Ames vs Fargo

Which is the better fit for you?

Ames, IA
66
Area Score
Top 25% nationally
Fargo, ND
68
Area Score
Top 19% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Fargo receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Ames to Fargo

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Everyday prices
3% lower
Regional price level 89.1 against 91.5 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$43 a month
HUD benchmarks it at $1,110 in Fargo against $1,153 in Ames.
The median home
2% more
$281,900 in Fargo against $277,400 in Ames.
The weather you would swap
Winters 11°F colder
Normal January lows are 0°F in Fargo against 11°F in Ames; July highs are 82°F against 84°F (summers 2°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

31 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Ames
Fargo
Opportunity: Fargo is the more favorable of the two.
Opportunity
75 · Top 15%
vs
77 · Top 12%
Growth: Fargo is the more favorable of the two.
Growth
53 · Top 44%
vs
62 · Top 25%
Climate: Ames is the more favorable of the two.
Climate
57 · Bottom 8%
vs
49 · Bottom 1%
Physical resilience: Ames is the more favorable of the two.
Physical resilience
66 · Top 41%
vs
59 · Top 48%
Housing affordability: Fargo is the more favorable of the two.
Housing affordability
72 · Top 33%
vs
81 · Top 11%
Access: Fargo is the more favorable of the two.
Access
82 · Bottom 23%
vs
90 · Bottom 42%
Economic stability: Fargo is the more favorable of the two.
Economic stability
60 · Top 45%
vs
65 · Top 35%

Measured values

MetricAmesFargoSource period
Population67,669131,6272024 ACS 5-Year
Median household income$60,991$66,998 — more favorable2024 ACS 5-Year
Per capita income$34,343$42,734 — more favorable2024 ACS 5-Year
Population density2,399/sq mi2,557/sq mi2024 ACS 5-Year
Median home value$277,400$281,9002024 ACS 5-Year
Median gross rent$1,023$946 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,153$1,110 — more favorableFY2026
Cost of living index91.589.1 — more favorable2023
Homeownership rate42.1%43.7%2024 ACS 5-Year
Unemployment rate3.7%2.2% — more favorableJuly 2026
Employment change (year over year)+2.3% — more favorable+0.3%July 2026
Bachelor's degree or higher65.8% — more favorable42.9%2024 ACS 5-Year
Poverty rate — the two are too close to separate10.5% ±4%9.9% ±2%2024 ACS 5-Year
Housing units permitted (12 months)10467712 months ending July 2026
Permits per 1,000 residents1.55.1 — more favorable12 months ending July 2026
Permit change (year over year)−11.1%−7.4%12 months ending July 2026
Average July high84°F82°F1991-2020 Normals
Average January low11°F0°F1991-2020 Normals
Annual precipitation35.9"24.0"1991-2020 Normals
Distance to major airport34 mi4 mi — more favorableNASR current cycle
Average commute — the two are too close to separate17.0 min ±0.7 min16.9 min ±0.5 min2024 ACS 5-Year
Median age23.331.82024 ACS 5-Year
Public schools8272024-25 school year
Students per teacher14.711.9 — more favorable2024-25 school year
Math proficiency75.4%47.6%2018-19 school year
Reading proficiency75.2%49.0%2018-19 school year
Free or reduced-price lunch eligibility35.2%36.4%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Iowa and North Dakota do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Ames

Elevated or high exposure: drought, tornado.

Fargo

Elevated or high exposure: winter weather, strong wind, hail.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Ames
—
Ames: Your Score
66
Area Score
Fargo
—
Fargo: Your Score
68
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Ames, IA · Fargo, ND · How this is calculated: methodology