AreaProfile

92692Mission Viejo, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 92692.

48
Area Score
Bottom 11% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 41% of 6,210 published ZIP areas59
Growth5267th of 5,428 published ZIP areas13
Housing affordability6272nd of 6,685 published ZIP areas41
ClimateTop 4% of 6,789 published ZIP areas100
Physical resilience6135th of 6,709 published ZIP areas11
Access4665th of 6,791 published ZIP areas86
Economic stabilityTop 34% of 6,742 published ZIP areas68
The quick read

Residential permitting has slowed: 5 units authorized over the past twelve months, 50% below the prior year.

Housing costs more relative to local incomes than in most published city profiles, with rent taking 27% of median household income.

Physical-risk exposure is above the national median, driven mainly by earthquake, inland flooding and wildfire.

At a glance

Population
47,022
2024 ACS 5-Year
Median household income
$131,175
Top 7% nationally
Density
5,471/sq mi
8.6 sq mi of land
Median age
46.2
2024 ACS 5-Year
City
Mission Viejo
California
Metro area
Los Angeles-Long Beach-Anaheim, CA
Nearest major airport
ONT
31 mi · Ontario Intl
Median home value
$1,037,300
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.3% is lower than 56% of the 6,544 measured US ZIP areas.

Employment fell 1.8% over the past year, to 43,297 employed residents.

56% of adults hold a four-year degree, higher than 91% of measured US ZIP areas.

Household income is higher than at least 93% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$9,412$131,175Top 7%2024 ACS 5-Year
Per capita income ±$2,913$64,118Top 9%2024 ACS 5-Year
Poverty rate6.0%Bottom 25%2024 ACS 5-Year
Average commute29.9 minTop 38%2024 ACS 5-Year
Bachelor's degree or higher55.7%Top 9%2024 ACS 5-Year
Employment43,297Bottom 43%June 2026
Employment change (3 years)-0.8%Bottom 37%June 2026
Employment change (year over year)-1.8%Bottom 22%June 2026
Labor force45,244Bottom 43%June 2026
Labor force participation61.0%Top 49%2024 ACS 5-Year
Mean annual wage$77,270Top 21%2025 OEWS
Median annual wage$55,850Top 28%2025 OEWS
Unemployment change (year over year)-0.3%Bottom 31%June 2026
Unemployment rate4.3%Bottom 44%June 2026
Median household income, successive ACS releases
2021202220232024137k128k
Each point is a separate five-year estimate, most recently $131,175 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Los Angeles-Long Beach-Anaheim, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides385,530$34,320
Fast Food and Counter Workers160,270$42,110
Retail Salespersons130,650$37,700
Laborers and Freight, Stock, and Material Movers, Hand120,720$42,390
Office Clerks, General112,270$48,100
Cashiers109,940$36,980

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Mission Viejo, CA, the city containing this ZIP code.

There are 22.6 students for every full-time teacher, more than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
22.6
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Capistrano Valley HighCapistrano Unified1,99121.9
Fred Newhart MiddleCapistrano Unified1,10521.7
Oxford Preparatory Academy - South Orange County · charterOxford Preparatory Academy - South Orange County District70426.1
Bathgate ElementaryCapistrano Unified57025.9
Philip J. Reilly ElementaryCapistrano Unified42122.2
Carl Hankey ElementaryCapistrano Unified28423.7
Carl Hankey MiddleCapistrano Unified18116.5

34.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $2,927 takes 27% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 7.9 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
26.8%
Below the 30% cost-burdened threshold
Home price to income
7.9×
median home value ÷ median income
Median gross rent
$2,927
2024 ACS 5-Year
Median home value
$1,037,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income7.91Top 4%2024 ACS 5-Year
Homeownership rate75.1%Bottom 40%2024 ACS 5-Year
Housing units ±69618,125Top 5%2024 ACS 5-Year
Median gross rent ±$134$2,927Top 1%2024 ACS 5-Year
Median home value ±$32,968$1,037,300Top 2%2024 ACS 5-Year
Rent as a share of income26.8%Top 10%2024 ACS 5-Year
Vacancy rate4.4%Bottom 19%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
13/ 100
Ranks 5267 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.1 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
5
12 months ending July 2026
Per 1,000 residents
0.1
Bottom 4% nationally
Year over year
−50%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Mission Viejo, CA, the city containing this ZIP code.

Weather & climate

12 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 79°F and January a low of 49°F.

Normal annual precipitation is 11.2 inches.

40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SANTA ANA JOHN WAYNE AP, 13.8 miles from this location.
Precipitation
JFMAMJJASOND2.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation11.2"1991-2020 Normals
Average January low49°F1991-2020 Normals
Average July high79°F1991-2020 Normals
Comfortable months121991-2020 Normals
Seasonal temperature swing16°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

11 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, inland flooding and wildfire.

EarthquakeHigh
WildfireModerate
Inland floodingElevated
AvalancheModerate

Low or minimal exposure: landslide, heat wave, coastal flooding, tornado, hail, lightning, tsunami, strong wind, drought, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

7 major airports lie within 100 miles, the nearest 31 miles away.

AirportCodeDistanceLongest runway
Ontario IntlONT31 mi12,197 ft
Long Beach (Daugherty Fld)LGB33 mi10,000 ft
San Bernardino IntlSBD41 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

92692 vs Mission Viejo

How this ZIP area compares with Mission Viejo as a whole. Both figures come from the same ACS release, so the comparison is like for like.

92692
Mission Viejo
Median household income
$131,175
vs
$136,123
Per capita income
$64,118
vs
$61,910
Population density
5,471/sq mi
vs
5,218/sq mi
Median home value
$1,037,300
vs
$1,009,600
Median gross rent
$2,927
vs
$2,839
Homeownership rate
75.1%
vs
76.9%
Bachelor's degree or higher
55.7%
vs
52.1%
Poverty rate
6.0%
vs
5.6%
Median age
46.2
vs
45.5

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.