AreaProfile

95671Folsom, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95671.

72
Area Score
Top 12% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 35% of 6,210 published ZIP areas62
GrowthTop 36% of 5,428 published ZIP areas58
Housing affordabilityTop 9% of 6,685 published ZIP areas100
ClimateTop 16% of 6,789 published ZIP areas81
Physical resilienceTop 45% of 6,709 published ZIP areas63
AccessTop 23% of 6,791 published ZIP areas98
Economic stabilityTop 39% of 6,742 published ZIP areas65
The quick read

Residential permitting has slowed: 421 units authorized over the past twelve months, 43% below the prior year.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 7% of median household income.

A major airport is 13 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
4,432
2024 ACS 5-Year
Median household income
$232,700
Top 1% nationally
Density
3,001/sq mi
1.5 sq mi of land
Median age
40.0
2024 ACS 5-Year
City
Folsom
California
Metro area
Sacramento-Roseville-Folsom, CA
Nearest major airport
MCC
13 mi · Mc Clellan Airfield
Median home value

Jobs & opportunity

Unemployment of 4.0% is lower than 68% of the 6,544 measured US ZIP areas.

Employment fell 1.3% over the past year, to 41,141 employed residents.

Household income is higher than at least 99% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$112,107$232,700Top 1%2024 ACS 5-Year
Per capita income ±$3,786$5,311Bottom 1%2024 ACS 5-Year
Poverty rate0.0%Bottom 1%2024 ACS 5-Year
Average commute11.7 minBottom 2%2024 ACS 5-Year
Bachelor's degree or higher2.1%Bottom 4%2024 ACS 5-Year
Employment41,141Bottom 41%June 2026
Employment change (3 years)3.5%Top 11%June 2026
Employment change (year over year)-1.3%Bottom 38%June 2026
Labor force42,875Bottom 41%June 2026
Labor force participation2.2%Bottom 1%2024 ACS 5-Year
Mean annual wage$77,150Top 22%2025 OEWS
Median annual wage$59,750Top 17%2025 OEWS
Unemployment change (year over year)-0.3%Bottom 31%June 2026
Unemployment rate4.0%Bottom 32%June 2026
Median household income, successive ACS releases
202120222024233k137k
Each point is a separate five-year estimate, most recently $232,700 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Sacramento-Roseville-Folsom, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides60,350$34,320
Management Analysts25,600$82,990
Fast Food and Counter Workers24,910$42,860
Registered Nurses23,590$171,460
Retail Salespersons22,970$38,100
Office Clerks, General21,340$48,940

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Folsom, CA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,420 takes 7% of median household income, below the 30% threshold at which a household is considered cost-burdened.

Rent as a share of income
7.3%
Below the 30% cost-burdened threshold
Home price to income
×
median home value ÷ median income
Median gross rent
$1,420
2024 ACS 5-Year
Median home value
MetricValueCompared with peersSource period
Homeownership rate0.0%Bottom 1%2024 ACS 5-Year
Housing units ±6246Bottom 6%2024 ACS 5-Year
Median gross rent ±$117$1,420Top 25%2024 ACS 5-Year
Rent as a share of income7.3%Bottom 1%2024 ACS 5-Year
Vacancy rate0.0%Bottom 1%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
58/ 100
Top 36% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 5.0 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
421
12 months ending July 2026
Per 1,000 residents
5.0
Top 30% nationally
Year over year
−43%
vs the prior twelve months
Multifamily share
44.7%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Folsom, CA, the city containing this ZIP code.

Weather & climate

9 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 94°F and January a low of 41°F.

Normal annual precipitation is 19.2 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SACRAMENTO 5 ESE, 17.1 miles from this location.
Precipitation
JFMAMJJASOND3.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation19.2"1991-2020 Normals
Annual snowfall0.0"1991-2020 Normals
Average January low41°F1991-2020 Normals
Average July high94°F1991-2020 Normals
Comfortable months91991-2020 Normals
Seasonal temperature swing29°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

63 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, drought and heat wave.

DroughtElevated
EarthquakeHigh
Heat waveModerate
WildfireModerate

Low or minimal exposure: inland flooding, landslide, volcanic activity, tornado, lightning, hail, strong wind, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

8 major airports lie within 100 miles, the nearest 13 miles away.

AirportCodeDistanceLongest runway
Mc Clellan AirfieldMCC13 mi10,599 ft
Sacramento IntlSMF24 mi8,605 ft
Stockton MetroSCK55 mi10,245 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
72
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95671 vs Folsom

How this ZIP area compares with Folsom as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95671
Folsom
Median household income
$232,700
vs
$139,804
Per capita income
$5,311
vs
$62,962
Population density
3,001/sq mi
vs
3,010/sq mi
Median gross rent
$1,420
vs
$2,352
Homeownership rate
0.0%
vs
69.7%
Bachelor's degree or higher
2.1%
vs
54.9%
Poverty rate
0.0%
vs
5.3%
Median age
40.0
vs
41.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.