Fort Thomas vs Middletown

Which is the better fit for you?

Fort Thomas, KY
73
Area Score
Top 8% nationally
Middletown, OH
63
Area Score
Top 37% nationally

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Fort Thomas receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Fort Thomas to Middletown

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Everyday prices
About the same
Regional price level 94.2 against 94.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$128 a month
HUD benchmarks it at $1,242 in Middletown against $1,370 in Fort Thomas.
The median home
51% less
$164,400 in Middletown against $335,000 in Fort Thomas.
The weather you would swap
Winters 2°F colder
Normal January lows are 22°F in Middletown against 24°F in Fort Thomas; July highs are 86°F against 87°F (summers 1°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Fort Thomas
Middletown
Opportunity: Fort Thomas is the more favorable of the two.
Opportunity
78 · Top 11%
vs
54 · Bottom 46%
Growth: Middletown is the more favorable of the two.
Growth
31 · Bottom 16%
vs
80 · Top 4%
Climate: Fort Thomas is the more favorable of the two.
Climate
69 · Bottom 46%
vs
68 · Bottom 42%
Physical resilience: Middletown is the more favorable of the two.
Physical resilience
76 · Top 29%
vs
79 · Top 26%
Housing affordability: Fort Thomas is the more favorable of the two.
Housing affordability
78 · Top 16%
vs
70 · Top 39%
Schools: Fort Thomas is the more favorable of the two.
Schools
88 · Top 4%
vs
22 · Bottom 15%
Access: Fort Thomas is the more favorable of the two.
Access
98 · Top 22%
vs
87 · Bottom 32%
Economic stability: Fort Thomas is the more favorable of the two.
Economic stability
76 · Top 10%
vs
38 · Bottom 18%

Measured values

MetricFort ThomasMiddletownSource period
Population17,16951,6172024 ACS 5-Year
Median household income$104,350 — more favorable$57,1022024 ACS 5-Year
Per capita income$54,407 — more favorable$31,4562024 ACS 5-Year
Population density3,026/sq mi1,972/sq mi2024 ACS 5-Year
Median home value$335,000$164,4002024 ACS 5-Year
Median gross rent$1,126$1,007 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,370$1,242 — more favorableFY2026
Cost of living index94.294.22023
Homeownership rate71.2%54.0%2024 ACS 5-Year
Unemployment rate4.2%4.2%July 2026
Employment change (year over year)+1.6% — more favorable+0.5%July 2026
Bachelor's degree or higher55.3% — more favorable17.6%2024 ACS 5-Year
Poverty rate5.2% — more favorable17.1%2024 ACS 5-Year
Housing units permitted (12 months)638712 months ending July 2026
Permits per 1,000 residents0.37.5 — more favorable12 months ending July 2026
Permit change (year over year)−45.5%+360.7%12 months ending July 2026
Average July high87°F86°F1991-2020 Normals
Average January low24°F22°F1991-2020 Normals
Annual precipitation43.4"41.0"1991-2020 Normals
Distance to major airport12 mi — more favorable29 miNASR current cycle
Average commute22.9 min — more favorable25.5 min2024 ACS 5-Year
Median age38.838.62024 ACS 5-Year
Public schools5222024-25 school year
Students per teacher16.5 — more favorable19.02024-25 school year
Math proficiency71.0%51.9%2018-19 school year
Reading proficiency76.5%57.9%2018-19 school year
Free or reduced-price lunch eligibility9.1%33.5%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Kentucky and Ohio do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Fort Thomas

Elevated or high exposure: tornado.

Middletown

Elevated or high exposure: tornado.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Fort Thomas
—
Fort Thomas: Your Score
73
Area Score
Middletown
—
Middletown: Your Score
63
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Fort Thomas, KY · Middletown, OH · How this is calculated: methodology