Half Moon Bay vs Newark

Which is the better fit for you?

Half Moon Bay, CA
51
Area Score
Bottom 23% nationally
Newark, CA
50
Area Score
Bottom 21% nationally

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Half Moon Bay receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Half Moon Bay to Newark

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Everyday prices
About the same
Regional price level 117.6 against 117.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$692 a month
HUD benchmarks it at $2,912 in Newark against $3,604 in Half Moon Bay.
The median home
26% less
$1,142,800 in Newark against $1,549,500 in Half Moon Bay.
The weather you would swap
Winters 3°F colder
Normal January lows are 42°F in Newark against 45°F in Half Moon Bay; July highs are 77°F against 73°F (summers 4°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Half Moon Bay
Newark
Opportunity: Half Moon Bay is the more favorable of the two.
Opportunity
61 · Top 41%
vs
52 · Bottom 41%
Growth: Half Moon Bay is the more favorable of the two.
Growth
26 · Bottom 11%
vs
16 · Bottom 3%
Climate
89 · Top 8%
vs
89 · Top 8%
Physical resilience
37 · Bottom 30%
vs
37 · Bottom 29%
Housing affordability: Newark is the more favorable of the two.
Housing affordability
34 · Bottom 5%
vs
51 · Bottom 21%
Schools
34 · Bottom 29%
vs
34 · Bottom 29%
Access: Newark is the more favorable of the two.
Access
98 · Top 17%
vs
99 · Top 17%
Economic stability: Newark is the more favorable of the two.
Economic stability
70 · Top 25%
vs
75 · Top 12%

Measured values

MetricHalf Moon BayNewarkSource period
Population11,39146,9032024 ACS 5-Year
Median household income$157,884$169,064 — more favorable2024 ACS 5-Year
Per capita income — the two are too close to separate$83,128 ±$11,200$73,044 ±$3,7572024 ACS 5-Year
Population density1,825/sq mi3,370/sq mi2024 ACS 5-Year
Median home value$1,549,500$1,142,8002024 ACS 5-Year
Median gross rent — the two are too close to separate$2,433 ±$619$2,776 ±$1132024 ACS 5-Year
Market rent, two bedroom$3,604$2,912 — more favorableFY2026
Cost of living index117.6117.62023
Homeownership rate71.1%69.4%2024 ACS 5-Year
Unemployment rate3.8% — more favorable4.2%July 2026
Employment change (year over year)−1.7% — more favorable−2.6%July 2026
Bachelor's degree or higher — the two are too close to separate52.4% ±5%48.1% ±3%2024 ACS 5-Year
Poverty rate — the two are too close to separate5.5% ±3%4.5% ±1%2024 ACS 5-Year
Housing units permitted (12 months)105712 months ending July 2026
Permits per 1,000 residents0.91.2 — more favorable12 months ending July 2026
Permit change (year over year)+25.0%−45.2%12 months ending July 2026
Average July high73°F77°F1991-2020 Normals
Average January low45°F42°F1991-2020 Normals
Annual precipitation19.6"13.4"1991-2020 Normals
Distance to major airport11 mi11 miNASR current cycle
Average commute — the two are too close to separate31.9 min ±3.0 min33.1 min ±1.2 min2024 ACS 5-Year
Median age47.437.92024 ACS 5-Year
Public schools5102024-25 school year
Students per teacher21.5 — more favorable24.62024-25 school year
Math proficiency35.0%35.7% — more favorable2018-19 school year
Reading proficiency50.4%50.8% — more favorable2018-19 school year
Free or reduced-price lunch eligibility28.7%40.2%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

5 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Half Moon Bay

Elevated or high exposure: earthquake, inland flooding.

Newark

Elevated or high exposure: earthquake, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Half Moon Bay
—
Half Moon Bay: Your Score
51
Area Score
Newark
—
Newark: Your Score
50
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Half Moon Bay, CA · Newark, CA · How this is calculated: methodology