Lino Lakes vs St. Paul

Which is the better fit for you?

Lino Lakes, MN
60
Area Score
Top 45% nationally
St. Paul, MN
56
Area Score
Bottom 38% nationally

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Lino Lakes receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Lino Lakes to St. Paul

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Everyday prices
About the same
Regional price level 104.3 against 104.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,709 in St. Paul against $1,709 in Lino Lakes.
The median home
28% less
$294,500 in St. Paul against $407,200 in Lino Lakes.
The weather you would swap
Winters 2°F milder
Normal January lows are 9°F in St. Paul against 7°F in Lino Lakes; July highs are 83°F against 83°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Lino Lakes
St. Paul
Opportunity: Lino Lakes is the more favorable of the two.
Opportunity
48 · Bottom 32%
vs
43 · Bottom 23%
Growth: Lino Lakes is the more favorable of the two.
Growth
55 · Top 40%
vs
34 · Bottom 21%
Climate: St. Paul is the more favorable of the two.
Climate
54 · Bottom 3%
vs
55 · Bottom 5%
Physical resilience: St. Paul is the more favorable of the two.
Physical resilience
64 · Top 43%
vs
93 · Top 7%
Housing affordability: St. Paul is the more favorable of the two.
Housing affordability
65 · Bottom 45%
vs
73 · Top 32%
Schools: Lino Lakes is the more favorable of the two.
Schools
67 · Top 28%
vs
18 · Bottom 10%
Access: St. Paul is the more favorable of the two.
Access
91 · Bottom 44%
vs
97 · Top 31%
Economic stability: Lino Lakes is the more favorable of the two.
Economic stability
76 · Top 10%
vs
51 · Bottom 37%

Measured values

MetricLino LakesSt. PaulSource period
Population22,113307,2842024 ACS 5-Year
Median household income$127,181 — more favorable$73,3942024 ACS 5-Year
Per capita income$53,392 — more favorable$42,8152024 ACS 5-Year
Population density784/sq mi5,912/sq mi2024 ACS 5-Year
Median home value$407,200$294,5002024 ACS 5-Year
Median gross rent$1,874$1,281 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,709$1,709FY2026
Cost of living index104.3104.32023
Homeownership rate92.1%52.9%2024 ACS 5-Year
Unemployment rate4.8%4.6% — more favorableJuly 2026
Employment change (year over year)−2.1%−2.1%July 2026
Bachelor's degree or higher — the two are too close to separate43.1% ±3%43.8% ±1%2024 ACS 5-Year
Poverty rate2.6% — more favorable14.7%2024 ACS 5-Year
Housing units permitted (12 months)12243712 months ending July 2026
Permits per 1,000 residents5.5 — more favorable1.412 months ending July 2026
Permit change (year over year)−19.7%+46.6%12 months ending July 2026
Average July high83°F83°F1991-2020 Normals
Average January low7°F9°F1991-2020 Normals
Annual precipitation30.7"29.2"1991-2020 Normals
Distance to major airport20 mi7 mi — more favorableNASR current cycle
Average commute26.7 min22.8 min — more favorable2024 ACS 5-Year
Median age41.533.72024 ACS 5-Year
Public schools201412024-25 school year
Students per teacher19.715.1 — more favorable2024-25 school year
Math proficiency67.0% — more favorable37.3%2018-19 school year
Reading proficiency66.5% — more favorable44.9%2018-19 school year
Free or reduced-price lunch eligibility27.4%66.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Lino Lakes

Elevated or high exposure: strong wind, hail.

St. Paul

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Lino Lakes
—
Lino Lakes: Your Score
60
Area Score
St. Paul
—
St. Paul: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Lino Lakes, MN · St. Paul, MN · How this is calculated: methodology