Columbia vs Fair Oaks Ranch

Which is the better fit for you?

Columbia, IL
72
Area Score
Top 9% nationally
Fair Oaks Ranch, TX
70
Area Score
Top 14% nationally

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Columbia receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Columbia to Fair Oaks Ranch

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Everyday prices
1% lower
Regional price level 94.3 against 95.0 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$650 a month
HUD benchmarks it at $1,870 in Fair Oaks Ranch against $1,220 in Columbia.
The median home
124% more
$657,600 in Fair Oaks Ranch against $293,000 in Columbia.
The weather you would swap
Winters 17°F milder
Normal January lows are 41°F in Fair Oaks Ranch against 24°F in Columbia; July highs are 95°F against 89°F (summers 6°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

34 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Columbia
Fair Oaks Ranch
Opportunity: Columbia is the more favorable of the two.
Opportunity
82 · Top 5%
vs
79 · Top 9%
Growth: Columbia is the more favorable of the two.
Growth
50 · Bottom 49%
vs
49 · Bottom 47%
Climate: Fair Oaks Ranch is the more favorable of the two.
Climate
72 · Top 40%
vs
73 · Top 37%
Physical resilience: Columbia is the more favorable of the two.
Physical resilience
65 · Top 43%
vs
55 · Bottom 47%
Housing affordability: Columbia is the more favorable of the two.
Housing affordability
72 · Top 34%
vs
71 · Top 38%
Schools: Fair Oaks Ranch is the more favorable of the two.
Schools
81 · Top 11%
vs
87 · Top 5%
Access: Fair Oaks Ranch is the more favorable of the two.
Access
91 · Bottom 45%
vs
92 · Bottom 48%
Economic stability: Columbia is the more favorable of the two.
Economic stability
72 · Top 19%
vs
58 · Top 50%

Measured values

MetricColumbiaFair Oaks RanchSource period
Population11,12710,7282024 ACS 5-Year
Median household income$107,606$174,327 — more favorable2024 ACS 5-Year
Per capita income$51,601$90,770 — more favorable2024 ACS 5-Year
Population density1,055/sq mi875/sq mi2024 ACS 5-Year
Median home value$293,000$657,6002024 ACS 5-Year
Median gross rent$1,128 — more favorable$2,1082024 ACS 5-Year
Market rent, two bedroom$1,220 — more favorable$1,870FY2026
Cost of living index95.094.3 — more favorable2023
Homeownership rate82.4%97.3%2024 ACS 5-Year
Unemployment rate2.5% — more favorable3.9%July 2026
Employment change (year over year)+1.0% — more favorable−0.3%July 2026
Bachelor's degree or higher49.0%67.5% — more favorable2024 ACS 5-Year
Poverty rate5.2%2.3% — more favorable2024 ACS 5-Year
Housing units permitted (12 months)212312 months ending July 2026
Permits per 1,000 residents1.92.1 — more favorable12 months ending July 2026
Permit change (year over year)+162.5%−55.8%12 months ending July 2026
Average July high89°F95°F1991-2020 Normals
Average January low24°F41°F1991-2020 Normals
Annual precipitation40.8"32.4"1991-2020 Normals
Distance to major airport21 mi18 mi — more favorableNASR current cycle
Average commute27.5 min — more favorable37.3 min2024 ACS 5-Year
Median age42.446.12024 ACS 5-Year
Public schools422024-25 school year
Students per teacher15.4 — more favorable15.62024-25 school year
Math proficiency60.4%71.2%2018-19 school year
Reading proficiency49.8%71.8%2018-19 school year
Free or reduced-price lunch eligibility15.9%11.8%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Illinois and Texas do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Columbia

Elevated or high exposure: earthquake.

Fair Oaks Ranch

Elevated or high exposure: hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Columbia
—
Columbia: Your Score
72
Area Score
Fair Oaks Ranch
—
Fair Oaks Ranch: Your Score
70
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Columbia, IL · Fair Oaks Ranch, TX · How this is calculated: methodology