Cohoes vs Schenectady

Which is the better fit for you?

Cohoes, NY
61
Area Score
Top 43% nationally
Schenectady, NY
56
Area Score
Bottom 40% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Cohoes receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Cohoes to Schenectady

It stays in this browser and is never sent anywhere.

Everyday prices
About the same
Regional price level 98.2 against 98.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,702 in Schenectady against $1,702 in Cohoes.
The median home
24% less
$168,800 in Schenectady against $223,400 in Cohoes.
The weather you would swap
Similar winters
Normal January lows are 16°F in Schenectady against 16°F in Cohoes; July highs are 84°F against 84°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Cohoes
Schenectady
Opportunity: Cohoes is the more favorable of the two.
Opportunity
63 · Top 36%
vs
48 · Bottom 32%
Growth: Schenectady is the more favorable of the two.
Growth
22 · Bottom 6%
vs
46 · Bottom 40%
Climate
60 · Bottom 14%
vs
60 · Bottom 14%
Physical resilience: Cohoes is the more favorable of the two.
Physical resilience
94 · Top 6%
vs
84 · Top 18%
Housing affordability: Cohoes is the more favorable of the two.
Housing affordability
74 · Top 29%
vs
62 · Bottom 40%
Schools: Cohoes is the more favorable of the two.
Schools
38 · Bottom 35%
vs
25 · Bottom 18%
Access
99 · Top 9%
vs
99 · Top 9%
Economic stability: Schenectady is the more favorable of the two.
Economic stability
23 · Bottom 4%
vs
33 · Bottom 13%

Measured values

MetricCohoesSchenectadySource period
Population18,15968,8472024 ACS 5-Year
Median household income — the two are too close to separate$61,145 ±$5,893$58,399 ±$2,9152024 ACS 5-Year
Per capita income — the two are too close to separate$35,304 ±$2,947$34,175 ±$2,2022024 ACS 5-Year
Population density4,813/sq mi6,370/sq mi2024 ACS 5-Year
Median home value$223,400$168,8002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,251 ±$111$1,145 ±$332024 ACS 5-Year
Market rent, two bedroom$1,702$1,702FY2026
Cost of living index98.298.22023
Homeownership rate39.5%45.6%2024 ACS 5-Year
Unemployment rate3.9% — more favorable5.3%July 2026
Employment change (year over year)+0.8%+0.8%July 2026
Bachelor's degree or higher — the two are too close to separate27.6% ±5%25.4% ±2%2024 ACS 5-Year
Poverty rate — the two are too close to separate24.3% ±5%23.4% ±2%2024 ACS 5-Year
Housing units permitted (12 months)0012 months ending July 2026
Permits per 1,000 residents0.00.012 months ending July 2026
Permit change (year over year)−100.0%+4.9%12 months ending July 2026
Average July high84°F84°F1991-2020 Normals
Average January low16°F16°F1991-2020 Normals
Annual precipitation40.7"40.7"1991-2020 Normals
Distance to major airport5 mi — more favorable7 miNASR current cycle
Average commute — the two are too close to separate25.5 min ±2.6 min23.6 min ±0.9 min2024 ACS 5-Year
Median age38.636.12024 ACS 5-Year
Public schools6122024-25 school year
Students per teacher11.1 — more favorable12.02024-25 school year
Math proficiency57.4% — more favorable44.0%2018-19 school year
Reading proficiency56.5% — more favorable49.9%2018-19 school year
Free or reduced-price lunch eligibility59.1%77.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

6 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Cohoes
—
Cohoes: Your Score
61
Area Score
Schenectady
—
Schenectady: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Cohoes, NY · Schenectady, NY · How this is calculated: methodology