Flint vs Saginaw

Which is the better fit for you?

Flint, MI
41
Area Score
Bottom 4% nationally
Saginaw, MI
38
Area Score
Bottom 2% nationally

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Flint receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Flint to Saginaw

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Everyday prices
1% lower
Regional price level 89.3 against 89.9 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$84 a month
HUD benchmarks it at $1,117 in Saginaw against $1,033 in Flint.
The median home
12% more
$60,000 in Saginaw against $53,500 in Flint.
The weather you would swap
Similar winters
Normal January lows are 16°F in Saginaw against 16°F in Flint; July highs are 82°F against 82°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

33 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Flint
Saginaw
Opportunity
7 · Bottom 1%
vs
7 · Bottom 1%
Growth: Flint is the more favorable of the two.
Growth
16 · Bottom 3%
vs
12 · Bottom 2%
Climate
60 · Bottom 15%
vs
60 · Bottom 16%
Physical resilience: Flint is the more favorable of the two.
Physical resilience
83 · Top 20%
vs
69 · Top 38%
Housing affordability: Flint is the more favorable of the two.
Housing affordability
65 · Bottom 45%
vs
55 · Bottom 28%
Schools: Saginaw is the more favorable of the two.
Schools
17 · Bottom 9%
vs
21 · Bottom 13%
Access: Saginaw is the more favorable of the two.
Access
80 · Bottom 22%
vs
99 · Top 16%
Economic stability: Saginaw is the more favorable of the two.
Economic stability
12 · Bottom 1%
vs
15 · Bottom 1%

Measured values

MetricFlintSaginawSource period
Population80,17543,5362024 ACS 5-Year
Median household income — the two are too close to separate$37,646 ±$1,900$38,579 ±$1,9072024 ACS 5-Year
Per capita income — the two are too close to separate$21,720 ±$863$21,177 ±$1,2642024 ACS 5-Year
Population density2,398/sq mi2,547/sq mi2024 ACS 5-Year
Median home value$53,500$60,0002024 ACS 5-Year
Median gross rent — the two are too close to separate$915 ±$27$922 ±$232024 ACS 5-Year
Market rent, two bedroom$1,033 — more favorable$1,117FY2026
Cost of living index89.989.3 — more favorable2023
Homeownership rate53.8%60.0%2024 ACS 5-Year
Unemployment rate12.5%10.2% — more favorableJuly 2026
Employment change (year over year)−5.2% — more favorable−5.6%July 2026
Bachelor's degree or higher — the two are too close to separate14.2% ±1%13.3% ±2%2024 ACS 5-Year
Poverty rate — the two are too close to separate34.0% ±2%33.3% ±3%2024 ACS 5-Year
Housing units permitted (12 months)0012 months ending July 2026
Permits per 1,000 residents0.00.012 months ending July 2026
Permit change (year over year)−100.0%−3.5%12 months ending July 2026
Average July high82°F82°F1991-2020 Normals
Average January low16°F16°F1991-2020 Normals
Annual precipitation32.0"32.1"1991-2020 Normals
Distance to major airport40 mi10 mi — more favorableNASR current cycle
Average commute24.7 min20.7 min — more favorable2024 ACS 5-Year
Median age36.935.52024 ACS 5-Year
Public schools52262024-25 school year
Students per teacher16.8 — more favorable18.02024-25 school year
Math proficiency19.8%25.4% — more favorable2018-19 school year
Reading proficiency30.1%34.4% — more favorable2018-19 school year
Free or reduced-price lunch eligibility86.8%77.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

5 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Flint

Elevated or high exposure: strong wind.

Saginaw

Elevated or high exposure: strong wind, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Flint
—
Flint: Your Score
41
Area Score
Saginaw
—
Saginaw: Your Score
38
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Flint, MI · Saginaw, MI · How this is calculated: methodology