Fort Madison vs Ottumwa

Which is the better fit for you?

Fort Madison, IA
51
Area Score
Bottom 25% nationally
Ottumwa, IA
48
Area Score
Bottom 14% nationally

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Fort Madison receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Fort Madison to Ottumwa

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Everyday prices
The Bureau of Economic Analysis publishes no regional price index for Fort Madison or Ottumwa, so nothing here is estimated in its place.
Income to keep the same purchasing power
Needs a price index for both places.
A new two-bedroom lease
+$106 a month
HUD benchmarks it at $1,068 in Ottumwa against $962 in Fort Madison.
The median home
13% more
$106,300 in Ottumwa against $94,200 in Fort Madison.
The weather you would swap
Winters 2°F colder
Normal January lows are 14°F in Ottumwa against 16°F in Fort Madison; July highs are 86°F against 85°F (summers 1°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Fort Madison
Ottumwa
Opportunity: Fort Madison is the more favorable of the two.
Opportunity
49 · Bottom 36%
vs
42 · Bottom 21%
Growth
55 · Top 39%
vs
55 · Top 38%
Climate: Fort Madison is the more favorable of the two.
Climate
60 · Bottom 16%
vs
59 · Bottom 11%
Physical resilience: Fort Madison is the more favorable of the two.
Physical resilience
45 · Bottom 35%
vs
36 · Bottom 29%
Housing affordability: Ottumwa is the more favorable of the two.
Housing affordability
71 · Top 36%
vs
74 · Top 28%
Schools: Fort Madison is the more favorable of the two.
Schools
33 · Bottom 29%
vs
26 · Bottom 20%
Access: Fort Madison is the more favorable of the two.
Access
57 · Bottom 5%
vs
56 · Bottom 5%
Economic stability: Fort Madison is the more favorable of the two.
Economic stability
37 · Bottom 17%
vs
36 · Bottom 16%

Measured values

MetricFort MadisonOttumwaSource period
Population10,13325,4302024 ACS 5-Year
Median household income$50,705$61,103 — more favorable2024 ACS 5-Year
Per capita income — the two are too close to separate$29,507 ±$1,935$30,586 ±$2,3122024 ACS 5-Year
Population density1,050/sq mi1,583/sq mi2024 ACS 5-Year
Median home value$94,200$106,3002024 ACS 5-Year
Median gross rent — the two are too close to separate$826 ±$106$921 ±$542024 ACS 5-Year
Market rent, two bedroom$962 — more favorable$1,068FY2026
Homeownership rate72.4%61.7%2024 ACS 5-Year
Unemployment rate3.9% — more favorable4.2%July 2026
Employment change (year over year)−0.2% — more favorable−2.3%July 2026
Bachelor's degree or higher — the two are too close to separate18.5% ±3%20.8% ±3%2024 ACS 5-Year
Poverty rate — the two are too close to separate14.3% ±4%16.5% ±3%2024 ACS 5-Year
Housing units permitted (12 months)254612 months ending July 2026
Permits per 1,000 residents2.5 — more favorable1.812 months ending July 2026
Permit change (year over year)+1150.0%+21.1%12 months ending July 2026
Average July high85°F86°F1991-2020 Normals
Average January low16°F14°F1991-2020 Normals
Annual precipitation37.9"37.0"1991-2020 Normals
Distance to major airport72 mi70 mi — more favorableNASR current cycle
Average commute23.8 min19.3 min — more favorable2024 ACS 5-Year
Median age42.136.72024 ACS 5-Year
Public schools1102024-25 school year
Students per teacher15.115.0 — more favorable2024-25 school year
Math proficiency62.6% — more favorable60.9%2018-19 school year
Reading proficiency64.0% — more favorable55.2%2018-19 school year
Free or reduced-price lunch eligibility51.8%45.7%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

4 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Fort Madison

Elevated or high exposure: hail, drought, strong wind.

Ottumwa

Elevated or high exposure: drought, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Fort Madison
—
Fort Madison: Your Score
51
Area Score
Ottumwa
—
Ottumwa: Your Score
48
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Fort Madison, IA · Ottumwa, IA · How this is calculated: methodology