Monterey vs Pacific Grove

Which is the better fit for you?

Monterey, CA
43
Area Score
Bottom 6% nationally
Pacific Grove, CA
46
Area Score
Bottom 10% nationally

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Pacific Grove receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Monterey to Pacific Grove

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Everyday prices
About the same
Regional price level 113.2 against 113.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $2,684 in Pacific Grove against $2,684 in Monterey.
The median home
11% more
$1,190,400 in Pacific Grove against $1,076,300 in Monterey.
The weather you would swap
Similar winters
Normal January lows are 43°F in Pacific Grove against 43°F in Monterey; July highs are 69°F against 69°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Monterey
Pacific Grove
Opportunity: Monterey is the more favorable of the two.
Opportunity
56 · Bottom 49%
vs
44 · Bottom 24%
Growth: Pacific Grove is the more favorable of the two.
Growth
9 · Bottom 1%
vs
39 · Bottom 28%
Climate
85 · Top 9%
vs
85 · Top 9%
Physical resilience
12 · Bottom 8%
vs
12 · Bottom 8%
Housing affordability: Monterey is the more favorable of the two.
Housing affordability
30 · Bottom 4%
vs
21 · Bottom 1%
Schools: Pacific Grove is the more favorable of the two.
Schools
51 · Top 47%
vs
74 · Top 20%
Access: Pacific Grove is the more favorable of the two.
Access
71 · Bottom 12%
vs
72 · Bottom 13%
Economic stability: Monterey is the more favorable of the two.
Economic stability
63 · Top 39%
vs
56 · Bottom 46%

Measured values

MetricMontereyPacific GroveSource period
Population29,61314,9512024 ACS 5-Year
Median household income — the two are too close to separate$102,846 ±$7,149$106,065 ±$7,3732024 ACS 5-Year
Per capita income — the two are too close to separate$62,773 ±$4,877$67,896 ±$4,0312024 ACS 5-Year
Population density3,425/sq mi5,217/sq mi2024 ACS 5-Year
Median home value$1,076,300$1,190,4002024 ACS 5-Year
Median gross rent — the two are too close to separate$2,353 ±$60$2,455 ±$1292024 ACS 5-Year
Market rent, two bedroom$2,684$2,684FY2026
Cost of living index113.2113.22023
Homeownership rate36.2%50.4%2024 ACS 5-Year
Unemployment rate4.1% — more favorable5.7%July 2026
Employment change (year over year)−1.8%−1.8%July 2026
Bachelor's degree or higher52.9%59.6% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate8.4% ±3%7.2% ±2%2024 ACS 5-Year
Housing units permitted (12 months)21612 months ending July 2026
Permits per 1,000 residents0.11.1 — more favorable12 months ending July 2026
Permit change (year over year)−66.7%+100.0%12 months ending July 2026
Average July high69°F69°F1991-2020 Normals
Average January low43°F43°F1991-2020 Normals
Annual precipitation16.2"16.2"1991-2020 Normals
Distance to major airport53 mi51 mi — more favorableNASR current cycle
Average commute20.3 min — more favorable23.4 min2024 ACS 5-Year
Median age37.551.22024 ACS 5-Year
Public schools562024-25 school year
Students per teacher23.118.8 — more favorable2024-25 school year
Math proficiency45.1%59.6% — more favorable2018-19 school year
Reading proficiency59.0%75.0% — more favorable2018-19 school year
Free or reduced-price lunch eligibility50.0%21.5%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

4 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Monterey

Elevated or high exposure: drought, earthquake, wildfire.

Pacific Grove

Elevated or high exposure: drought, earthquake, wildfire.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Monterey
—
Monterey: Your Score
43
Area Score
Pacific Grove
—
Pacific Grove: Your Score
46
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Monterey, CA · Pacific Grove, CA · How this is calculated: methodology