AreaProfile

54703Eau Claire, Wisconsin

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 54703.

76
Area Score
Top 8% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 10% of 4,073 published ZIP areas77
GrowthTop 37% of 3,947 published ZIP areas57
Housing affordabilityTop 15% of 4,553 published ZIP areas95
Climate4557th of 4,621 published ZIP areas53
Physical resilienceTop 25% of 4,554 published ZIP areas79
AccessTop 25% of 4,623 published ZIP areas98
Economic stabilityTop 38% of 4,591 published ZIP areas66
The quick read

54703 ranks in the top 10% of published ZIP profiles for employment opportunity, with unemployment at 3.3% and median household income of $71,518.

Residential permitting has slowed: 456 units authorized over the past twelve months, 36% below the prior year.

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 18% of median household income.

At a glance

Population
44,153
2024 ACS 5-Year
Median household income
$71,518
Bottom 49% nationally
Density
545/sq mi
81.1 sq mi of land
Median age
35.4
2024 ACS 5-Year
City
Eau Claire
Wisconsin
Metro area
Eau Claire, WI
Nearest major airport
EAU
3 mi · Chippewa Valley Rgnl
Median home value
$243,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.3% is lower than 92% of the 4,387 measured US ZIP areas.

Employment grew 1.0% over the past year, to 40,656 employed residents.

MetricValueCompared with peersSource period
Median household income ±$4,137$71,518Bottom 49%2024 ACS 5-Year
Per capita income ±$1,893$39,697Top 40%2024 ACS 5-Year
Poverty rate13.6%Top 37%2024 ACS 5-Year
Average commute18.4 minBottom 9%2024 ACS 5-Year
Bachelor's degree or higher32.4%Top 30%2024 ACS 5-Year
Employment40,656Bottom 44%June 2026
Employment change (3 years)2.2%Top 23%June 2026
Employment change (year over year)1.0%Top 10%June 2026
Labor force42,033Bottom 44%June 2026
Labor force participation71.7%Top 11%2024 ACS 5-Year
Mean annual wage$60,760Bottom 21%2025 OEWS
Median annual wage$48,100Bottom 27%2025 OEWS
Unemployment change (year over year)0.2%Top 44%June 2026
Unemployment rate3.3%Bottom 8%June 2026
Median household income, successive ACS releases
202120222023202472k62k
Each point is a separate five-year estimate, most recently $71,518 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Eau Claire, WI
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides2,890$34,340
Retail Salespersons2,650$34,000
Registered Nurses2,420$93,410
Fast Food and Counter Workers2,370$28,070
Cashiers2,190$31,440
Laborers and Freight, Stock, and Material Movers, Hand2,160$45,320

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Eau Claire, WI, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,062 takes 18% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
17.8%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$1,062
2024 ACS 5-Year
Median home value
$243,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.41Top 41%2024 ACS 5-Year
Homeownership rate61.6%Bottom 18%2024 ACS 5-Year
Housing units ±51619,778Top 4%2024 ACS 5-Year
Median gross rent ±$48$1,062Top 46%2024 ACS 5-Year
Median home value ±$8,748$243,700Top 44%2024 ACS 5-Year
Rent as a share of income17.8%Top 49%2024 ACS 5-Year
Vacancy rate4.6%Bottom 20%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
57/ 100
Top 37% of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

80% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 6.5 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
456
12 months ending July 2026
Per 1,000 residents
6.5
Top 22% nationally
Year over year
−36%
vs the prior twelve months
Multifamily share
79.6%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Eau Claire, WI, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 83°F and January a low of 6°F.

Normal annual precipitation is 33.0 inches, including 55.4 inches of snow.

-10°10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station EAU CLAIRE RGNL AP, 2.7 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation33.0"1991-2020 Normals
Annual snowfall55.4"1991-2020 Normals
Average January low6°F1991-2020 Normals
Average July high83°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing57°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

79 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, tornado and strong wind.

Strong windElevated
HailModerate
TornadoElevated
Inland floodingModerate
LightningModerate

Low or minimal exposure: cold wave, landslide, winter weather, heat wave, ice storm, wildfire, drought, earthquake.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

4 major airports lie within 100 miles, the nearest 3 miles away.

AirportCodeDistanceLongest runway
Chippewa Valley RgnlEAU3 mi8,101 ft
La Crosse RgnlLSE67 mi8,742 ft
Rochester IntlRST80 mi9,034 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
76
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

54703 vs Eau Claire

How this ZIP area compares with Eau Claire as a whole. Both figures come from the same ACS release, so the comparison is like for like.

54703
Eau Claire
Median household income
$71,518
vs
$67,395
Per capita income
$39,697
vs
$39,434
Population density
545/sq mi
vs
2,048/sq mi
Median home value
$243,700
vs
$247,600
Median gross rent
$1,062
vs
$1,045
Homeownership rate
61.6%
vs
54.4%
Bachelor's degree or higher
32.4%
vs
36.7%
Poverty rate
13.6%
vs
14.3%
Median age
35.4
vs
32.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.