Minnetonka vs Stillwater

Which is the better fit for you?

Minnetonka, MN
66
Area Score
Top 26% nationally
Stillwater, MN
62
Area Score
Top 38% nationally

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Minnetonka receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Minnetonka to Stillwater

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Everyday prices
About the same
Regional price level 104.3 against 104.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,709 in Stillwater against $1,709 in Minnetonka.
The median home
13% less
$414,200 in Stillwater against $475,800 in Minnetonka.
The weather you would swap
Winters 1°F milder
Normal January lows are 9°F in Stillwater against 8°F in Minnetonka; July highs are 83°F against 84°F (summers 1°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Minnetonka
Stillwater
Opportunity: Stillwater is the more favorable of the two.
Opportunity
54 · Bottom 44%
vs
55 · Bottom 47%
Growth: Minnetonka is the more favorable of the two.
Growth
28 · Bottom 12%
vs
26 · Bottom 11%
Climate: Stillwater is the more favorable of the two.
Climate
54 · Bottom 4%
vs
55 · Bottom 5%
Physical resilience: Minnetonka is the more favorable of the two.
Physical resilience
93 · Top 7%
vs
87 · Top 15%
Housing affordability: Minnetonka is the more favorable of the two.
Housing affordability
73 · Top 31%
vs
68 · Top 47%
Schools: Minnetonka is the more favorable of the two.
Schools
78 · Top 15%
vs
68 · Top 27%
Access: Minnetonka is the more favorable of the two.
Access
96 · Top 36%
vs
89 · Bottom 37%
Economic stability: Minnetonka is the more favorable of the two.
Economic stability
75 · Top 13%
vs
68 · Top 28%

Measured values

MetricMinnetonkaStillwaterSource period
Population53,06419,3552024 ACS 5-Year
Median household income$119,517 — more favorable$105,8532024 ACS 5-Year
Per capita income$75,502 — more favorable$57,9432024 ACS 5-Year
Population density1,971/sq mi2,405/sq mi2024 ACS 5-Year
Median home value$475,800$414,2002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,779 ±$30$1,622 ±$2462024 ACS 5-Year
Market rent, two bedroom$1,709$1,709FY2026
Cost of living index104.3104.32023
Homeownership rate71.6%76.7%2024 ACS 5-Year
Unemployment rate4.2% — more favorable4.3%July 2026
Employment change (year over year)−2.1%−2.0% — more favorableJuly 2026
Bachelor's degree or higher65.0% — more favorable51.0%2024 ACS 5-Year
Poverty rate — the two are too close to separate5.8% ±1%7.4% ±3%2024 ACS 5-Year
Housing units permitted (12 months)81612 months ending July 2026
Permits per 1,000 residents1.5 — more favorable0.312 months ending July 2026
Permit change (year over year)−81.5%0.0%12 months ending July 2026
Average July high84°F83°F1991-2020 Normals
Average January low8°F9°F1991-2020 Normals
Annual precipitation30.6"29.2"1991-2020 Normals
Distance to major airport12 mi — more favorable23 miNASR current cycle
Average commute — the two are too close to separate20.9 min ±0.6 min21.7 min ±1.6 min2024 ACS 5-Year
Median age42.942.52024 ACS 5-Year
Students per teacher15.1 — more favorable17.72024-25 school year
Math proficiency64.2% — more favorable63.8%2018-19 school year
Reading proficiency70.3% — more favorable67.8%2018-19 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Minnetonka

Elevated or high exposure: hail.

Stillwater

Elevated or high exposure: strong wind, hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Minnetonka
—
Minnetonka: Your Score
66
Area Score
Stillwater
—
Stillwater: Your Score
62
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Minnetonka, MN · Stillwater, MN · How this is calculated: methodology