Los Osos vs San Luis Obispo

Which is the better fit for you?

Los Osos, CA
53
Area Score
Bottom 30% nationally
San Luis Obispo, CA
52
Area Score
Bottom 27% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Los Osos receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Los Osos to San Luis Obispo

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Everyday prices
About the same
Regional price level 111.0 against 111.0 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $2,671 in San Luis Obispo against $2,671 in Los Osos.
The median home
16% more
$935,100 in San Luis Obispo against $805,800 in Los Osos.
The weather you would swap
Similar winters
Normal January lows are 41°F in San Luis Obispo against 41°F in Los Osos; July highs are 78°F against 78°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Los Osos
San Luis Obispo
Opportunity: San Luis Obispo is the more favorable of the two.
Opportunity
47 · Bottom 31%
vs
50 · Bottom 37%
Growth: San Luis Obispo is the more favorable of the two.
Growth
44 · Bottom 36%
vs
58 · Top 31%
Climate
89 · Top 8%
vs
89 · Top 8%
Physical resilience
31 · Bottom 24%
vs
31 · Bottom 24%
Housing affordability: Los Osos is the more favorable of the two.
Housing affordability
40 · Bottom 10%
vs
11 · Bottom 1%
Schools: San Luis Obispo is the more favorable of the two.
Schools
66 · Top 29%
vs
72 · Top 22%
Access: San Luis Obispo is the more favorable of the two.
Access
79 · Bottom 20%
vs
83 · Bottom 25%
Economic stability: Los Osos is the more favorable of the two.
Economic stability
63 · Top 40%
vs
55 · Bottom 44%

Measured values

MetricLos OsosSan Luis ObispoSource period
Population14,16648,4912024 ACS 5-Year
Median household income$108,932 — more favorable$73,6852024 ACS 5-Year
Per capita income$56,892 — more favorable$48,1062024 ACS 5-Year
Population density1,110/sq mi3,555/sq mi2024 ACS 5-Year
Median home value$805,800$935,1002024 ACS 5-Year
Median gross rent — the two are too close to separate$2,047 ±$198$1,965 ±$822024 ACS 5-Year
Market rent, two bedroom$2,671$2,671FY2026
Cost of living index111.0111.02023
Homeownership rate72.9%40.3%2024 ACS 5-Year
Unemployment rate4.5%4.0% — more favorableJuly 2026
Employment change (year over year)−3.4%−3.4%July 2026
Bachelor's degree or higher — the two are too close to separate53.7% ±4%54.4% ±2%2024 ACS 5-Year
Poverty rate — the two are too close to separate8.5% ±3%10.7% ±4%2024 ACS 5-Year
Housing units permitted (12 months)80322012 months ending July 2026
Permits per 1,000 residents2.94.5 — more favorable12 months ending July 2026
Permit change (year over year)+5.0%+20.9%12 months ending July 2026
Average July high78°F78°F1991-2020 Normals
Average January low41°F41°F1991-2020 Normals
Annual precipitation17.9"17.9"1991-2020 Normals
Distance to major airport35 mi28 mi — more favorableNASR current cycle
Average commute20.9 min17.0 min — more favorable2024 ACS 5-Year
Median age48.626.32024 ACS 5-Year
Public schools3122024-25 school year
Students per teacher21.1 — more favorable22.22024-25 school year
Math proficiency58.9%64.7% — more favorable2018-19 school year
Reading proficiency63.4%72.6% — more favorable2018-19 school year
Free or reduced-price lunch eligibility47.6%38.6%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Los Osos

Elevated or high exposure: drought, wildfire, earthquake.

San Luis Obispo

Elevated or high exposure: drought, wildfire, earthquake.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Los Osos
—
Los Osos: Your Score
53
Area Score
San Luis Obispo
—
San Luis Obispo: Your Score
52
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Los Osos, CA · San Luis Obispo, CA · How this is calculated: methodology