AreaProfile

95993Yuba City, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95993.

55
Area Score
Bottom 30% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4907th of 6,210 published ZIP areas40
GrowthTop 16% of 5,428 published ZIP areas70
Housing affordability4167th of 6,685 published ZIP areas72
ClimateTop 44% of 6,789 published ZIP areas71
Physical resilience5261st of 6,709 published ZIP areas26
Access4454th of 6,791 published ZIP areas88
Economic stability4124th of 6,742 published ZIP areas54
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 8.1% and the Opportunity signal places 95993 in the bottom 21%.

Development activity is both elevated and accelerating — 426 housing units permitted over the past twelve months, up 634% on the prior year.

Physical-risk exposure is above the national median, driven mainly by drought, earthquake and heat wave.

At a glance

Population
39,046
2024 ACS 5-Year
Median household income
$93,763
Top 23% nationally
Density
463/sq mi
84.3 sq mi of land
Median age
38.8
2024 ACS 5-Year
City
Yuba City
California
Metro area
Yuba City, CA
Nearest major airport
SMF
27 mi · Sacramento Intl
Median home value
$467,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 8.1% is lower than 1% of the 6,544 measured US ZIP areas.

Employment fell 1.3% over the past year, to 29,820 employed residents.

MetricValueCompared with peersSource period
Median household income ±$7,182$93,763Top 23%2024 ACS 5-Year
Per capita income ±$4,257$40,279Top 38%2024 ACS 5-Year
Poverty rate12.6%Top 41%2024 ACS 5-Year
Average commute27.0 minBottom 46%2024 ACS 5-Year
Bachelor's degree or higher24.2%Top 47%2024 ACS 5-Year
Employment29,820Bottom 31%June 2026
Employment change (3 years)0.7%Top 41%June 2026
Employment change (year over year)-1.3%Bottom 39%June 2026
Labor force32,454Bottom 32%June 2026
Labor force participation58.8%Bottom 43%2024 ACS 5-Year
Mean annual wage$66,290Bottom 41%2025 OEWS
Median annual wage$49,970Bottom 45%2025 OEWS
Unemployment change (year over year)-0.8%Bottom 9%June 2026
Unemployment rate8.1%Top 1%June 2026
Median household income, successive ACS releases
202120222023202494k78k
Each point is a separate five-year estimate, most recently $93,763 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Yuba City, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides3,120$34,320
Heavy and Tractor-Trailer Truck Drivers1,790$58,230
Fast Food and Counter Workers1,630$42,040
Cashiers1,410$35,790
Teaching Assistants, Except Postsecondary1,220$45,880
Registered Nurses1,080$149,320

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Yuba City, CA, the city containing this ZIP code.

There are 26.6 students for every full-time teacher, more than in most measured places.

Public schools
2
2024-25 school year
Students per teacher
26.6
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Franklin ElementaryFranklin Elementary50526.6
Tri-County ROPTri-County ROP0

25.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,609 takes 21% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
20.6%
Below the 30% cost-burdened threshold
Home price to income
5.0×
median home value ÷ median income
Median gross rent
$1,609
2024 ACS 5-Year
Median home value
$467,400
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.98Top 17%2024 ACS 5-Year
Homeownership rate68.9%Bottom 27%2024 ACS 5-Year
Housing units ±52113,185Top 11%2024 ACS 5-Year
Median gross rent ±$120$1,609Top 19%2024 ACS 5-Year
Median home value ±$11,647$467,400Top 15%2024 ACS 5-Year
Rent as a share of income20.6%Top 32%2024 ACS 5-Year
Vacancy rate2.6%Bottom 11%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
70/ 100
Top 16% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 6.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
426
12 months ending July 2026
Per 1,000 residents
6.1
Top 24% nationally
Year over year
+634%
vs the prior twelve months
Multifamily share
49.5%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Yuba City, CA, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 96°F and January a low of 38°F.

Normal annual precipitation is 20.1 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MARYSVILLE YUBA CO AP, 6.2 miles from this location.
Precipitation
JFMAMJJASOND3.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation20.1"1991-2020 Normals
Average January low38°F1991-2020 Normals
Average July high96°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing32°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

26 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are drought, earthquake and heat wave.

DroughtHigh
EarthquakeHigh
Heat waveModerate

Low or minimal exposure: wildfire, inland flooding, volcanic activity, lightning, landslide, tornado, hail, strong wind, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 27 miles away.

AirportCodeDistanceLongest runway
Sacramento IntlSMF27 mi8,605 ft
Mc Clellan AirfieldMCC32 mi10,599 ft
Stockton MetroSCK85 mi10,245 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
55
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95993 vs Yuba City

How this ZIP area compares with Yuba City as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95993
Yuba City
Median household income
$93,763
vs
$75,477
Per capita income
$40,279
vs
$34,401
Population density
463/sq mi
vs
4,193/sq mi
Median home value
$467,400
vs
$434,600
Median gross rent
$1,609
vs
$1,454
Homeownership rate
68.9%
vs
57.3%
Bachelor's degree or higher
24.2%
vs
20.4%
Poverty rate
12.6%
vs
14.3%
Median age
38.8
vs
36.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.