Farmington vs St. Paul

Which is the better fit for you?

Farmington, MN
63
Area Score
Top 36% nationally
St. Paul, MN
56
Area Score
Bottom 38% nationally

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Farmington receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Farmington to St. Paul

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Everyday prices
About the same
Regional price level 104.3 against 104.3 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,709 in St. Paul against $1,709 in Farmington.
The median home
20% less
$294,500 in St. Paul against $366,200 in Farmington.
The weather you would swap
Similar winters
Normal January lows are 9°F in St. Paul against 9°F in Farmington; July highs are 83°F against 83°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Farmington
St. Paul
Opportunity: Farmington is the more favorable of the two.
Opportunity
52 · Bottom 41%
vs
43 · Bottom 23%
Growth: Farmington is the more favorable of the two.
Growth
62 · Top 25%
vs
34 · Bottom 21%
Climate
55 · Bottom 5%
vs
55 · Bottom 5%
Physical resilience: St. Paul is the more favorable of the two.
Physical resilience
88 · Top 14%
vs
93 · Top 7%
Housing affordability: St. Paul is the more favorable of the two.
Housing affordability
72 · Top 33%
vs
73 · Top 32%
Schools: Farmington is the more favorable of the two.
Schools
32 · Bottom 27%
vs
18 · Bottom 10%
Access: St. Paul is the more favorable of the two.
Access
93 · Top 47%
vs
97 · Top 31%
Economic stability: Farmington is the more favorable of the two.
Economic stability
81 · Top 4%
vs
51 · Bottom 37%

Measured values

MetricFarmingtonSt. PaulSource period
Population23,902307,2842024 ACS 5-Year
Median household income$123,673 — more favorable$73,3942024 ACS 5-Year
Per capita income$48,512 — more favorable$42,8152024 ACS 5-Year
Population density1,541/sq mi5,912/sq mi2024 ACS 5-Year
Median home value$366,200$294,5002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,241 ±$244$1,281 ±$192024 ACS 5-Year
Market rent, two bedroom$1,709$1,709FY2026
Cost of living index104.3104.32023
Homeownership rate86.5%52.9%2024 ACS 5-Year
Unemployment rate4.4% — more favorable4.6%July 2026
Employment change (year over year)−2.0% — more favorable−2.1%July 2026
Bachelor's degree or higher38.7%43.8% — more favorable2024 ACS 5-Year
Poverty rate4.9% — more favorable14.7%2024 ACS 5-Year
Housing units permitted (12 months)24443712 months ending July 2026
Permits per 1,000 residents10.2 — more favorable1.412 months ending July 2026
Permit change (year over year)−22.8%+46.6%12 months ending July 2026
Average July high83°F83°F1991-2020 Normals
Average January low9°F9°F1991-2020 Normals
Annual precipitation31.6"29.2"1991-2020 Normals
Distance to major airport16 mi7 mi — more favorableNASR current cycle
Average commute29.2 min22.8 min — more favorable2024 ACS 5-Year
Median age35.433.72024 ACS 5-Year
Public schools141412024-25 school year
Students per teacher16.015.1 — more favorable2024-25 school year
Math proficiency50.3% — more favorable37.3%2018-19 school year
Reading proficiency51.9% — more favorable44.9%2018-19 school year
Free or reduced-price lunch eligibility24.9%66.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Farmington

Elevated or high exposure: strong wind, hail.

St. Paul

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Farmington
—
Farmington: Your Score
63
Area Score
St. Paul
—
St. Paul: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Farmington, MN · St. Paul, MN · How this is calculated: methodology