Bay St. Louis vs Biloxi

Which is the better fit for you?

Bay St. Louis, MS
62
Area Score
Top 38% nationally
Biloxi, MS
61
Area Score
Top 41% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Bay St. Louis receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Bay St. Louis to Biloxi

It stays in this browser and is never sent anywhere.

Everyday prices
About the same
Regional price level 88.9 against 88.9 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,140 in Biloxi against $1,140 in Bay St. Louis.
The median home
13% less
$225,100 in Biloxi against $260,200 in Bay St. Louis.
The weather you would swap
Similar winters
Normal January lows are 42°F in Biloxi against 42°F in Bay St. Louis; July highs are 90°F against 90°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Bay St. Louis
Biloxi
Opportunity: Bay St. Louis is the more favorable of the two.
Opportunity
70 · Top 24%
vs
60 · Top 42%
Growth: Bay St. Louis is the more favorable of the two.
Growth
68 · Top 18%
vs
64 · Top 23%
Climate
78 · Top 20%
vs
78 · Top 20%
Physical resilience: Bay St. Louis is the more favorable of the two.
Physical resilience
25 · Bottom 21%
vs
23 · Bottom 18%
Housing affordability: Biloxi is the more favorable of the two.
Housing affordability
67 · Top 48%
vs
75 · Top 25%
Schools: Biloxi is the more favorable of the two.
Schools
61 · Top 36%
vs
78 · Top 15%
Access: Bay St. Louis is the more favorable of the two.
Access
97 · Top 31%
vs
83 · Bottom 26%
Economic stability: Bay St. Louis is the more favorable of the two.
Economic stability
48 · Bottom 33%
vs
40 · Bottom 22%

Measured values

MetricBay St. LouisBiloxiSource period
Population10,18848,8612024 ACS 5-Year
Median household income — the two are too close to separate$67,442 ±$9,646$57,204 ±$3,9862024 ACS 5-Year
Per capita income$55,519 — more favorable$33,8832024 ACS 5-Year
Population density693/sq mi1,138/sq mi2024 ACS 5-Year
Median home value$260,200$225,1002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,179 ±$171$1,089 ±$322024 ACS 5-Year
Market rent, two bedroom$1,140$1,140FY2026
Cost of living index88.988.92023
Homeownership rate76.7%50.1%2024 ACS 5-Year
Unemployment rate3.0% — more favorable3.5%July 2026
Employment change (year over year)−1.3%−1.2% — more favorableJuly 2026
Bachelor's degree or higher38.3% — more favorable30.6%2024 ACS 5-Year
Poverty rate — the two are too close to separate14.0% ±6%15.9% ±2%2024 ACS 5-Year
Housing units permitted (12 months)6839412 months ending July 2026
Permits per 1,000 residents6.78.1 — more favorable12 months ending July 2026
Permit change (year over year)+7.9%+10.4%12 months ending July 2026
Average July high90°F90°F1991-2020 Normals
Average January low42°F42°F1991-2020 Normals
Annual precipitation62.8"62.8"1991-2020 Normals
Distance to major airport6 mi — more favorable31 miNASR current cycle
Average commute29.3 min22.1 min — more favorable2024 ACS 5-Year
Median age53.336.62024 ACS 5-Year
Public schools4142024-25 school year
Students per teacher14.9 — more favorable16.82024-25 school year
Math proficiency48.6%69.3% — more favorable2018-19 school year
Reading proficiency51.7%56.5% — more favorable2018-19 school year
Free or reduced-price lunch eligibility71.0%61.5%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Bay St. Louis

Elevated or high exposure: hurricane, coastal flooding.

Biloxi

Elevated or high exposure: hurricane, coastal flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Bay St. Louis
—
Bay St. Louis: Your Score
62
Area Score
Biloxi
—
Biloxi: Your Score
61
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Bay St. Louis, MS · Biloxi, MS · How this is calculated: methodology