20.9% | 12 months ending July 2026 |
| Average July high | 78°F | 78°F | 1991-2020 Normals |
| Average January low | 41°F | 41°F | 1991-2020 Normals |
| Annual precipitation | 17.9" | 17.9" | 1991-2020 Normals |
| Distance to major airport | 40 mi | 28 mi | NASR current cycle |
| Average commute | 21.4 min | 17.0 min | 2024 ACS 5-Year |
| Median age | 54.3 | 26.3 | 2024 ACS 5-Year |
| Public schools | 2 | 12 | 2024-25 school year |
| Students per teacher | 18.58 | 22.18 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 52.5% | 38.6% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Morro Bay
Elevated or high exposure: drought, wildfire, earthquake.
San Luis Obispo
Elevated or high exposure: drought, wildfire, earthquake.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Morro Bay
51
Your Score
49
Area Score
San Luis Obispo
54
Your Score
52
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: Morro Bay, CA · San Luis Obispo, CA · How this is calculated: methodology