AreaProfile

98660Vancouver, Washington

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 98660.

57
Area Score
Bottom 38% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity4743rd of 6,210 published ZIP areas42
GrowthTop 40% of 5,428 published ZIP areas56
Housing affordability6120th of 6,685 published ZIP areas45
ClimateTop 37% of 6,789 published ZIP areas73
Physical resilienceTop 42% of 6,709 published ZIP areas65
Access3884th of 6,791 published ZIP areas90
Economic stability4657th of 6,742 published ZIP areas48
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 4.6% and the Opportunity signal places 98660 in the bottom 24%.

Development activity is both elevated and accelerating — 1,298 housing units permitted over the past twelve months, up 18% on the prior year.

Buying strains local incomes far more than renting does — the median home is 7.0 times median household income, against a historic benchmark near three — while rent takes 28% of it.

At a glance

Population
13,212
2024 ACS 5-Year
Median household income
$67,344
Bottom 43% nationally
Density
866/sq mi
15.3 sq mi of land
Median age
41.1
2024 ACS 5-Year
City
Vancouver
Washington
Metro area
Portland-Vancouver-Hillsboro, OR-WA
Nearest major airport
PDX
8 mi · Portland Intl
Median home value
$469,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.6% is lower than 43% of the 6,544 measured US ZIP areas.

Employment fell 1.5% over the past year, to 93,365 employed residents.

42% of adults hold a four-year degree, higher than 81% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$7,944$67,344Bottom 43%2024 ACS 5-Year
Per capita income ±$5,255$55,925Top 14%2024 ACS 5-Year
Poverty rate16.9%Top 26%2024 ACS 5-Year
Average commute23.8 minBottom 29%2024 ACS 5-Year
Bachelor's degree or higher42.2%Top 19%2024 ACS 5-Year
Employment93,365Top 36%June 2026
Employment change (3 years)-3.4%Bottom 9%June 2026
Employment change (year over year)-1.5%Bottom 34%June 2026
Labor force97,819Top 36%June 2026
Labor force participation62.4%Top 43%2024 ACS 5-Year
Mean annual wage$78,430Top 17%2025 OEWS
Median annual wage$60,690Top 16%2025 OEWS
Unemployment change (year over year)0.7%Top 21%June 2026
Unemployment rate4.6%Top 43%June 2026
Median household income, successive ACS releases
202120222023202467k57k
Each point is a separate five-year estimate, most recently $67,344 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Portland-Vancouver-Hillsboro, OR-WA
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers34,840$35,620
Retail Salespersons28,230$37,340
Stockers and Order Fillers26,750$44,440
Registered Nurses24,220$130,310
Home Health and Personal Care Aides22,860$45,570
General and Operations Managers21,070$121,050

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Vancouver, WA, the city containing this ZIP code.

There are 14.4 students for every full-time teacher, fewer than in most measured places.

Public schools
3
2024-25 school year
Students per teacher
14.4
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Lincoln Elementary SchoolVancouver School District28014.7
Hough Elementary SchoolVancouver School District23814.0
Clark County Juvenile Detention SchoolEducational Service District 11215

62.9% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Washington’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,545 takes 28% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 7.0 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
27.5%
Below the 30% cost-burdened threshold
Home price to income
7.0×
median home value ÷ median income
Median gross rent
$1,545
2024 ACS 5-Year
Median home value
$469,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income6.97Top 6%2024 ACS 5-Year
Homeownership rate38.2%Bottom 5%2024 ACS 5-Year
Housing units ±3217,270Top 22%2024 ACS 5-Year
Median gross rent ±$107$1,545Top 21%2024 ACS 5-Year
Median home value ±$20,595$469,600Top 15%2024 ACS 5-Year
Rent as a share of income27.5%Top 9%2024 ACS 5-Year
Vacancy rate5.7%Bottom 27%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
56/ 100
Top 40% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

67% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 6.6 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
1,298
12 months ending July 2026
Per 1,000 residents
6.6
Top 21% nationally
Year over year
+18%
vs the prior twelve months
Multifamily share
66.8%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Vancouver, WA, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 81°F and January a low of 34°F.

Normal annual precipitation is 37.5 inches.

20°40°60°80°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station VANCOUVER PEARSON AP, 4.1 miles from this location.
Precipitation
JFMAMJJASOND6.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation37.5"1991-2020 Normals
Average January low34°F1991-2020 Normals
Average July high81°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing29°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

65 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, heat wave and strong wind.

EarthquakeElevated
Heat waveModerate
Volcanic activityModerate
Strong windModerate
AvalancheModerate

Low or minimal exposure: cold wave, inland flooding, ice storm, landslide, lightning, winter weather, wildfire, tornado, coastal flooding, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

1 major airport lies within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Portland IntlPDX8 mi11,000 ft
Mahlon Sweet FldEUG109 mi8,009 ft
Seattle-Tacoma IntlSEA125 mi11,901 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

98660 vs Vancouver

How this ZIP area compares with Vancouver as a whole. Both figures come from the same ACS release, so the comparison is like for like.

98660
Vancouver
Median household income
$67,344
vs
$81,338
Per capita income
$55,925
vs
$45,636
Population density
866/sq mi
vs
4,002/sq mi
Median home value
$469,600
vs
$462,400
Median gross rent
$1,545
vs
$1,702
Homeownership rate
38.2%
vs
50.8%
Bachelor's degree or higher
42.2%
vs
32.3%
Poverty rate
16.9%
vs
10.2%
Median age
41.1
vs
37.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.