Signals
Berthoud
Loveland
Opportunity
65 · Top 32%
vs58 · Top 47%
Growth
61 · Top 31%
vs48 · Bottom 46%
Physical resilience
65 · Top 43%
vs69 · Top 38%
Housing affordability
83 · Top 45%
vs59 · Bottom 19%
Access
99 · Top 14%
vs100 · Top 1%
Economic stability
79 · Top 9%
vs66 · Top 37%
Measured values
| Metric | Berthoud | Loveland | Source period |
|---|---|---|---|
| Population | 12,411 | 78,410 | 2024 ACS 5-Year |
| Median household income | $119,385 | $84,604 | 2024 ACS 5-Year |
| Per capita income | $56,260 | $46,144 | 2024 ACS 5-Year |
| Population density | 955/sq mi | 2,188/sq mi | 2024 ACS 5-Year |
| Median home value | $533,500 | $479,000 | 2024 ACS 5-Year |
| Median gross rent | $1,795 | $1,730 | 2024 ACS 5-Year |
| Homeownership rate | 87.5% | 62.2% | 2024 ACS 5-Year |
| Unemployment rate | 3.6% | 3.9% | June 2026 |
| Employment change (year over year) | -1.3% | -1.3% | June 2026 |
| Bachelor's degree or higher | 48.1% | 39.0% | 2024 ACS 5-Year |
| Poverty rate | 4.6% | 8.5% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 127 | 299 | 12 months ending July 2026 |
| Permits per 1,000 residents | 10.2 | 3.8 | 12 months ending July 2026 |
| Permit change (year over year) | -25.3% | -25.6% | 12 months ending July 2026 |
| Distance to major airport | 12 mi | 4 mi | NASR current cycle |
| Average commute | 33.6 min | 27.8 min | 2024 ACS 5-Year |
| Median age | 39.3 | 40.7 | 2024 ACS 5-Year |
| Public schools | 5 | 25 | 2024-25 school year |
| Students per teacher | 17.94 | 15.92 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 16.3% | 35.1% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Berthoud
Elevated or high exposure: hail, wildfire, tornado.
Loveland
Elevated or high exposure: hail, wildfire, tornado.
Full profiles: Berthoud, CO · Loveland, CO · How this is calculated: methodology