Ballenger Creek vs Frederick

Which is the better fit for you?

Ballenger Creek, MD
65
Area Score
Top 27% nationally
Frederick, MD
67
Area Score
Top 22% nationally

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Frederick receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Ballenger Creek to Frederick

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Everyday prices
About the same
Regional price level 109.5 against 109.5 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$1,067 a month
HUD benchmarks it at $1,803 in Frederick against $2,870 in Ballenger Creek.
The median home
4% more
$401,500 in Frederick against $387,300 in Ballenger Creek.
The weather you would swap
Winters 2°F colder
Normal January lows are 25°F in Frederick against 27°F in Ballenger Creek; July highs are 87°F against 89°F (summers 2°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Ballenger Creek
Frederick
Opportunity: Ballenger Creek is the more favorable of the two.
Opportunity
59 · Top 45%
vs
57 · Top 47%
Growth: Frederick is the more favorable of the two.
Growth
34 · Bottom 20%
vs
50 · Bottom 48%
Climate: Ballenger Creek is the more favorable of the two.
Climate
74 · Top 30%
vs
71 · Top 49%
Physical resilience
89 · Top 13%
vs
89 · Top 13%
Housing affordability: Ballenger Creek is the more favorable of the two.
Housing affordability
69 · Top 44%
vs
68 · Top 46%
Schools: Frederick is the more favorable of the two.
Schools
59 · Top 38%
vs
66 · Top 29%
Access: Ballenger Creek is the more favorable of the two.
Access
84 · Bottom 27%
vs
82 · Bottom 24%
Economic stability: Ballenger Creek is the more favorable of the two.
Economic stability
65 · Top 35%
vs
63 · Top 39%

Measured values

MetricBallenger CreekFrederickSource period
Population26,39083,3952024 ACS 5-Year
Median household income$108,944 — more favorable$97,0692024 ACS 5-Year
Per capita income — the two are too close to separate$46,569 ±$3,441$49,823 ±$1,3862024 ACS 5-Year
Population density2,444/sq mi3,480/sq mi2024 ACS 5-Year
Median home value$387,300$401,5002024 ACS 5-Year
Median gross rent$1,987$1,764 — more favorable2024 ACS 5-Year
Market rent, two bedroom$2,870$1,803 — more favorableFY2026
Cost of living index109.5109.52023
Homeownership rate64.7%58.8%2024 ACS 5-Year
Unemployment rate3.5% — more favorable3.7%July 2026
Employment change (year over year)−2.3%−2.3%July 2026
Bachelor's degree or higher — the two are too close to separate46.4% ±3%43.2% ±2%2024 ACS 5-Year
Poverty rate — the two are too close to separate9.8% ±4%9.2% ±1%2024 ACS 5-Year
Housing units permitted (12 months)1,02551312 months ending July 2026
Permits per 1,000 residents3.66.2 — more favorable12 months ending July 2026
Permit change (year over year)−31.7% — more favorable−56.2%12 months ending July 2026
Average July high89°F87°F1991-2020 Normals
Average January low27°F25°F1991-2020 Normals
Annual precipitation43.5"35.6"1991-2020 Normals
Distance to major airport30 mi — more favorable34 miNASR current cycle
Average commute35.6 min32.1 min — more favorable2024 ACS 5-Year
Median age34.337.12024 ACS 5-Year
Public schools9192024-25 school year
Students per teacher15.3 — more favorable15.72024-25 school year
Math proficiency39.8%46.1% — more favorable2018-19 school year
Reading proficiency51.0%53.5% — more favorable2018-19 school year
Free or reduced-price lunch eligibility55.9%51.0%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Ballenger Creek
—
Ballenger Creek: Your Score
65
Area Score
Frederick
—
Frederick: Your Score
67
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Ballenger Creek, MD · Frederick, MD · How this is calculated: methodology