81520Clifton, Colorado

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 81520.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity5663rd of 6,210 ZIP areas measured30
Housing affordability4917th of 6,685 ZIP areas measured63
Climate6649th of 6,789 ZIP areas measured53
Physical resilienceTop 26% of 6,709 ZIP areas measured78
AccessTop 15% of 6,791 ZIP areas measured99
Economic stability5079th of 6,742 ZIP areas measured44
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.0% and the Opportunity signal places 81520 in the bottom 9%.

Rent takes 24% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 5.0 times that income.

A major airport is 5 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
12,892
2024 ACS 5-Year
Median household income
$50,283
Bottom 15% nationally
Density
627/sq mi
20.5 sq mi of land
Median age
38.4
2024 ACS 5-Year
City
Clifton
Colorado
Metro area
Grand Junction, CO
Nearest major airport
GJT
5 mi · Grand Junction Rgnl
Median home value
$249,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.0% is lower than 68% of the 6,544 measured US ZIP areas.

Employment fell 3.8% over the past year, to 73,473 employed residents.

Median household income of $50,283 is below 85% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$8,278$50,283Bottom 15%of 31,2952024 ACS 5-Year
Per capita income ±$3,259$27,088Bottom 18%of 32,8222024 ACS 5-Year
Poverty rate20.9%Top 17%of 32,9702024 ACS 5-Year
Average commute22.4 minBottom 22%of 32,8872024 ACS 5-Year
Bachelor's degree or higher14.0%Bottom 22%of 33,1932024 ACS 5-Year
Employment73,473Top 42%of 6,544June 2026
Employment change (3 years)-2.2%Bottom 18%of 6,542June 2026
Employment change (year over year)-3.8%Bottom 5%of 6,544June 2026
Labor force76,562Top 42%of 6,544June 2026
Labor force participation58.8%Bottom 43%of 33,2522024 ACS 5-Year
Mean annual wage$62,570Bottom 29%of 6,0722025 OEWS
Median annual wage$48,510Bottom 30%of 6,0722025 OEWS
Unemployment change (year over year)-0.2%Bottom 36%of 6,544June 2026
Unemployment rate4.0%Bottom 32%of 6,544June 2026
Median household income, successive ACS releases
202120222023202451k50k
Each point is a separate five-year estimate, most recently $50,283 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Grand Junction, CO
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers2,450$31,510
Retail Salespersons2,190$35,630
Registered Nurses2,130$95,990
Cashiers1,740$34,390
Home Health and Personal Care Aides1,270$35,510
Stockers and Order Fillers1,150$40,120

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Clifton, CO, the city containing this ZIP code.

There are 15.4 students for every full-time teacher, fewer than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
15.4
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Mount Garfield Middle SchoolMesa County Valley School District No. 5156916.7
Rocky Mountain Elementary SchoolMesa County Valley School District No. 5139514.1
Clifton Elementary SchoolMesa County Valley School District No. 5134615.0

73.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Colorado’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Prices for everything a household buys run about 7% below the national average, on the Bureau of Economic Analysis index. Housing drives most of that difference.

Median rent of $1,026 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.0 times median household income here, above the historic benchmark of about three times income.

Cost of living
92.8

Prices here run about 7% below the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Rent as a share of income
24.5%
Below the 30% cost-burdened threshold
Home price to income
5.0×
median home value ÷ median income
Median gross rent
$1,026
2024 ACS 5-Year
Median home value
$249,600
2024 ACS 5-Year
MetricValueCompared nationallySource period
Cost of living index92.8Bottom 21%of 6,0712023
Home price to income4.96Top 17%of 30,4042024 ACS 5-Year
Homeownership rate67.3%Bottom 25%of 32,9102024 ACS 5-Year
Housing units ±4695,428Top 26%of 33,7722024 ACS 5-Year
Median gross rent ±$71$1,026Top 49%of 26,6182024 ACS 5-Year
Median home value ±$25,193$249,600Top 42%of 30,9412024 ACS 5-Year
Rent as a share of income24.5%Top 16%of 26,4702024 ACS 5-Year
Vacancy rate2.5%Bottom 10%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 17°F.

Normal annual precipitation is 9.1 inches, including 17.7 inches of snow.

Air quality measures a median index of 48, in the Good band, and about 7 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station GRAND JUNCTION WALKER FLD, 5.9 miles from this location.
Precipitation
JFMAMJJASOND1.2"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index77.02024 calendar year
Annual precipitation9.1"1991-2020 Normals
Annual snowfall17.7"1991-2020 Normals
Average January low17°F1991-2020 Normals
Average July high95°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10072024 calendar year
Median air quality index48.02024 calendar year
Seasonal temperature swing52°F1991-2020 Normals
Air quality
Median air quality index
48
Good on a typical day
Worst tenth of days
77
90th percentile index
Days above 100
7
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

78 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, avalanche and wildfire.

AvalancheModerate
WildfireElevated
EarthquakeElevated
DroughtModerate
Heat waveModerate
Cold waveModerate

Low or minimal exposure: landslide, lightning, inland flooding, winter weather, ice storm, hail, volcanic activity, tornado, strong wind.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences — they say nothing about burglary, theft or assault.

Mesa County records 3.3 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 22.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 11.3 per 100,000 residents in Mesa County.

Homicide
3.3
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
22.5
per 100,000 residents · under 10 deaths
Drug overdose
11.3
per 100,000 residents · under 10 deaths
Suicide
32.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Mesa County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 81520 rather than 81520 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

5 major airports lie within 100 miles, the nearest 5 miles away.

AirportCodeDistanceLongest runway
Grand Junction RgnlGJT5 mi9,339 ft
Montrose RgnlMTJ51 mi10,000 ft
Aspen-Pitkin County/Sardy FldASE84 mi8,006 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023Annually, each December
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

81520 vs Clifton

How this ZIP area compares with Clifton as a whole. Both figures come from the same ACS release, so the comparison is like for like.

81520
Clifton
Median household income
$50,283
vs
$52,100
Per capita income
$27,088
vs
$25,781
Population density
627/sq mi
vs
3,264/sq mi
Median home value
$249,600
vs
$250,500
Median gross rent
$1,026
vs
$1,107
Homeownership rate
67.3%
vs
73.4%
Bachelor's degree or higher
14.0%
vs
12.7%
Poverty rate
20.9%
vs
15.0%
Median age
38.4
vs
36.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.